Table 2. Midwestern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 Item reporting than to to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 over __________________________________________________________________________________________ Number of consumer units (in thousands)... 21009 1543 3136 2568 2325 3564 2972 1959 2941 Number of sample interviews............... 16573 1128 2428 1931 1713 2926 2272 1632 2543 Income before taxes 1/.................... 28453 2755 7398 12394 17415 24768 34539 44511 74757 Income after taxes 1/..................... 25977 2725 7223 11998 16483 23207 31829 40144 65893 Average number of persons in cons. unit... 2.5 1.5 1.9 2.1 2.3 2.7 3 3.2 3.3 Age of reference person................... 46.9 43.5 54.4 50.9 47.3 45.2 43.2 43.6 44.6 Average number of: Earners.................................. 1.4 0.7 0.6 0.9 1.2 1.5 1.8 1.9 2.3 Vehicles................................. 2.2 0.9 1 1.5 2 2.3 2.8 3 3.6 Children under 18........................ 0.7 0.3 0.5 0.5 0.6 0.7 1 1 0.9 Persons 65 and over...................... 0.3 0.3 0.5 0.5 0.4 0.3 0.2 0.2 0.1 Percent distribution: Male..................................... 67 36 36 58 68 73 83 84 87 Female................................... 33 64 64 42 32 27 17 16 13 Homeowner with mortgage.................. 39 9 10 16 26 40 61 62 78 Homeowner without mortgage............... 26 18 36 34 33 29 20 22 13 Renter................................... 35 73 54 50 42 31 19 16 8 Black.................................... 9 16 14 11 7 7 7 7 5 White and other.......................... 91 84 86 89 93 93 93 93 95 Elementary (1-8)......................... 10 14 23 17 11 7 5 1 2 High school (9-12)....................... 48 44 50 53 58 53 49 46 29 College.................................. 42 41 26 30 31 40 46 52 68 Never attended and other................. 0 1 0 1 0 0 0 0 0 At least one vehicle owned................ 88 57 69 88 93 95 97 97 98 Average annual expenditures............... 25643 9774 11756 15468 19132 24030 30652 36375 52539 Food..................................... 3800 1780 2108 2557 3318 3738 4617 4967 6636 Food at home............................ 2156 1184 1411 1692 1925 2231 2617 2551 3251 Cereals and bakery products............ 324 176 227 242 296 333 392 377 488 Cereals and cereal products........... 113 65 87 97 102 113 141 118 160 Bakery products....................... 211 111 140 145 194 220 251 259 328 Meats, poultry, fish, and eggs......... 536 317 358 434 488 540 647 622 803 Beef.................................. 184 79 114 130 169 185 241 213 298 Pork.................................. 121 89 94 102 108 123 153 128 158 Other meats........................... 86 50 56 80 86 87 97 112 115 Poultry............................... 72 47 49 59 69 68 68 87 121 Fish and seafood...................... 49 33 25 38 35 51 61 54 85 Eggs.................................. 24 19 20 25 22 25 27 27 27 Dairy products......................... 281 172 179 227 270 277 342 349 410 Fresh milk and cream.................. 135 93 96 127 130 131 156 158 180 Other dairy products.................. 147 79 83 100 139 146 186 191 230 Fruits and vegetables.................. 358 206 255 310 310 347 433 419 526 Fresh fruits.......................... 115 57 82 98 96 107 154 134 170 Fresh vegetables...................... 98 67 69 87 82 91 115 115 148 Processed fruits...................... 83 48 61 78 75 80 87 94 128 Processed vegetables.................. 62 35 42 47 57 69 77 76 81 Other food at home..................... 657 313 393 479 562 733 803 784 1025 Sugar and other sweets................ 83 45 51 55 65 94 101 100 129 Fats and oils......................... 54 28 37 49 48 56 66 66 73 Miscellaneous foods................... 292 117 167 217 266 336 369 330 447 Nonalcoholic beverages................ 197 108 129 149 167 219 234 236 295 Food prep. by cu, out-of-town trips... 31 15 9 9 16 28 34 52 81 Food away from home..................... 1644 596 696 865 1393 1508 2000 2416 3385 Alcoholic beverages...................... 283 134 173 156 262 297 321 364 497 Housing.................................. 7551 3359 4113 5085 5668 6861 8696 9998 15114 Shelter................................. 3929 1983 2071 2519 2764 3453 4453 5206 8277 Owned dwellings........................ 2469 656 722 910 1235 1973 3088 3794 6715 Mortgage interest..................... 1360 352 173 245 471 922 1812 2297 4282 Property taxes........................ 639 195 296 370 431 572 721 896 1467 Maintenance, rep., ins., oth. exp..... 470 109 253 295 333 479 555 601 965 Rented dwellings....................... 1095 1178 1268 1454 1372 1240 902 865 503 Other lodging.......................... 365 148 81 155 157 239 463 547 1059 Utilities, fuels, and public services... 1778 898 1299 1491 1575 1829 2026 2111 2628 Natural gas............................ 364 157 272 305 328 371 417 444 540 Electricity............................ 665 319 481 562 576 693 764 800 977 Fuel oil and other fuels............... 78 52 68 82 70 98 77 64 93 Telephone.............................. 512 309 379 418 475 520 573 587 750 Water and other public services........ 159 60 100 124 125 147 196 216 268 Household operations.................... 358 69 184 172 259 282 419 542 846 Personal services...................... 187 11 105 78 143 167 289 339 315 Other household expenses............... 172 59 80 94 115 115 130 203 531 Housekeeping supplies................... 410 155 259 322 355 389 482 476 736 Laundry and cleaning supplies.......... 108 58 59 82 101 118 133 128 163 Other household products............... 166 36 64 152 141 146 199 212 335 Postage and stationery................. 137 61 137 88 113 125 150 136 239 Household furnishings and equipment..... 1076 255 299 582 715 908 1316 1663 2627 Household textiles..................... 100 18 22 45 64 87 136 157 249 Furniture.............................. 288 94 71 123 186 232 288 442 813 Floor coverings........................ 82 4 15 41 36 37 136 161 219 Major appliances....................... 154 46 57 104 125 183 193 221 262 Small appliances, misc. housewares..... 61 28 22 46 25 55 82 86 129 Miscellaneous household equipment...... 390 66 113 222 279 313 481 596 955 Apparel and services..................... 1496 555 716 754 887 1287 1715 2132 3510 Men and boys............................ 385 145 160 134 208 261 449 612 1033 Men, 16 and over....................... 310 99 117 107 168 201 358 476 885 Boys, 2 to 15.......................... 75 45 43 27 40 61 91 136 148 Women and girls......................... 633 203 346 357 398 630 679 818 1400 Women, 16 and over..................... 544 186 308 320 353 542 531 666 1234 Girls, 2 to 15......................... 89 18 37 37 45 88 148 152 166 Children under 2........................ 61 17 23 32 51 60 90 91 113 Footwear................................ 190 83 106 109 92 145 217 335 402 Other apparel products and services..... 227 107 81 122 138 190 280 278 562 Transportation........................... 4944 1572 1686 2990 3768 4799 6285 7721 9786 Vehicle purchases (net outlay).......... 2263 535 595 1315 1526 2147 2990 3890 4679 Cars and trucks, new................... 1166 237 179 480 696 909 1454 2429 2853 Cars and trucks, used.................. 1074 297 409 829 819 1210 1481 1436 1791 Other vehicles......................... 23 1 6 6 11 28 55 25 35 Gasoline and motor oil.................. 940 437 436 654 846 983 1167 1240 1581 Other vehicle expenses.................. 1528 452 552 875 1294 1522 1898 2320 2987 Vehicle finance charges................ 297 63 58 125 204 285 399 513 665 Maintenance and repairs................ 557 206 265 358 577 598 587 831 942 Vehicle insurance...................... 485 123 178 302 395 468 651 704 941 Veh. rental, licenses, oth. charges.... 189 61 51 90 119 170 262 273 438 Public transportation................... 213 147 103 146 101 146 230 270 539 Health care.............................. 1288 577 988 1335 1366 1431 1316 1383 1613 Health insurance........................ 500 207 475 494 572 596 504 489 517 Medical services........................ 480 219 244 521 526 500 498 566 695 Drugs................................... 229 120 223 249 202 260 219 230 269 Medical supplies........................ 79 32 46 72 66 74 94 98 133 Entertainment............................ 1252 418 470 594 801 1110 1506 1947 2904 Fees and admissions..................... 342 138 105 127 164 278 431 475 931 Television, radios, sound equipment..... 415 159 239 268 335 420 464 601 748 Pets, toys, and playground equipment.... 228 62 89 140 155 232 286 333 462 Other supplies, equip., and services.... 267 59 37 59 146 180 325 538 763 Personal care products and services...... 347 127 146 252 290 328 392 462 706 Reading.................................. 159 54 74 91 132 150 191 232 316 Education................................ 356 506 208 185 136 237 343 403 886 Tobacco products and smoking supplies.... 278 140 214 231 288 317 349 325 303 Miscellaneous............................ 576 258 252 258 523 609 710 716 1146 Cash contributions....................... 749 110 294 353 425 693 713 1095 2046 Personal insurance and pensions.......... 2564 185 316 628 1268 2174 3499 4628 7076 Life and other personal insurance....... 328 62 96 107 210 324 487 472 750 Pensions and Social Security............ 2236 122 221 521 1059 1850 3012 4156 6325 Money income before taxes 1/.............. 28453 2755 7398 12394 17415 24768 34539 44511 74757 Wages and salaries....................... 21685 1109 2067 5707 11001 17812 29264 38850 61400 Self-employment income................... 1721 -313 129 296 662 1097 1520 1383 7751 Soc. Sec., priv. and gov. retirement..... 3210 1028 3397 4784 4497 4456 2395 2203 1744 Int., divid., rent. inc., property inc... 1011 56 287 403 637 763 947 1499 3149 Unemp. and workers' compen., vet. ben.... 233 86 112 205 244 243 228 416 329 Pub. ass., supp. sec. inc., foodstamps... 297 545 1076 515 93 63 27 34 39 Regular contributions for support........ 199 159 222 344 190 213 105 62 248 Other income............................. 97 84 106 140 91 120 53 63 97 Personal taxes 1/......................... 2476 30 174 396 932 1561 2710 4366 8864 Federal income taxes..................... 1840 2 112 251 614 1103 1936 3152 6928 State and local income taxes............. 535 13 39 91 241 393 623 1021 1716 Other taxes.............................. 101 15 24 53 77 65 151 194 220 Income after taxes 1/..................... 25977 2725 7223 11998 16483 23207 31829 40144 65893 Net change in total assets................ 2668 -356 60 -856 1183 2113 2338 3497 11742 Net change in total liabilities........... 2444 284 379 437 1139 2246 3017 3997 7192 Other money receipts...................... 317 186 97 244 134 257 329 514 759 Mortgage principal paid, owned property... -442 -112 -73 -130 -242 -388 -582 -688 -1197 Estimated market value of owned home...... 44073 18034 19851 24099 29757 38050 48114 60727 104451 Est. monthly rental value of owned home... 305 98 154 175 213 274 357 440 657 Gifts of goods and services, total........ 844 392 362 547 630 562 878 1102 2159 Clothing, males 2 and over............... 84 26 28 33 53 50 69 78 295 Clothing, females 2 and over............. 75 33 35 50 69 59 82 97 163 Clothing, infants less than 2............ 26 4 11 11 25 20 38 33 60 Jewelry and watches...................... 24 7 6 23 15 18 30 28 59 Small appliances and misc. housewares.... 18 5 6 10 5 18 18 25 53 Household textiles....................... 10 2 5 3 12 9 7 11 29 All other gifts.......................... 607 315 271 417 451 388 634 830 1500 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.