TABLE21: AGE OF REFERENCE PERSON AND INCOME BEFORE TAXES, AGE 65 TO 74, CONSUMER EXPENDITURE SURVEY, 1986-87 TOT COMPL ITEM REPORTERS <5000 5-9.9 10-14.9 15-19.9 20-29.9 30-39.9 40-49.9 50_OVER Number of consumer units (in thousands)......... 9937 1067 2736 2031 1329 1185 760 323 505 Number of sample interviews..................... 8192 827 2208 1652 1109 1084 584 309 419 Income before taxes 1/.......................... 18248 3306 7205 12355 17399 24438 34420 44556 79911 Income after taxes 1/........................... 17178 3285 7107 12075 16606 23281 32485 40936 70584 Average number of persons in consumer unit...... 1.9 1.5 1.5 1.9 2.1 2.1 2.4 2.3 2.6 Age of reference person......................... 69.2 69.3 69.5 69.4 69.2 68.6 68.5 68 68.9 Average number of: Earners...................................... 0.6 0.3 0.3 0.5 0.7 0.8 1.1 1.3 1.5 Vehicles..................................... 1.6 0.8 1 1.6 2 2 2.2 2.5 2.5 Children under 18............................ 0.1 0.1 0 0.1 0.1 0.1 0.1 0.1 0.2 Persons 65 and over.......................... 1.3 1.1 1.2 1.4 1.5 1.4 1.5 1.4 1.5 Percent distribution: Male......................................... 60 35 40 63 77 81 78 79 83 Female....................................... 40 65 60 37 23 19 22 21 17 Homeowner with mortgage...................... 19 10 13 12 20 27 28 28 47 Homeowner without mortgage................... 59 48 56 67 68 60 59 56 46 Renter....................................... 22 42 31 20 12 13 13 16 8 Black........................................ 10 23 15 9 5 5 2 1 4 White and other.............................. 90 77 85 91 95 95 98 99 96 Elementary (1-8)............................. 25 43 33 25 20 17 9 9 6 High school (9-12)........................... 50 40 52 56 56 52 49 36 33 College...................................... 24 13 14 18 23 31 43 56 61 Never attended and other..................... 1 4 1 1 1 1 0 At least one vehicle owned................... 82 57 67 89 95 97 95 96 98 Average annual expenditures..................... 18619 9870 11719 16248 18707 24404 27019 34270 47799 Food......................................... 2898 1710 1996 2757 3038 3847 3646 5078 5898 Food at home.............................. 1852 1220 1393 1905 2046 2259 2259 2852 2841 Cereals and bakery products............ 269 172 210 291 303 316 326 380 370 Cereals and cereal products......... 87 61 76 93 94 88 96 124 123 Bakery products..................... 183 111 134 199 208 229 229 256 247 Meats, poultry, fish, and eggs......... 501 346 386 508 499 613 655 825 768 Beef................................ 153 99 111 157 143 190 229 329 201 Pork................................ 107 81 92 113 106 116 145 120 151 Other meats......................... 72 39 55 69 73 100 106 84 130 Poultry............................. 78 52 64 77 94 94 67 153 98 Fish and seafood.................... 62 47 41 63 51 81 73 101 157 Eggs................................ 28 28 23 28 31 32 35 38 32 Dairy products......................... 228 146 178 232 249 279 280 329 363 Fresh milk and cream................ 114 86 99 115 118 127 155 148 140 Other dairy products................ 114 60 79 117 131 152 125 181 223 Fruits and vegetables.................. 354 253 264 360 372 442 421 527 580 Fresh fruits........................ 120 85 87 135 109 157 144 157 196 Fresh vegetables.................... 106 83 80 108 107 120 130 177 196 Processed fruits.................... 76 50 58 68 96 95 96 105 115 Processed vegetables................ 52 36 40 50 60 69 51 88 73 Other food at home..................... 470 297 343 492 589 568 513 744 665 Sugar and other sweets.............. 68 42 45 79 90 80 78 107 81 Fats and oils....................... 54 36 42 56 69 63 55 76 67 Miscellaneous foods................. 185 98 136 187 229 230 218 301 290 Nonalcoholic beverages.............. 164 121 121 169 201 194 163 260 226 Food pre. by cu on out of town trips... 29 6 11 22 35 41 63 47 96 Food away from home....................... 1046 490 603 853 992 1588 1388 2227 3057 Alcoholic beverages.......................... 176 48 82 178 134 247 308 437 592 Housing...................................... 5697 3940 4094 5261 5452 7221 7818 8537 11912 Shelter................................... 2676 2049 1934 2457 2424 3214 3539 4358 5922 Owned dwellings........................ 1592 909 1002 1457 1600 2128 2398 2421 3745 Mortgage interest................... 383 381 165 232 315 612 712 548 1216 Property taxes...................... 578 209 387 562 634 779 865 1050 1114 Maint., rep., ins., other expenses.. 630 319 450 664 651 737 821 823 1414 Rented dwellings....................... 719 977 798 744 527 592 643 778 528 Other lodging.......................... 365 163 134 256 297 494 498 1159 1649 Utilities, fuels, and public services..... 1589 1217 1309 1552 1642 1831 2040 2033 2379 Natural gas............................ 251 160 220 277 254 293 259 271 376 Electricity............................ 642 499 513 608 698 716 867 841 1003 Fuel oil and other fuels............... 146 129 135 155 124 174 194 121 139 Telephone.............................. 400 319 331 372 406 463 515 557 617 Water and other public services........ 151 111 111 140 161 186 205 243 245 Household operations...................... 288 151 213 220 230 338 412 460 995 Personal services...................... 56 36 62 8 26 75 92 126 183 Other household expenses............... 232 115 150 212 204 263 320 334 811 Housekeeping supplies..................... 363 175 236 354 422 573 500 500 557 Laundry and cleaning supplies.......... 87 45 66 102 88 118 81 133 129 Other household products............... 142 59 87 126 224 149 280 193 272 Postage and stationery................. 134 70 83 126 111 307 140 174 155 Household furnishings and equipment....... 781 348 403 679 733 1264 1327 1187 2060 Household textiles..................... 81 49 50 68 99 93 121 86 248 Furniture.............................. 217 90 104 159 149 302 562 251 762 Floor coverings........................ 48 36 12 61 44 53 48 189 129 Major appliances....................... 133 39 70 103 210 232 205 106 274 Small appliances & misc. housewares.... 49 19 23 42 51 90 82 83 103 Miscellaneous household equipment...... 253 114 144 246 180 494 309 472 545 Apparel and services......................... 918 329 525 879 1004 1168 1556 1924 2057 Men and boys.............................. 203 68 105 247 173 268 321 492 373 Men, 16 and over....................... 188 64 94 220 162 255 300 475 362 Boys, 2 to 15.......................... 15 3 12 28 11 13 21 18 11 Women and girls........................... 404 149 224 434 502 480 516 905 893 Women, 16 and over..................... 383 137 212 411 477 451 479 878 869 Girls, 2 to 15......................... 21 12 12 22 25 29 37 27 24 Children under 2.......................... 15 3 9 11 18 21 40 25 32 Footwear.................................. 123 46 105 95 140 153 134 279 283 Other apparel products and services....... 173 63 81 92 171 246 546 222 476 Transportation............................... 3283 1387 1565 3072 3412 5051 4782 7193 8163 Vehicle purchases......................... 1304 602 447 1194 1246 2448 1608 3291 3608 Cars and trucks, new (net outlay)...... 815 353 323 569 480 1582 1074 2537 3040 Cars and trucks, used (net outlay)..... 487 249 124 625 758 866 534 754 552 Other vehicles......................... 2 0 0 0 8 0 0 0 16 Gasoline and motor oil.................... 681 344 424 664 785 926 1017 1186 1183 Other vehicle expenses.................... 1020 344 559 1008 1138 1331 1738 2250 2068 Vehicle finance charges................ 119 44 59 104 136 179 234 192 260 Maintenance and repairs................ 452 141 267 482 509 557 712 1083 765 Vehicle insurance...................... 344 134 188 340 393 417 607 746 696 Vehicle rent., licenses, other charges. 106 25 46 82 100 178 185 230 346 Public transportation..................... 277 98 135 206 242 346 419 466 1304 Health care.................................. 1693 1270 1340 1628 1892 1953 2113 2194 2679 Health insurance.......................... 658 401 503 701 749 821 877 698 886 Medical services.......................... 594 427 493 467 642 665 788 975 1170 Drugs..................................... 350 260 303 381 418 344 359 418 449 Medical supplies.......................... 92 182 42 78 83 123 89 103 173 Entertainment................................ 821 283 403 577 1247 1020 1334 1623 2322 Fees and admissions....................... 245 56 100 180 221 327 405 741 1005 Television, radios, sound equipment....... 236 108 126 206 226 305 520 402 555 Pets, toys, and playground equipment...... 139 63 97 90 132 238 234 255 294 Other ent. sup., equip., and services..... 201 56 81 101 668 150 175 225 468 Personal care products and services.......... 276 110 155 288 324 393 347 534 574 Reading...................................... 150 64 91 129 147 193 236 242 455 Education.................................... 73 9 42 55 74 86 139 160 267 Tobacco products and smoking supplies........ 187 124 142 207 208 218 234 143 301 Miscellaneous................................ 472 273 333 364 507 379 1051 1218 874 Cash contributions........................... 1037 102 758 492 581 1192 1393 1719 6583 Personal insurance and pensions.............. 938 219 192 362 687 1437 2062 3267 5122 Life and other personal insurance......... 305 162 136 209 280 618 360 514 1017 Pensions and Social Security.............. 633 57 56 153 407 818 1702 2753 4105 Money income before taxes....................... 18248 3306 7205 12355 17399 24438 34420 44556 79911 Wages and salaries........................... 4406 167 342 1206 2504 5502 12081 19333 29603 Self-employment income....................... 965 -458 49 94 552 761 1337 3146 12054 S. Security, private and gvrnmnt retirement.. 10035 3129 6206 9882 12331 14522 14936 14162 19396 Int.,divid.,rent. income,other prop. income.. 2442 53 217 840 1765 3092 5647 7277 18331 Unemp. and workers' compen., veterans' ben... 124 4 82 158 88 207 174 235 222 Pub. ass., supp. sec. income, foodstamps..... 156 378 237 99 70 132 61 15 Regular contributions for support............ 74 17 38 40 48 125 168 355 162 Other income................................. 45 16 34 36 41 97 18 34 143 Personal taxes.................................. 1070 21 98 280 793 1157 1935 3620 9327 Federal income taxes......................... 831 5 51 160 575 841 1466 3010 7806 State and local income taxes................. 161 7 6 76 113 194 284 559 1287 Other taxes.................................. 78 10 41 43 105 122 185 51 235 Income after taxes.............................. 17178 3285 7107 12075 16606 23281 32485 40936 70584 Net change in total assets................... 1007 594 -815 784 1714 4936 -986 6401 1123 Net change in total liabilities.............. 80 464 -335 -437 -143 94 3296 1212 -1405 Other money receipts......................... 413 22 80 244 399 883 1151 1075 1120 Mortgage principal paid on owned property.... -197 -210 -96 -142 -175 -254 -293 -354 -613 Estimated market value of owned home......... 58734 36542 43958 51086 58375 66154 81476 110000 133000 Estimated monthly rental value of owned home. 349 185 259 327 369 411 487 567 722 Gifts of: Clothing, males 2 and over................... 54 24 26 66 56 87 66 95 70 Clothing, females 2 and over................. 63 18 47 78 44 93 98 99 84 Clothing, infants less than 2................ 14 2 9 9 18 19 35 25 30 Jewelry and watches.......................... 15 7 10 13 19 12 29 27 34 Small appliances & misc. housewares.......... 17 1 10 13 18 33 22 33 41 Household textiles........................... 13 13 4 17 26 11 8 12 28 All other gifts.............................. 508 358 260 343 361 841 1274 582 1194 -------------------------------------------------------------------------------------------------------------------------- 1/ Components of income and taxes are drived from "Complete income reporters" only; see glossary.