Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 ________________________________________________________________________________________________________________________________ | | | | | Item | Total | Northeast | Midwest | South | West | 35-44 | | | | | | | | | ________________________________________________________________________________________________________________________________ | | | | | Number of consumer units (in thousands).........| 20,173 | 3,855 | 4,970 | 6,665 | 4,684 | | | | | Consumer unit characteristics: | | | | | | | | | | Income before taxes 1/........................| $38,703 | $42,678 | $38,380 | $36,487 | $39,014 Income after taxes 1/.........................| 35,105 | 38,703 | 34,928 | 33,016 | 35,382 Average number of persons in consumer unit....| 3.3 | 3.4 | 3.4 | 3.2 | 3.3 Age of reference person.......................| 39.3 | 39.5 | 39.2 | 39.3 | 39.4 | | | | | Average number in consumer unit: | | | | | Earners.....................................| 1.8 | 1.8 | 1.9 | 1.8 | 1.7 Vehicles....................................| 2.4 | 2.0 | 2.7 | 2.3 | 2.5 Children under 18...........................| 1.4 | 1.4 | 1.5 | 1.3 | 1.3 Persons 65 and over.........................| (2) | (2) | (2) | (2) | (2) | | | | | Percent distribution: | | | | | | | | | | Sex of reference person: | | | | | Male......................................| 72 | 71 | 72 | 71 | 73 Female....................................| 28 | 29 | 28 | 29 | 27 | | | | | Housing tenure: | | | | | Percent homeowner.........................| 67 | 69 | 73 | 68 | 58 Homeowner with mortgage.................| 59 | 60 | 64 | 59 | 55 Homeowner without mortgage..............| 8 | 9 | 10 | 10 | 3 Renter....................................| 33 | 31 | 27 | 32 | 42 | | | | | Race of reference person: | | | | | Black.....................................| 12 | 10 | 12 | 17 | 5 White and other...........................| 88 | 90 | 88 | 83 | 95 | | | | | Education of reference person: | | | | | Elementary (1-8)..........................| 4 | 3 | 2 | 5 | 6 High school (9-12)........................| 38 | 42 | 43 | 40 | 28 College...................................| 57 | 54 | 55 | 54 | 65 Never attended and other..................| (3) | (3) | (3) | (3) | 1 | | | | | At least one vehicle owned..................| 92 | 87 | 93 | 91 | 95 | | | | | Average annual expenditures.....................| $34,357 | $36,021 | $33,453 | $32,811 | $36,191 | | | | | Food..........................................| 4,940 | 5,234 | 4,959 | 4,647 | 5,093 Food at home................................| 2,794 | 2,889 | 2,824 | 2,573 | 3,017 Cereals and bakery products...............| 422 | 456 | 439 | 373 | 448 Cereals and cereal products.............| 156 | 165 | 155 | 141 | 170 Bakery products.........................| 266 | 291 | 284 | 232 | 278 Meats, poultry, fish, and eggs............| 704 | 759 | 687 | 665 | 730 Beef....................................| 236 | 230 | 247 | 221 | 253 Pork....................................| 130 | 131 | 144 | 127 | 118 Other meats.............................| 110 | 119 | 111 | 100 | 117 Poultry.................................| 112 | 136 | 95 | 107 | 114 Fish and seafood........................| 82 | 109 | 60 | 77 | 86 Eggs....................................| 34 | 34 | 30 | 33 | 41 | | | | | Dairy products............................| 358 | 382 | 360 | 315 | 400 Fresh milk and cream....................| 173 | 185 | 173 | 152 | 195 Other dairy products....................| 185 | 197 | 187 | 163 | 205 Fruits and vegetables.....................| 464 | 480 | 439 | 442 | 508 Fresh fruits............................| 144 | 143 | 138 | 133 | 169 Fresh vegetables........................| 139 | 143 | 118 | 140 | 156 Processed fruits........................| 106 | 118 | 104 | 94 | 115 Processed vegetables....................| 74 | 75 | 80 | 75 | 68 | | | | | Other food at home........................| 847 | 812 | 898 | 779 | 931 Sugar and other sweets..................| 104 | 92 | 114 | 97 | 113 Fats and oils...........................| 68 | 61 | 64 | 69 | 77 Miscellaneous foods.....................| 370 | 336 | 403 | 341 | 415 Nonalcoholic beverages..................| 261 | 276 | 278 | 241 | 259 Food prepared by consumer unit | | | | | on out-of-town trips...................| 44 | 46 | 39 | 30 | 66 Food away from home.........................| 2,146 | 2,345 | 2,135 | 2,074 | 2,076 | | | | | Alcoholic beverages...........................| 303 | 304 | 285 | 263 | 383 | | | | | Housing.......................................| 10,703 | 12,077 | 9,749 | 9,662 | 12,079 Shelter.....................................| 6,263 | 7,266 | 5,215 | 5,404 | 7,771 Owned dwellings...........................| 4,163 | 4,682 | 3,888 | 3,568 | 4,875 Mortgage interest.......................| 3,049 | 3,195 | 2,625 | 2,746 | 3,808 Property taxes..........................| 595 | 863 | 773 | 342 | 544 Maintenance, repairs, insurance, | | | | | other expenses.........................| 520 | 623 | 491 | 480 | 522 Rented dwellings..........................| 1,481 | 1,632 | 925 | 1,207 | 2,336 Other lodging.............................| 619 | 952 | 403 | 629 | 560 | | | | | Utilities, fuels, and public services.......| 2,076 | 2,216 | 2,100 | 2,160 | 1,815 Natural gas...............................| 265 | 305 | 399 | 166 | 231 Electricity...............................| 861 | 814 | 813 | 1,059 | 669 Fuel oil and other fuels..................| 100 | 293 | 86 | 48 | 31 Telephone.................................| 629 | 625 | 590 | 638 | 660 Water and other public services...........| 221 | 179 | 211 | 250 | 224 Household operations........................| 561 | 554 | 461 | 545 | 694 Personal services.........................| 296 | 290 | 265 | 264 | 378 Other household expenses..................| 265 | 264 | 196 | 281 | 316 | | | | | Housekeeping supplies.......................| 455 | 480 | 488 | 401 | 479 Laundry and cleaning supplies.............| 127 | 125 | 144 | 115 | 129 Other household products..................| 200 | 199 | 204 | 197 | 201 Postage and stationery....................| 128 | 157 | 140 | 89 | 149 Household furnishings and equipment.........| 1,349 | 1,560 | 1,485 | 1,152 | 1,320 Household textiles........................| 112 | 114 | 134 | 76 | 146 Furniture.................................| 417 | 528 | 429 | 350 | 411 Floor coverings...........................| 81 | 123 | 105 | 59 | 48 Major appliances..........................| 193 | 228 | 206 | 180 | 169 Small appliances, miscellaneous housewares| 87 | 96 | 85 | 69 | 110 Miscellaneous household equipment.........| 458 | 472 | 526 | 419 | 436 | | | | | Apparel and services..........................| 2,083 | 2,287 | 2,059 | 1,934 | 2,151 Men and boys................................| 549 | 611 | 516 | 542 | 536 Men, 16 and over..........................| 389 | 460 | 361 | 367 | 386 Boys, 2 to 15.............................| 160 | 151 | 155 | 175 | 149 Women and girls.............................| 864 | 974 | 894 | 748 | 908 Women, 16 and over........................| 647 | 703 | 683 | 553 | 703 Girls, 2 to 15............................| 217 | 271 | 212 | 195 | 205 Children under 2............................| 73 | 73 | 56 | 63 | 105 Footwear....................................| 248 | 266 | 263 | 233 | 239 Other apparel products and services.........| 350 | 363 | 330 | 347 | 364 | | | | | Transportation................................| 6,484 | 5,905 | 6,709 | 6,608 | 6,557 Vehicle purchases (net outlay)..............| 2,976 | 2,384 | 3,267 | 3,204 | 2,829 Cars and trucks, new......................| 1,613 | 1,361 | 1,576 | 1,854 | 1,518 Cars and trucks, used.....................| 1,340 | 1,021 | 1,644 | 1,340 | 1,279 Other vehicles............................| 23 | 4/2 | 47 | 4/10 | 32 Gasoline and motor oil......................| 1,180 | 1,073 | 1,201 | 1,241 | 1,157 Other vehicle expenses......................| 2,025 | 2,036 | 2,029 | 1,887 | 2,224 Vehicle finance charges...................| 392 | 321 | 420 | 451 | 336 Maintenance and repairs...................| 737 | 657 | 713 | 671 | 935 Vehicle insurance.........................| 636 | 748 | 615 | 560 | 673 Vehicle rental, licenses, other charges...| 261 | 311 | 281 | 204 | 279 | | | | | Public transportation.......................| 303 | 412 | 213 | 276 | 347 | | | | | Health care...................................| 1,305 | 1,237 | 1,217 | 1,500 | 1,182 Health insurance............................| 434 | 347 | 403 | 533 | 398 Medical services............................| 612 | 657 | 537 | 666 | 576 Drugs.......................................| 179 | 153 | 187 | 213 | 145 Medical supplies............................| 81 | 80 | 90 | 88 | 63 | | | | | Entertainment.................................| 2,029 | 2,336 | 1,972 | 1,810 | 2,155 Fees and admissions.........................| 522 | 610 | 538 | 436 | 556 Television, radios, sound equipment.........| 582 | 644 | 576 | 537 | 602 Pets, toys, and playground equipment........| 340 | 374 | 342 | 312 | 350 Other entertainment supplies, equipment, | | | | | and services...............................| 585 | 709 | 516 | 524 | 648 | | | | | Personal care products and services...........| 431 | 450 | 462 | 393 | 444 | | | | | Reading.......................................| 186 | 239 | 196 | 148 | 187 | | | | | Education.....................................| 474 | 620 | 435 | 457 | 422 | | | | | Tobacco products and smoking supplies.........| 297 | 299 | 334 | 296 | 259 | | | | | Miscellaneous.................................| 835 | 994 | 734 | 798 | 865 | | | | | Cash contributions............................| 860 | 606 | 833 | 991 | 912 | | | | | Personal insurance and pensions...............| 3,425 | 3,434 | 3,508 | 3,303 | 3,503 Life and other personal insurance...........| 446 | 411 | 519 | 488 | 337 Pensions and Social Security................| 2,979 | 3,023 | 2,989 | 2,814 | 3,166 | | | | | Sources of income and personal taxes: 1/ | | | | | | | | | | Money income before taxes.....................| 38,703 | 42,678 | 38,380 | 36,487 | 39,014 Wages and salaries..........................| 33,309 | 36,041 | 33,808 | 32,052 | 32,453 Self-employment income......................| 3,420 | 4,473 | 2,747 | 2,763 | 4,178 Social Security, private and government | | | | | retirement.................................| 419 | 428 | 349 | 474 | 410 Interest, dividends, rental income, other | | | | | property income............................| 512 | 609 | 564 | 448 | 473 Unemployment and workers' compensation, | | | | | veterans' benefits.........................| 232 | 289 | 208 | 134 | 345 Public assistance, supplemental security | | | | | income, food stamps........................| 333 | 268 | 290 | 253 | 529 Regular contributions for support...........| 373 | 521 | 302 | 303 | 427 | | | | | Other income................................| 105 | 48 | 113 | 60 | 199 | | | | | Personal taxes................................| 3,598 | 3,975 | 3,452 | 3,471 | 3,632 Federal income taxes........................| 2,867 | 3,169 | 2,569 | 2,908 | 2,884 State and local income taxes................| 657 | 831 | 737 | 483 | 680 Other taxes.................................| 74 | -25 | 146 | 80 | 68 | | | | | Income after taxes............................| 35,105 | 38,703 | 34,928 | 33,016 | 35,382 | | | | | Addenda: | | | | | | | | | | Net change in total assets and liabilities....| -46 | 1,759 | 127 | 187 | -2,045 Net change in total assets..................| 5,669 | 7,091 | 3,514 | 5,592 | 6,895 Net change in total liabilities.............| 5,715 | 5,333 | 3,387 | 5,405 | 8,940 | | | | | Other financial information: | | | | | | | | | | Other money receipts........................| 574 | 1,211 | 400 | 380 | 511 Mortgage principal paid on owned property...| -807 | -894 | -759 | -820 | -768 Estimated market value of owned home........| 73,011 | 108,964 | 58,410 | 57,041 | 81,639 Estimated monthly rental value of owned home| 451 | 580 | 402 | 393 | 480 | | | | | Gifts of goods and services, total............| 819 | 981 | 814 | 709 | 847 Clothing, males 2 and over..................| 54 | 59 | 60 | 46 | 55 Clothing, females 2 and over................| 81 | 105 | 71 | 67 | 89 Clothing, children under 2..................| 33 | 33 | 25 | 29 | 49 Jewelry and watches.........................| 24 | 28 | 23 | 23 | 22 Small appliances and miscellaneous | | | | | housewares.................................| 18 | 30 | 17 | 15 | 15 Household textiles..........................| 6 | 4/3 | 4/8 | 4/4 | 12 All other gifts.............................| 602 | 724 | 609 | 526 | 605 | | | | | ________________________________________________________________________________________________________________________________ 1/ Components of income and taxes are derived from "complete income reporters" only; see glossary. 2/ Value less than 0.05. 3/ Value less than 0.5. 4/ Data are likely to have large sampling errors.