Table 5. Consumer units of four persons by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 11705 318 800 759 865 1881 2341 4741 Number of sample interviews............... 9029 214 530 610 604 1421 1719 3931 Income before taxes 1/.................... 39613 2162 7868 12765 17682 24891 34739 64025 Income after taxes 1/..................... 36421 1940 7890 12709 17067 23530 32094 58123 Average number of persons in cons. unit... 4 4 4 4 4 4 4 4 Age of reference person................... 39.7 38 38.4 37.1 36.5 38.4 39 41.9 Average number of: Earners.................................. 2 1.4 1.1 1.6 1.8 2 2.1 2.3 Vehicles................................. 2.7 1.5 1.1 1.6 2.2 2.6 3 3.2 Children under 18........................ 1.7 1.9 2.1 1.9 1.8 1.7 1.7 1.5 Persons 65 and over...................... 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0 Percent distribution: Male..................................... 79 37 44 67 74 78 89 87 Female................................... 21 63 56 33 26 22 11 13 Homeowner with mortgage.................. 62 35 19 28 38 49 68 83 Homeowner without mortgage............... 11 15 13 14 11 14 12 8 Renter................................... 27 50 68 58 51 37 21 9 Black.................................... 9 25 32 14 12 11 6 5 White and other.......................... 91 75 68 86 88 89 94 95 Elementary (1-8)......................... 7 12 21 20 9 11 5 2 High school (9-12)....................... 45 63 61 57 60 54 46 33 College.................................. 47 25 15 23 31 35 49 65 Never attended and other................. 0 0 3 0 1 0 0 0 At least one vehicle owned................ 93 67 61 82 93 96 98 99 Average annual expenditures............... 36007 19138 15301 19244 22545 26591 34142 50306 Food..................................... 5452 3568 3166 3782 3923 4779 5479 6720 Food at home............................ 3234 2543 2395 2629 2573 3071 3302 3652 Cereals and bakery products............ 495 329 357 380 354 469 524 566 Cereals and cereal products........... 180 149 136 189 145 179 189 189 Bakery products....................... 314 180 220 192 209 290 335 377 Meats, poultry, fish, and eggs......... 832 727 746 724 718 805 842 896 Beef.................................. 291 287 283 241 254 300 300 301 Pork.................................. 155 131 155 128 152 151 172 158 Other meats........................... 124 114 88 125 85 117 127 137 Poultry............................... 131 99 106 107 114 121 114 156 Fish and seafood...................... 89 55 71 73 67 74 88 106 Eggs.................................. 41 42 43 50 46 42 40 38 Dairy products......................... 421 308 304 378 372 390 453 459 Fresh milk and cream.................. 207 182 177 233 221 200 226 200 Other dairy products.................. 214 125 127 145 150 190 227 259 Fruits and vegetables.................. 516 359 381 423 392 488 488 603 Fresh fruits.......................... 152 108 112 112 116 144 143 181 Fresh vegetables...................... 152 109 134 150 127 134 144 171 Processed fruits...................... 119 69 85 87 77 104 111 148 Processed vegetables.................. 93 73 49 74 72 106 90 104 Other food at home..................... 971 819 607 723 737 921 995 1128 Sugar and other sweets................ 119 79 83 99 84 112 111 141 Fats and oils......................... 78 77 61 69 58 72 80 87 Miscellaneous foods................... 432 340 247 324 332 432 454 492 Nonalcoholic beverages................ 299 274 198 224 245 283 309 340 Food prep. by cu, out-of-town trips... 44 49 20 8 18 22 41 68 Food away from home..................... 2217 1025 771 1153 1350 1708 2177 3068 Alcoholic beverages...................... 294 257 83 126 217 226 265 412 Housing.................................. 10702 7399 5202 6651 6940 8179 9676 14672 Shelter................................. 5756 4395 2777 3382 3754 4278 5036 8037 Owned dwellings........................ 3981 1883 828 1238 1494 2234 3511 6473 Mortgage interest..................... 2774 1319 525 759 1010 1472 2489 4552 Property taxes........................ 671 231 173 254 207 389 611 1078 Maintenance, rep., ins., oth. exp..... 536 333 129 225 277 373 410 842 Rented dwellings....................... 1256 2090 1878 1930 2110 1802 1151 666 Other lodging.......................... 519 422 71 214 150 242 374 899 Utilities, fuels, and public services... 2192 1667 1467 1738 1795 1927 2099 2646 Natural gas............................ 292 231 224 261 264 233 295 339 Electricity............................ 920 670 643 683 736 825 868 1119 Fuel oil and other fuels............... 111 83 77 62 52 126 102 135 Telephone.............................. 631 516 412 548 587 572 599 735 Water and other public services........ 239 167 112 184 157 171 235 317 Household operations.................... 800 299 180 393 382 565 792 1176 Personal services...................... 540 67 139 307 310 473 651 691 Other household expenses............... 260 232 41 86 72 92 141 485 Housekeeping supplies................... 512 196 244 335 268 428 508 675 Laundry and cleaning supplies.......... 164 71 99 165 104 163 165 186 Other household products............... 212 71 87 115 107 154 205 299 Postage and stationery................. 137 54 59 56 56 111 138 190 Household furnishings and equipment..... 1442 842 534 802 741 981 1241 2137 Household textiles..................... 105 28 54 37 60 87 104 144 Furniture.............................. 463 163 165 230 277 278 388 716 Floor coverings........................ 105 324 24 81 7 50 47 178 Major appliances....................... 216 56 76 220 150 194 182 285 Small appliances, misc. housewares..... 79 29 43 53 39 43 69 117 Miscellaneous household equipment...... 474 242 173 182 209 330 452 697 Apparel and services..................... 2123 1061 1179 1144 1068 1501 1844 3052 Men and boys............................ 594 248 276 262 283 431 448 899 Men, 16 and over....................... 416 98 185 155 211 281 287 658 Boys, 2 to 15.......................... 178 151 91 107 72 150 161 240 Women and girls......................... 839 463 560 391 331 591 739 1210 Women, 16 and over..................... 616 383 442 282 217 409 553 890 Girls, 2 to 15......................... 224 80 118 109 114 182 186 320 Children under 2........................ 130 77 54 88 144 120 164 141 Footwear................................ 267 107 140 180 181 178 272 356 Other apparel products and services..... 293 166 149 222 129 180 220 447 Transportation........................... 6988 3320 2839 3266 4691 4864 7561 9501 Vehicle purchases (net outlay).......... 3298 1266 1291 1500 2366 1918 3913 4475 Cars and trucks, new................... 1545 267 254 366 274 582 1803 2523 Cars and trucks, used.................. 1700 902 1014 1123 2079 1309 2084 1857 Other vehicles......................... 54 97 23 11 13 27 25 94 Gasoline and motor oil.................. 1308 895 617 846 929 1179 1365 1617 Other vehicle expenses.................. 2130 987 809 809 1250 1607 2120 3008 Vehicle finance charges................ 443 160 111 98 191 297 448 674 Maintenance and repairs................ 735 324 378 350 583 590 686 988 Vehicle insurance...................... 711 367 264 291 370 576 760 968 Veh. rental, licenses, oth. charges.... 241 136 56 69 107 143 225 378 Public transportation................... 251 172 121 112 145 160 162 401 Health care.............................. 1433 538 625 1098 1021 1243 1484 1808 Health insurance........................ 501 163 217 374 455 536 565 555 Medical services........................ 646 203 252 575 393 446 629 887 Drugs................................... 203 146 131 96 137 221 215 237 Medical supplies........................ 83 26 26 54 35 39 76 129 Entertainment............................ 2143 1135 748 812 1247 1207 1678 3418 Fees and admissions..................... 487 306 130 105 134 224 438 813 Television, radios, sound equipment..... 605 297 297 419 497 466 562 797 Pets, toys, and playground equipment.... 400 212 190 189 397 299 406 525 Other supplies, equip., and services.... 650 320 131 98 220 218 273 1283 Personal care products and services...... 444 169 159 326 261 297 471 599 Reading.................................. 186 103 61 65 101 132 176 274 Education................................ 517 334 173 196 119 265 343 896 Tobacco products and smoking supplies.... 318 309 335 267 302 380 325 299 Miscellaneous............................ 881 572 154 356 676 699 792 1263 Cash contributions....................... 764 46 27 217 452 509 601 1262 Personal insurance and pensions.......... 3764 328 550 937 1528 2312 3447 6129 Life and other personal insurance....... 440 174 175 133 216 356 439 627 Pensions and Social Security............ 3323 153 376 804 1312 1955 3008 5502 Money income before taxes 1/.............. 39613 2162 7868 12765 17682 24891 34739 64025 Wages and salaries....................... 33761 1627 2955 9412 14719 21369 31309 54613 Self-employment income................... 3267 -662 351 640 1008 971 1618 6580 Soc. Sec., priv. and gov. retirement..... 972 125 1029 908 1042 1377 780 950 Int., divid., rent. inc., property inc... 509 78 54 62 78 201 295 992 Unemp. and workers' compen., vet. ben.... 316 34 267 268 174 512 362 277 Pub. ass., supp. sec. inc., foodstamps... 375 855 3013 927 293 193 62 52 Regular contributions for support........ 344 94 132 397 210 202 259 510 Other income............................. 68 11 67 151 158 66 54 51 Personal taxes 1/......................... 3192 221 -22 56 616 1361 2645 5902 Federal income taxes..................... 2474 173 -41 -45 348 972 1998 4676 State and local income taxes............. 631 12 14 67 199 343 570 1089 Other taxes.............................. 87 36 5 33 68 46 77 137 Income after taxes 1/..................... 36421 1940 7890 12709 17067 23530 32094 58123 Net change in total assets................ 6137 1734 -230 3328 4178 3349 2566 11182 Net change in total liabilities........... 6587 1511 857 4461 5966 5674 3070 10447 Other money receipts...................... 593 6 3 412 111 134 984 838 Mortgage principal paid, owned property... -777 -436 -190 -370 -274 -478 -644 -1240 Estimated market value of owned home...... 74052 38883 19238 30297 29460 43444 62678 118556 Est. monthly rental value of owned home... 457 281 141 177 204 274 417 705 Gifts of goods and services, total........ 790 211 312 257 256 513 625 1279 Clothing, males 2 and over............... 54 72 1 13 20 68 41 75 Clothing, females 2 and over............. 76 13 4 12 36 57 69 119 Clothing, infants less than 2............ 42 4 8 31 40 23 55 53 Jewelry and watches...................... 13 3 2 8 4 15 11 19 Small appliances and misc. housewares.... 25 1 3 4 7 8 18 47 Household textiles....................... 7 0 6 0 8 9 4 10 All other gifts.......................... 573 118 288 189 141 333 427 956 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.