Table 3640. Consumer units of four persons by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 _____________________________________________________________________________________________________________________________ | | | | | | | | Total | Under | | | | | 65 and Item | four | 25 | 25-34 | 35-44 | 45-54 | 55-64 | over | persons | | | | | | | | | | | | | _____________________________________________________________________________________________________________________________ | | | | | | | Number of consumer units (in thousands).........| 13,824 | 561 | 4,258 | 5,214 | 2,451 | 853 | 487 | | | | | | | Consumer unit characteristics: | | | | | | | | | | | | | | Income before taxes 1/........................| $39,613 | $22,049 | $30,056 | $45,006 | $50,996 | $42,398 | $29,420 Income after taxes 1/.........................| 36,421 | 21,349 | 28,063 | 40,634 | 47,007 | 39,474 | 28,477 Average number of persons in consumer unit....| 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 | 4.0 Age of reference person.......................| 39.9 | 22.5 | 30.4 | 39.3 | 49.0 | 58.7 | 69.8 | | | | | | | Average number in consumer unit: | | | | | | | Earners.....................................| 2.0 | 1.6 | 1.7 | 2.0 | 2.6 | 2.5 | 1.8 Vehicles....................................| 2.7 | 1.5 | 2.3 | 2.7 | 3.6 | 3.0 | 2.5 Children under 18...........................| 1.6 | 1.9 | 2.0 | 1.8 | 1.0 | .7 | .7 Persons 65 and over.........................| .1 | (2) | (2) | (2) | (2) | .2 | 1.4 | | | | | | | Percent distribution: | | | | | | | | | | | | | | Sex of reference person: | | | | | | | Male......................................| 80 | 65 | 77 | 81 | 84 | 85 | 71 Female....................................| 20 | 35 | 23 | 19 | 16 | 15 | 29 | | | | | | | Housing tenure: | | | | | | | Percent homeowner.........................| 73 | 25 | 58 | 82 | 83 | 82 | 83 Homeowner with mortgage.................| 61 | 16 | 52 | 75 | 67 | 54 | 28 Homeowner without mortgage..............| 12 | 9 | 6 | 7 | 16 | 28 | 55 Renter....................................| 27 | 75 | 42 | 18 | 17 | 18 | 17 | | | | | | | Race of reference person: | | | | | | | Black.....................................| 10 | 13 | 11 | 9 | 11 | 12 | 10 White and other...........................| 90 | 87 | 89 | 91 | 89 | 88 | 90 | | | | | | | Education of reference person: | | | | | | | Elementary (1-8)..........................| 6 | 2 | 4 | 4 | 7 | 16 | 37 High school (9-12)........................| 47 | 82 | 54 | 39 | 43 | 53 | 34 College...................................| 47 | 14 | 42 | 57 | 49 | 31 | 26 Never attended and other..................| (3) | 1 | (4) | (3) | 1 | (4) | 2 | | | | | | | At least one vehicle owned..................| 93 | 78 | 91 | 95 | 97 | 94 | 91 | | | | | | | Average annual expenditures.....................| $35,122 | $20,669 | $28,436 | $39,060 | $42,981 | $33,510 | $30,045 | | | | | | | Food..........................................| 5,387 | 3,347 | 4,619 | 5,722 | 6,346 | 5,486 | 5,353 Food at home................................| 3,209 | 2,129 | 2,894 | 3,299 | 3,568 | 3,414 | 3,887 Cereals and bakery products...............| 486 | 306 | 425 | 519 | 532 | 499 | 586 Cereals and cereal products.............| 178 | 134 | 166 | 182 | 192 | 174 | 220 Bakery products.........................| 308 | 172 | 259 | 336 | 340 | 325 | 366 Meats, poultry, fish, and eggs............| 838 | 570 | 757 | 840 | 913 | 957 | 1,231 Beef....................................| 298 | 203 | 270 | 295 | 321 | 397 | 374 Pork....................................| 156 | 97 | 150 | 149 | 169 | 166 | 302 Other meats.............................| 123 | 111 | 105 | 131 | 130 | 117 | 177 Poultry.................................| 129 | 72 | 114 | 133 | 143 | 132 | 208 Fish and seafood........................| 90 | 59 | 79 | 96 | 104 | 87 | 95 Eggs....................................| 41 | 27 | 39 | 37 | 46 | 57 | 75 | | | | | | | Dairy products............................| 420 | 251 | 392 | 432 | 464 | 421 | 488 Fresh milk and cream....................| 209 | 153 | 208 | 207 | 215 | 217 | 259 Other dairy products....................| 212 | 98 | 185 | 225 | 250 | 203 | 229 Fruits and vegetables.....................| 518 | 294 | 440 | 540 | 590 | 604 | 631 Fresh fruits............................| 157 | 76 | 126 | 168 | 180 | 195 | 199 Fresh vegetables........................| 152 | 87 | 130 | 157 | 173 | 190 | 179 Processed fruits........................| 118 | 71 | 96 | 128 | 136 | 128 | 134 Processed vegetables....................| 90 | 60 | 88 | 87 | 101 | 91 | 120 | | | | | | | Other food at home........................| 947 | 708 | 880 | 968 | 1,068 | 932 | 951 Sugar and other sweets..................| 116 | 68 | 106 | 122 | 123 | 109 | 160 Fats and oils...........................| 77 | 30 | 67 | 81 | 90 | 80 | 95 Miscellaneous foods.....................| 420 | 405 | 423 | 417 | 446 | 390 | 357 Nonalcoholic beverages..................| 294 | 188 | 258 | 299 | 352 | 318 | 319 Food prepared by consumer unit | | | | | | | on out-of-town trips...................| 40 | 5/17 | 26 | 50 | 57 | 34 | 5/21 Food away from home.........................| 2,178 | 1,218 | 1,725 | 2,423 | 2,778 | 2,072 | 1,466 | | | | | | | Alcoholic beverages...........................| 279 | 130 | 258 | 297 | 324 | 248 | 219 | | | | | | | Housing.......................................| 10,624 | 6,899 | 9,554 | 11,853 | 11,634 | 9,328 | 8,117 Shelter.....................................| 5,735 | 3,843 | 5,040 | 6,631 | 6,218 | 4,606 | 3,940 Owned dwellings...........................| 3,943 | 965 | 2,970 | 5,216 | 4,132 | 3,268 | 2,492 Mortgage interest.......................| 2,752 | 724 | 2,317 | 3,793 | 2,521 | 1,658 | 826 Property taxes..........................| 661 | 5/97 | 333 | 773 | 915 | 995 | 1,108 Maintenance, repairs, insurance, | | | | | | | other expenses.........................| 530 | 143 | 320 | 650 | 696 | 616 | 558 Rented dwellings..........................| 1,238 | 2,799 | 1,813 | 832 | 949 | 780 | 1,013 Other lodging.............................| 554 | 5/79 | 257 | 583 | 1,138 | 558 | 435 Utilities, fuels, and public services.......| 2,210 | 1,485 | 1,819 | 2,329 | 2,715 | 2,369 | 2,355 Natural gas...............................| 292 | 175 | 226 | 317 | 353 | 316 | 386 Electricity...............................| 930 | 586 | 776 | 994 | 1,144 | 907 | 944 Fuel oil and other fuels..................| 117 | 5/42 | 89 | 123 | 128 | 235 | 5/116 Telephone.................................| 638 | 575 | 545 | 631 | 809 | 682 | 662 Water and other public services...........| 233 | 107 | 182 | 264 | 281 | 230 | 247 Household operations........................| 771 | 518 | 1,002 | 805 | 547 | 430 | 411 Personal services.........................| 501 | 427 | 866 | 473 | 149 | 5/85 | 5/192 Other household expenses..................| 271 | 91 | 136 | 332 | 398 | 345 | 219 | | | | | | | Housekeeping supplies.......................| 489 | 262 | 456 | 529 | 514 | 474 | 416 Laundry and cleaning supplies.............| 157 | 132 | 161 | 156 | 157 | 163 | 136 Other household products..................| 203 | 69 | 179 | 239 | 198 | 187 | 192 Postage and stationery....................| 129 | 61 | 116 | 134 | 160 | 124 | 88 Household furnishings and equipment.........| 1,419 | 791 | 1,236 | 1,559 | 1,640 | 1,449 | 996 Household textiles........................| 106 | 5/31 | 83 | 102 | 172 | 121 | 69 Furniture.................................| 477 | 407 | 451 | 529 | 488 | 392 | 332 Floor coverings...........................| 92 | 5/33 | 44 | 104 | 149 | 5/154 | 5/40 Major appliances..........................| 205 | 102 | 194 | 224 | 195 | 267 | 133 Small appliances, miscellaneous housewares| 75 | 84 | 49 | 85 | 91 | 93 | 78 Miscellaneous household equipment.........| 464 | 136 | 414 | 514 | 544 | 423 | 343 | | | | | | | Apparel and services..........................| 2,069 | 1,318 | 1,527 | 2,385 | 2,690 | 1,833 | 1,148 Men and boys................................| 570 | 376 | 422 | 643 | 754 | 537 | 330 Men, 16 and over..........................| 408 | 306 | 315 | 412 | 594 | 441 | 235 Boys, 2 to 15.............................| 162 | 70 | 108 | 231 | 160 | 96 | 95 Women and girls.............................| 814 | 359 | 508 | 1,005 | 1,111 | 710 | 403 Women, 16 and over........................| 603 | 272 | 354 | 683 | 927 | 658 | 366 Girls, 2 to 15............................| 211 | 87 | 154 | 322 | 184 | 51 | 36 Children under 2............................| 121 | 195 | 212 | 91 | 50 | 65 | 70 Footwear....................................| 262 | 161 | 191 | 308 | 346 | 184 | 5/155 Other apparel products and services.........| 300 | 226 | 194 | 338 | 430 | 338 | 190 | | | | | | | Transportation................................| 6,920 | 3,516 | 5,567 | 7,302 | 9,531 | 6,587 | 6,010 Vehicle purchases (net outlay)..............| 3,249 | 1,455 | 2,762 | 3,478 | 4,377 | 2,652 | 2,485 Cars and trucks, new......................| 1,508 | 5/246 | 1,048 | 1,853 | 1,843 | 1,522 | 5/1,580 Cars and trucks, used.....................| 1,693 | 1,209 | 1,694 | 1,588 | 2,379 | 1,130 | 905 Other vehicles............................| 48 | (4) | 21 | 37 | 5/155 | (4) | (4) Gasoline and motor oil......................| 1,302 | 890 | 1,053 | 1,341 | 1,741 | 1,357 | 1,227 Other vehicle expenses......................| 2,089 | 1,051 | 1,613 | 2,196 | 2,893 | 2,238 | 1,980 Vehicle finance charges...................| 432 | 199 | 406 | 440 | 555 | 314 | 436 Maintenance and repairs...................| 716 | 352 | 545 | 754 | 1,007 | 787 | 654 Vehicle insurance.........................| 709 | 387 | 511 | 696 | 1,067 | 941 | 731 | | | | | | | Vehicle rental, licenses, other charges...| 232 | 113 | 151 | 306 | 264 | 197 | 159 Public transportation.......................| 280 | 120 | 139 | 286 | 520 | 340 | 318 | | | | | | | Health care...................................| 1,426 | 1,168 | 1,052 | 1,567 | 1,581 | 1,719 | 2,168 Health insurance............................| 508 | 220 | 360 | 575 | 544 | 670 | 941 Medical services............................| 641 | 837 | 508 | 702 | 678 | 672 | 684 Drugs.......................................| 197 | 100 | 134 | 201 | 234 | 281 | 469 Medical supplies............................| 80 | 5/12 | 50 | 89 | 125 | 96 | 5/73 | | | | | | | Entertainment.................................| 2,090 | 1,472 | 1,466 | 2,753 | 2,133 | 1,640 | 1,701 Fees and admissions.........................| 492 | 172 | 240 | 665 | 671 | 377 | 512 Television, radios, sound equipment.........| 589 | 490 | 463 | 691 | 642 | 492 | 613 Pets, toys, and playground equipment........| 383 | 313 | 414 | 393 | 343 | 407 | 236 Other entertainment supplies, equipment, | | | | | | | and services...............................| 625 | 497 | 348 | 1,003 | 476 | 364 | 339 | | | | | | | Personal care products and services...........| 428 | 266 | 365 | 469 | 486 | 440 | 353 | | | | | | | Reading.......................................| 181 | 63 | 130 | 216 | 213 | 179 | 228 | | | | | | | Education.....................................| 535 | 308 | 170 | 530 | 1,186 | 802 | 270 | | | | | | | Tobacco products and smoking supplies.........| 316 | 315 | 303 | 285 | 386 | 349 | 360 | | | | | | | Miscellaneous.................................| 819 | 339 | 573 | 920 | 1,100 | 690 | 1,244 | | | | | | | Cash contributions............................| 730 | 224 | 390 | 800 | 1,194 | 862 | 969 | | | | | | | Personal insurance and pensions...............| 3,319 | 1,302 | 2,460 | 3,962 | 4,177 | 3,349 | 1,906 Life and other personal insurance...........| 434 | 102 | 280 | 528 | 567 | 558 | 279 Pensions and Social Security................| 2,885 | 1,200 | 2,180 | 3,434 | 3,610 | 2,791 | 1,626 | | | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | | | | | Money income before taxes.....................| 39,613 | 22,049 | 30,056 | 45,006 | 50,996 | 42,398 | 29,420 Wages and salaries..........................| 33,761 | 18,065 | 27,570 | 39,575 | 40,438 | 32,893 | 15,520 Self-employment income......................| 3,267 | 5/756 | 1,129 | 3,781 | 7,056 | 3,924 | 5/873 Social Security, private and government | | | | | | | retirement.................................| 972 | 5/72 | 185 | 317 | 1,203 | 3,168 | 10,730 Interest, dividends, rental income, other | | | | | | | property income............................| 509 | 5/48 | 127 | 485 | 954 | 1,288 | 1,271 Unemployment and workers' compensation, | | | | | | | veterans' benefits.........................| 316 | 5/109 | 233 | 271 | 637 | 280 | 5/312 Public assistance, supplemental security | | | | | | | income, food stamps........................| 375 | 1,452 | 522 | 175 | 223 | 442 | 632 Regular contributions for support...........| 344 | 5/1,469 | 184 | 341 | 460 | 5/345 | 5/67 Other income................................| 68 | 5/77 | 106 | 61 | 25 | 5/59 | 5/15 | | | | | | | Personal taxes................................| 3,192 | 700 | 1,993 | 4,372 | 3,989 | 2,925 | 943 Federal income taxes........................| 2,474 | 463 | 1,476 | 3,417 | 3,172 | 2,315 | 689 State and local income taxes................| 631 | 235 | 451 | 816 | 764 | 567 | 209 Other taxes.................................| 87 | 5/2 | 66 | 139 | 53 | 43 | 45 | | | | | | | Income after taxes............................| 36,421 | 21,349 | 28,063 | 40,634 | 47,007 | 39,474 | 28,477 | | | | | | | Addenda: | | | | | | | | | | | | | | Net change in total assets and liabilities....| 90 | -6,655 | 538 | -1,615 | 1,321 | 8,613 | 1,059 Net change in total assets..................| 6,145 | -1,544 | 9,205 | 4,834 | 3,965 | 13,166 | 953 Net change in total liabilities.............| 6,056 | 5,111 | 8,668 | 6,450 | 2,643 | 4,553 | -106 | | | | | | | Other financial information: | | | | | | | | | | | | | | Other money receipts........................| 519 | 5/1 | 329 | 926 | 288 | 216 | 118 Mortgage principal paid on owned property...| -781 | -70 | -493 | -1,049 | -962 | -817 | -270 Estimated market value of owned home........| 75,400 | 18,110 | 44,584 | 90,809 | 99,577 | 92,947 | 93,450 Estimated monthly rental value of owned home| 464 | 120 | 301 | 559 | 571 | 570 | 544 | | | | | | | Gifts of goods and services, total............| 783 | 256 | 500 | 740 | 1,516 | 845 | 446 Clothing, males 2 and over..................| 52 | 5/15 | 44 | 46 | 71 | 101 | 5/28 Clothing, females 2 and over................| 67 | 5/32 | 52 | 79 | 92 | 35 | 22 Clothing, children under 2..................| 39 | 5/24 | 45 | 38 | 34 | 38 | 38 Jewelry and watches.........................| 14 | 5/4 | 6 | 15 | 27 | 5/19 | 5/4 Small appliances and miscellaneous | | | | | | | housewares.................................| 23 | 5/9 | 16 | 26 | 34 | 21 | 5/14 Household textiles..........................| 7 | 5/1 | 5/3 | 7 | 5/10 | 5/10 | 5/27 All other gifts.............................| 581 | 170 | 332 | 530 | 1,248 | 619 | 315 | | | | | | | _____________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ No data reported. 5/ Data are likely to have large sampling errors.