Table 3630. Consumer units of three persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | three | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 15,894 | 832 | 4,396 | 4,004 | 3,219 | 1,995 | 1,448 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $35,573 | $17,564 | $31,313 | $39,217 | $42,988 | $42,380 | $24,618 Income after taxes 1/.........................| 32,395 | 16,883 | 28,722 | 35,748 | 38,395 | 37,926 | 23,659 Average number of persons in consumer unit....| 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 | 3.0 Age of reference person.......................| 43.2 | 22.2 | 29.7 | 39.6 | 49.1 | 59.1 | 71.4 | | | | | | | Average number in consumer unit: | | | | | | | Earners.....................................| 1.8 | 1.6 | 1.6 | 1.9 | 2.1 | 2.0 | 1.3 Vehicles....................................| 2.5 | 1.7 | 2.0 | 2.6 | 3.0 | 2.9 | 2.3 Children under 18...........................| .8 | 1.0 | 1.1 | 1.0 | .5 | .2 | .1 Persons 65 and over.........................| .2 | (2) | (3) | (3) | .1 | .1 | 1.6 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 72 | 65 | 69 | 69 | 76 | 81 | 75 Female....................................| 28 | 35 | 31 | 31 | 24 | 19 | 25 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 69 | 25 | 51 | 73 | 81 | 88 | 89 Homeowner with mortgage.................| 50 | 17 | 46 | 64 | 62 | 45 | 29 Homeowner without mortgage..............| 19 | 8 | 5 | 9 | 20 | 44 | 60 Renter....................................| 31 | 75 | 49 | 27 | 19 | 12 | 11 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 11 | 12 | 13 | 10 | 10 | 9 | 16 White and other...........................| 89 | 88 | 87 | 90 | 90 | 91 | 84 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 8 | 3 | 2 | 4 | 6 | 16 | 27 High school (9-12)........................| 50 | 73 | 49 | 42 | 54 | 51 | 51 College...................................| 42 | 24 | 48 | 54 | 39 | 31 | 21 Never attended and other..................| 1 | (4) | 1 | (4) | 1 | 1 | 1 | | | | | | | At least one vehicle owned..................| 91 | 84 | 88 | 94 | 94 | 94 | 89 | | | | | | | Average annual expenditures.....................| $31,562 | $20,211 | $27,969 | $35,758 | $36,138 | $34,467 | $24,104 | | | | | | | Food..........................................| 4,652 | 3,327 | 3,882 | 4,878 | 5,605 | 5,413 | 4,365 Food at home................................| 2,686 | 2,030 | 2,370 | 2,672 | 3,035 | 3,094 | 2,978 Cereals and bakery products...............| 387 | 283 | 331 | 388 | 428 | 466 | 454 Cereals and cereal products.............| 135 | 113 | 123 | 139 | 143 | 143 | 153 Bakery products.........................| 252 | 171 | 208 | 249 | 285 | 324 | 300 Meats, poultry, fish, and eggs............| 703 | 443 | 602 | 657 | 825 | 884 | 857 Beef....................................| 237 | 177 | 202 | 217 | 272 | 298 | 288 Pork....................................| 139 | 72 | 129 | 127 | 159 | 166 | 185 Other meats.............................| 100 | 68 | 79 | 100 | 121 | 125 | 119 Poultry.................................| 112 | 60 | 99 | 107 | 129 | 143 | 127 Fish and seafood........................| 79 | 35 | 63 | 74 | 103 | 108 | 92 Eggs....................................| 35 | 29 | 29 | 32 | 42 | 43 | 46 | | | | | | | Dairy products............................| 334 | 272 | 317 | 341 | 355 | 349 | 362 Fresh milk and cream....................| 163 | 149 | 159 | 161 | 165 | 165 | 190 Other dairy products....................| 171 | 123 | 158 | 180 | 191 | 183 | 172 Fruits and vegetables.....................| 453 | 326 | 384 | 458 | 514 | 539 | 514 Fresh fruits............................| 139 | 101 | 109 | 133 | 171 | 183 | 158 Fresh vegetables........................| 137 | 84 | 109 | 144 | 161 | 169 | 157 Processed fruits........................| 105 | 81 | 101 | 109 | 103 | 112 | 118 Processed vegetables....................| 72 | 59 | 66 | 72 | 79 | 77 | 80 | | | | | | | Other food at home........................| 809 | 707 | 736 | 828 | 912 | 855 | 791 Sugar and other sweets..................| 97 | 75 | 84 | 95 | 98 | 121 | 128 Fats and oils...........................| 66 | 45 | 53 | 66 | 74 | 80 | 85 Miscellaneous foods.....................| 360 | 379 | 364 | 370 | 401 | 299 | 310 Nonalcoholic beverages..................| 253 | 199 | 210 | 261 | 302 | 293 | 251 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 34 | 5/8 | 25 | 37 | 36 | 63 | 17 Food away from home.........................| 1,966 | 1,296 | 1,512 | 2,206 | 2,570 | 2,319 | 1,387 | | | | | | | Alcoholic beverages...........................| 285 | 231 | 274 | 273 | 340 | 309 | 246 | | | | | | | Housing.......................................| 9,667 | 6,000 | 9,316 | 11,431 | 10,548 | 9,336 | 6,574 Shelter.....................................| 5,236 | 3,465 | 5,066 | 6,564 | 5,752 | 4,541 | 2,906 Owned dwellings...........................| 3,416 | 726 | 2,799 | 4,679 | 4,243 | 3,213 | 1,786 Mortgage interest.......................| 2,270 | 484 | 2,225 | 3,437 | 2,738 | 1,261 | 552 Property taxes..........................| 606 | 5/131 | 269 | 656 | 811 | 1,125 | 590 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 541 | 111 | 305 | 586 | 695 | 827 | 644 Rented dwellings..........................| 1,322 | 2,646 | 1,996 | 1,298 | 854 | 570 | 655 Other lodging.............................| 498 | 5/93 | 271 | 588 | 654 | 758 | 465 Utilities, fuels, and public services.......| 2,074 | 1,325 | 1,767 | 2,174 | 2,308 | 2,423 | 2,158 Natural gas...............................| 271 | 137 | 224 | 267 | 295 | 354 | 332 Electricity...............................| 867 | 564 | 731 | 924 | 982 | 990 | 871 Fuel oil and other fuels..................| 105 | 36 | 64 | 98 | 108 | 175 | 184 Telephone.................................| 617 | 497 | 583 | 649 | 682 | 620 | 554 Water and other public services...........| 214 | 91 | 164 | 235 | 241 | 283 | 217 Household operations........................| 575 | 352 | 836 | 669 | 391 | 467 | 205 Personal services.........................| 332 | 293 | 680 | 380 | 93 | 5/88 | 5/29 Other household expenses..................| 243 | 58 | 156 | 289 | 298 | 380 | 176 | | | | | | | Housekeeping supplies.......................| 459 | 271 | 431 | 445 | 502 | 526 | 558 Laundry and cleaning supplies.............| 132 | 91 | 121 | 132 | 148 | 153 | 136 Other household products..................| 187 | 74 | 185 | 188 | 222 | 223 | 153 Postage and stationery....................| 140 | 106 | 124 | 126 | 133 | 150 | 269 Household furnishings and equipment.........| 1,324 | 588 | 1,216 | 1,579 | 1,596 | 1,378 | 748 Household textiles........................| 148 | 32 | 144 | 149 | 175 | 206 | 87 Furniture.................................| 392 | 235 | 402 | 462 | 475 | 327 | 169 Floor coverings...........................| 93 | 5/5 | 76 | 127 | 43 | 220 | 5/36 Major appliances..........................| 184 | 96 | 178 | 210 | 197 | 169 | 169 Small appliances, miscellaneous housewares| 83 | 26 | 61 | 130 | 99 | 67 | 49 Miscellaneous household equipment.........| 424 | 194 | 355 | 502 | 606 | 390 | 238 | | | | | | | Apparel and services..........................| 1,809 | 1,269 | 1,658 | 2,161 | 2,119 | 1,637 | 1,341 Men and boys................................| 447 | 270 | 355 | 569 | 575 | 449 | 265 Men, 16 and over..........................| 353 | 236 | 242 | 399 | 527 | 401 | 221 Boys, 2 to 15.............................| 94 | 33 | 113 | 170 | 48 | 48 | 45 Women and girls.............................| 704 | 281 | 625 | 862 | 859 | 632 | 648 Women, 16 and over........................| 593 | 243 | 491 | 686 | 752 | 595 | 625 Girls, 2 to 15............................| 111 | 38 | 134 | 176 | 107 | 37 | 23 Children under 2............................| 127 | 258 | 247 | 90 | 43 | 59 | 20 Footwear....................................| 229 | 195 | 174 | 261 | 295 | 224 | 223 Other apparel products and services.........| 302 | 266 | 258 | 378 | 347 | 274 | 186 | | | | | | | Transportation................................| 6,202 | 5,477 | 5,663 | 6,911 | 6,549 | 6,777 | 4,757 Vehicle purchases (net outlay)..............| 2,893 | 3,288 | 2,827 | 3,229 | 2,613 | 3,123 | 2,236 Cars and trucks, new......................| 1,603 | 1,523 | 1,601 | 1,818 | 1,452 | 1,951 | 915 Cars and trucks, used.....................| 1,259 | 1,750 | 1,156 | 1,408 | 1,133 | 1,138 | 1,322 Other vehicles............................| 31 | 5/15 | 71 | 5/4 | 5/29 | 5/34 | (2) Gasoline and motor oil......................| 1,140 | 813 | 981 | 1,250 | 1,342 | 1,275 | 867 Other vehicle expenses......................| 1,904 | 1,284 | 1,679 | 2,120 | 2,249 | 1,993 | 1,475 Vehicle finance charges...................| 378 | 357 | 398 | 407 | 432 | 345 | 172 Maintenance and repairs...................| 644 | 361 | 552 | 770 | 734 | 652 | 551 Vehicle insurance.........................| 662 | 488 | 505 | 668 | 844 | 807 | 616 | | | | | | | Vehicle rental, licenses, other charges...| 220 | 77 | 224 | 276 | 239 | 190 | 136 Public transportation.......................| 266 | 92 | 176 | 311 | 345 | 386 | 179 | | | | | | | Health care...................................| 1,477 | 592 | 1,023 | 1,424 | 1,469 | 2,296 | 2,408 Health insurance............................| 501 | 261 | 360 | 440 | 501 | 615 | 1,075 Medical services............................| 642 | 218 | 453 | 685 | 606 | 1,150 | 719 Drugs.......................................| 249 | 71 | 158 | 218 | 254 | 381 | 533 Medical supplies............................| 86 | 41 | 53 | 80 | 108 | 151 | 81 | | | | | | | Entertainment.................................| 1,676 | 979 | 1,604 | 2,088 | 1,830 | 1,755 | 718 Fees and admissions.........................| 387 | 92 | 269 | 510 | 470 | 530 | 192 Television, radios, sound equipment.........| 505 | 453 | 489 | 602 | 563 | 433 | 287 Pets, toys, and playground equipment........| 306 | 291 | 351 | 331 | 324 | 243 | 164 Other entertainment supplies, equipment, | | | | | | | and services...............................| 478 | 143 | 496 | 645 | 472 | 549 | 75 | | | | | | | Personal care products and services...........| 437 | 201 | 340 | 461 | 608 | 503 | 407 | | | | | | | Reading.......................................| 165 | 64 | 144 | 179 | 195 | 183 | 157 | | | | | | | Education.....................................| 405 | 144 | 175 | 525 | 731 | 364 | 266 | | | | | | | Tobacco products and smoking supplies.........| 310 | 346 | 293 | 294 | 331 | 317 | 333 | | | | | | | Miscellaneous.................................| 669 | 224 | 556 | 886 | 773 | 684 | 432 | | | | | | | Cash contributions............................| 788 | 84 | 399 | 728 | 1,079 | 1,579 | 807 | | | | | | | Personal insurance and pensions...............| 3,020 | 1,274 | 2,642 | 3,521 | 3,961 | 3,315 | 1,291 Life and other personal insurance...........| 413 | 96 | 298 | 505 | 519 | 487 | 356 Pensions and Social Security................| 2,607 | 1,178 | 2,343 | 3,016 | 3,442 | 2,828 | 935 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 35,573 | 17,564 | 31,313 | 39,217 | 42,988 | 42,380 | 24,618 Wages and salaries..........................| 29,416 | 14,844 | 27,821 | 33,543 | 37,550 | 32,110 | 10,413 Self-employment income......................| 2,225 | 5/902 | 1,866 | 3,554 | 2,398 | 1,770 | 707 Social Security, private and government | | | | | | | retirement.................................| 2,183 | 5/219 | 234 | 522 | 1,653 | 5,118 | 11,405 Interest, dividends, rental income, other | | | | | | | property income............................| 751 | 15 | 218 | 489 | 570 | 2,604 | 1,619 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 220 | 151 | 242 | 222 | 181 | 291 | 186 | | | | | | | Public assistance, supplemental security | | | | | | | income, food stamps........................| 349 | 1,016 | 523 | 245 | 172 | 283 | 164 Regular contributions for support...........| 342 | 300 | 322 | 585 | 376 | 5/36 | 5/79 Other income................................| 87 | 5/118 | 86 | 58 | 88 | 167 | 5/46 | | | | | | | Personal taxes................................| 3,179 | 681 | 2,592 | 3,468 | 4,593 | 4,454 | 959 Federal income taxes........................| 2,504 | 481 | 2,059 | 2,761 | 3,598 | 3,524 | 688 State and local income taxes................| 614 | 185 | 505 | 633 | 894 | 886 | 196 Other taxes.................................| 60 | 5/16 | 28 | 75 | 101 | 44 | 75 | | | | | | | Income after taxes............................| 32,395 | 16,883 | 28,722 | 35,748 | 38,395 | 37,926 | 23,659 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| 1,067 | -1,924 | 1,542 | 2,064 | 972 | 1,209 | -1,393 Net change in total assets..................| 5,393 | 2,785 | 8,668 | 7,982 | 3,912 | 1,060 | -947 Net change in total liabilities.............| 4,326 | 4,709 | 7,127 | 5,918 | 2,939 | -149 | 446 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 346 | 5/45 | 227 | 284 | 382 | 303 | 1,033 Mortgage principal paid on owned property...| -653 | -133 | -464 | -805 | -997 | -651 | -337 Estimated market value of owned home........| 70,175 | 10,011 | 41,845 | 79,117 | 86,860 | 106,262 | 79,197 Estimated monthly rental value of owned home| 431 | 90 | 293 | 495 | 521 | 572 | 470 | | | | | | | Gifts of goods and services, total............| 1,039 | 368 | 644 | 944 | 1,680 | 1,643 | 678 Clothing, males 2 and over..................| 73 | 5/12 | 55 | 61 | 118 | 117 | 47 Clothing, females 2 and over................| 99 | 44 | 82 | 93 | 156 | 103 | 88 Clothing, children under 2..................| 45 | 59 | 52 | 41 | 37 | 51 | 19 Jewelry and watches.........................| 18 | 5/8 | 9 | 22 | 26 | 25 | 5/8 Small appliances and miscellaneous | | | | | | | housewares.................................| 22 | 5/9 | 23 | 21 | 29 | 20 | 5/20 Household textiles..........................| 12 | 5/8 | 5/7 | 5/11 | 5/22 | 5/9 | 5/19 All other gifts.............................| 771 | 229 | 415 | 696 | 1,291 | 1,318 | 475 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ No data reported. 3/ Value less than 0.05. 4/ Value less than 0.5. 5/ Data are likely to have large sampling errors.