Table 2. Consumer units with reference person age 25-34 by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 1988-89 Complete reporting of income Complete Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 Item reporting than to to to to to and of income $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over ________________________________________________________________________________ Number of consumer units (in thousands)... 18743 960 1714 2036 2035 4184 3346 4466 Number of sample interviews............... 14448 608 1247 1493 1591 3247 2505 3757 Income before taxes 1/.................... 29460 2734 7574 12272 17413 24645 34278 57833 Income after taxes 1/..................... 26916 2793 7443 11870 16274 22823 31328 51816 Average number of persons in cons. unit... 2.8 2.2 2.8 2.6 2.7 2.7 2.9 2.9 Age of reference person................... 29.7 29.6 29.2 29.2 29.2 29.2 30 30.4 Average number of: Earners.................................. 1.5 0.9 0.9 1.2 1.4 1.5 1.7 1.8 Vehicles................................. 1.9 0.9 1 1.4 1.8 2 2.3 2.5 Children under 18........................ 1.1 0.9 1.5 1.1 1.1 1 1 1 Persons 65 and over...................... 0 0 0 0 0 0 0 0 Percent distribution: Male..................................... 68 43 39 56 65 70 82 80 Female................................... 32 57 61 44 35 30 18 20 Homeowner with mortgage.................. 39 10 9 16 25 36 49 68 Homeowner without mortgage............... 5 8 8 5 7 5 4 4 Renter................................... 56 82 83 78 69 59 47 28 Black.................................... 11 27 30 15 9 9 7 4 White and other.......................... 89 73 70 85 91 91 93 96 Elementary (1-8)......................... 3 5 6 7 3 3 1 1 High school (9-12)....................... 42 53 61 50 48 43 38 26 College.................................. 55 42 33 42 48 53 61 73 Never attended and other................. 0 0 0 1 0 0 0 0 At least one vehicle owned................ 89 56 61 86 91 94 95 97 Average annual expenditures............... 27084 12298 12802 16487 20231 24573 30913 42680 Food..................................... 3877 2453 2341 2845 3150 3701 4161 5282 Food at home............................ 2142 1618 1576 1809 1839 2030 2373 2601 Cereals and bakery products............ 312 219 226 250 256 285 370 385 Cereals and cereal products........... 118 102 99 110 100 103 135 139 Bakery products....................... 193 117 127 140 156 182 235 246 Meats, poultry, fish, and eggs......... 520 409 416 467 504 497 559 590 Beef.................................. 174 148 134 149 165 179 196 187 Pork.................................. 97 102 111 75 92 92 107 100 Other meats........................... 79 45 53 86 55 78 85 96 Poultry............................... 84 45 56 75 95 75 82 107 Fish and seafood...................... 59 43 41 50 69 50 61 73 Eggs.................................. 27 26 22 33 29 24 28 27 Dairy products......................... 286 209 203 236 259 261 319 353 Fresh milk and cream.................. 140 99 120 138 137 125 154 157 Other dairy products.................. 146 110 83 98 122 136 165 196 Fruits and vegetables.................. 339 265 253 278 287 317 372 420 Fresh fruits.......................... 97 69 67 83 86 91 107 118 Fresh vegetables...................... 100 90 86 89 83 88 105 123 Processed fruits...................... 81 73 52 58 73 73 89 107 Processed vegetables.................. 61 33 48 49 45 65 71 71 Other food at home..................... 686 516 478 578 533 670 752 853 Sugar and other sweets................ 79 50 46 77 57 77 91 98 Fats and oils......................... 51 32 33 51 37 50 61 61 Miscellaneous foods................... 329 276 249 256 260 313 361 411 Nonalcoholic beverages................ 201 140 138 182 157 206 212 242 Food prep. by cu, out-of-town trips... 26 17 12 12 21 23 27 42 Food away from home..................... 1735 835 765 1036 1311 1671 1788 2680 Alcoholic beverages...................... 385 212 270 230 313 391 386 535 Housing.................................. 8837 4426 4537 5509 6329 7888 9797 14167 Shelter................................. 5129 2782 2694 2971 3630 4594 5636 8357 Owned dwellings........................ 2524 440 450 460 955 1758 2841 5907 Mortgage interest..................... 1951 323 316 318 639 1311 2272 4630 Property taxes........................ 295 60 75 65 133 205 305 684 Maintenance, rep., ins., oth. exp..... 279 57 59 78 183 242 263 593 Rented dwellings....................... 2306 2275 2116 2357 2549 2616 2486 1826 Other lodging.......................... 299 68 128 154 126 221 310 624 Utilities, fuels, and public services... 1591 1016 1180 1237 1362 1512 1784 2066 Natural gas............................ 197 121 181 151 171 170 202 275 Electricity............................ 638 437 493 521 534 613 696 815 Fuel oil and other fuels............... 59 32 29 37 48 54 80 79 Telephone.............................. 557 333 388 436 532 548 651 676 Water and other public services........ 139 93 89 92 78 126 155 220 Household operations.................... 566 89 156 313 372 509 689 991 Personal services...................... 438 42 118 269 296 425 573 698 Other household expenses............... 128 47 38 44 76 84 116 293 Housekeeping supplies................... 366 204 187 265 249 345 415 521 Laundry and cleaning supplies.......... 109 86 86 92 92 96 131 130 Other household products............... 147 75 65 81 92 134 163 234 Postage and stationery................. 111 43 36 92 65 116 120 157 Household furnishings and equipment..... 1185 335 320 723 716 927 1274 2233 Household textiles..................... 98 24 18 35 93 61 132 176 Furniture.............................. 377 99 111 199 258 266 408 755 Floor coverings........................ 53 2 9 17 19 34 29 142 Major appliances....................... 165 76 72 146 116 162 192 234 Small appliances, misc. housewares..... 59 28 23 35 33 41 59 116 Miscellaneous household equipment...... 432 107 88 290 197 363 455 809 Apparel and services..................... 1614 934 799 1022 1153 1388 1863 2496 Men and boys............................ 435 289 199 239 276 362 443 748 Men, 16 and over....................... 341 144 104 182 187 298 313 638 Boys, 2 to 15.......................... 94 144 95 56 88 64 129 111 Women and girls......................... 553 290 218 397 413 481 744 767 Women, 16 and over..................... 448 227 131 284 354 391 633 627 Girls, 2 to 15......................... 105 62 87 114 60 90 111 141 Children under 2........................ 135 79 90 83 102 117 162 194 Footwear................................ 200 165 148 120 167 191 205 274 Other apparel products and services..... 290 113 145 183 194 237 310 512 Transportation........................... 5374 2054 2197 3295 4565 4970 6489 8165 Vehicle purchases (net outlay).......... 2558 814 1023 1551 2233 2236 3073 4047 Cars and trucks, new................... 1462 311 341 384 1133 1144 1702 2899 Cars and trucks, used.................. 1057 493 617 1115 1092 1021 1336 1129 Other vehicles......................... 40 9 65 51 7 71 36 19 Gasoline and motor oil.................. 951 488 463 722 868 963 1110 1251 Other vehicle expenses.................. 1639 621 584 874 1324 1598 2076 2462 Vehicle finance charges................ 380 91 88 155 267 362 521 619 Maintenance and repairs................ 551 290 232 355 556 577 625 737 Vehicle insurance...................... 497 175 207 279 399 499 595 748 Veh. rental, licenses, oth. charges.... 210 64 57 85 101 161 335 358 Public transportation................... 226 132 128 148 141 173 230 405 Health care.............................. 845 301 487 519 658 870 1006 1183 Health insurance........................ 306 94 184 188 278 296 416 391 Medical services........................ 360 143 184 205 257 376 394 550 Drugs................................... 128 44 99 87 93 148 142 159 Medical supplies........................ 52 20 21 39 30 50 56 83 Entertainment............................ 1437 591 590 912 922 1241 1611 2459 Fees and admissions..................... 322 127 108 139 195 268 352 615 Television, radios, sound equipment..... 467 289 255 376 350 439 529 660 Pets, toys, and playground equipment.... 292 120 152 170 232 265 350 437 Other supplies, equip., and services.... 356 54 74 227 144 269 379 747 Personal care products and services...... 352 202 166 231 264 312 399 526 Reading.................................. 138 48 72 69 90 120 148 245 Education................................ 231 284 275 164 177 180 253 284 Tobacco products and smoking supplies.... 257 196 239 245 291 279 273 234 Miscellaneous............................ 570 267 233 317 476 607 688 800 Cash contributions....................... 464 67 191 213 282 390 565 845 Personal insurance and pensions.......... 2704 265 405 915 1561 2236 3274 5458 Life and other personal insurance....... 253 89 70 98 152 205 292 492 Pensions and Social Security............ 2451 175 335 817 1410 2031 2982 4966 Money income before taxes 1/.............. 29460 2734 7574 12272 17413 24645 34278 57833 Wages and salaries....................... 26451 1235 3841 10006 15493 22702 32482 52035 Self-employment income................... 1575 -44 257 292 929 904 1079 4309 Soc. Sec., priv. and gov. retirement..... 160 181 339 204 161 133 96 140 Int., divid., rent. inc., property inc... 297 40 43 73 107 186 197 816 Unemp. and workers' compen., vet. ben.... 214 46 164 229 204 226 201 266 Pub. ass., supp. sec. inc., foodstamps... 414 933 2510 862 192 45 41 19 Regular contributions for support........ 231 196 247 467 180 306 129 154 Other income............................. 119 148 173 139 147 145 53 95 Personal taxes 1/......................... 2543 -60 131 402 1139 1822 2950 6017 Federal income taxes..................... 2005 -90 83 281 841 1358 2307 4890 State and local income taxes............. 505 15 45 111 267 435 596 1073 Other taxes.............................. 33 16 3 10 30 30 47 53 Income after taxes 1/..................... 26916 2793 7443 11870 16274 22823 31328 51816 Net change in total assets................ 6694 1014 691 1594 2669 3863 8260 15858 Net change in total liabilities........... 6009 1112 1187 1232 4212 4161 6175 13517 Other money receipts...................... 240 26 87 213 96 168 135 570 Mortgage principal paid, owned property... -400 -86 -82 -134 -194 -311 -431 -863 Estimated market value of owned home...... 36054 9629 9100 8352 13980 24917 37936 83793 Est. monthly rental value of owned home... 250 73 64 75 112 183 281 542 Gifts of goods and services, total........ 617 344 286 387 405 519 666 1015 Clothing, males 2 and over............... 58 67 41 27 35 57 64 85 Clothing, females 2 and over............. 70 13 27 58 68 70 74 95 Clothing, infants less than 2............ 35 19 20 30 25 21 39 57 Jewelry and watches...................... 32 8 8 28 24 24 40 54 Small appliances and misc. housewares.... 20 3 6 3 11 10 25 43 Household textiles....................... 7 3 1 0 1 3 4 20 All other gifts.......................... 395 231 183 241 241 334 420 661 __________________________________________ 1/ Components of income and taxes are derived from "Complete income reporters" only; see glossary.