Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Item Total Northeast Midwest South West 65-74 Number of consumer units (in thousands)........... 11,362 2,287 2,691 4,108 2,275 Consumer unit characteristics: Income before taxes a/ .......................... $39,153 $40,675 $37,410 $39,285 $39,437 Income after taxes a/ ........................... 37,949 39,674 36,087 38,268 37,832 Age of reference person.......................... 69.3 69.3 69.2 69.2 69.4 Average number in consumer unit: Persons......................................... 1.9 1.9 1.8 1.9 1.9 Children under 18............................... .1 .1 .1 .1 .1 Persons 65 and over............................. 1.4 1.4 1.4 1.4 1.4 Earners......................................... .7 .7 .7 .6 .7 Vehicles........................................ 1.8 1.5 2.0 1.8 2.0 Percent distribution: Sex of reference person: Male............................................ 50 49 51 49 51 Female.......................................... 50 51 49 51 49 Housing tenure: Homeowner....................................... 83 74 87 84 85 With mortgage.................................. 27 23 23 26 36 Without mortgage............................... 56 51 64 57 49 Renter.......................................... 17 26 13 16 15 Race of reference person: Black or African-American....................... 10 12 7 15 4 White, Asian, and All Other Races............... 90 88 93 85 96 Education of reference person: Elementary (1-8)................................ 10 9 8 12 8 High school (9-12).............................. 45 52 50 44 35 College......................................... 45 38 42 44 56 Never attended and other........................ 1 1 b/ 1 1 At least one vehicle owned or leased............. 88 78 92 89 91 Average annual expenditures....................... $35,083 $34,098 $36,586 $32,727 $38,489 Food............................................. 4,706 4,969 4,707 4,303 5,147 Food at home.................................... 2,968 3,028 2,951 2,798 3,221 Cereals and bakery products.................... 418 428 435 387 442 Cereals and cereal products................... 127 128 127 115 149 Bakery products............................... 291 301 308 273 293 Meats, poultry, fish, and eggs................. 778 791 784 747 812 Beef.......................................... 231 222 226 224 256 Pork.......................................... 169 156 180 175 159 Other meats................................... 103 106 132 89 91 Poultry....................................... 118 129 107 113 129 Fish and seafood.............................. 116 132 102 110 128 Eggs.......................................... 41 46 37 37 49 Dairy products................................. 330 353 297 320 361 Fresh milk and cream.......................... 122 124 116 118 132 Other dairy products.......................... 208 229 181 201 230 Fruits and vegetables.......................... 542 566 533 493 615 Fresh fruits.................................. 177 176 179 156 212 Fresh vegetables.............................. 187 203 168 162 233 Processed fruits.............................. 98 104 103 89 103 Processed vegetables.......................... 80 83 84 86 66 Other food at home............................. 899 890 902 851 990 Sugar and other sweets........................ 119 123 128 113 115 Fats and oils................................. 86 86 87 79 99 Miscellaneous foods........................... 431 423 421 415 477 Nonalcoholic beverages........................ 222 224 214 212 243 Food prepared by consumer unit on out-of-town trips............................ 42 33 52 32 56 Food away from home............................. 1,738 1,941 1,756 1,505 1,926 Alcoholic beverages.............................. 283 333 246 202 414 Housing.......................................... 10,954 11,491 10,719 10,323 11,827 Shelter......................................... 5,774 6,646 5,393 5,200 6,385 Owned dwellings................................ 4,218 4,462 4,042 3,904 4,749 Mortgage interest and charges................. 1,333 1,321 1,002 1,185 2,003 Property taxes................................ 1,502 2,163 1,690 1,094 1,352 Maintenance, repairs, insurance, other expenses..................................... 1,383 977 1,349 1,624 1,394 Rented dwellings............................... 1,084 1,776 690 937 1,118 Other lodging.................................. 472 408 661 359 518 Utilities, fuels, and public services........... 2,801 2,816 2,925 2,837 2,575 Natural gas.................................... 444 610 650 257 372 Electricity.................................... 1,059 876 998 1,288 900 Fuel oil and other fuels....................... 152 325 150 111 53 Telephone services............................. 794 753 783 839 768 Water and other public services................ 353 252 344 343 482 Household operations............................ 513 358 451 567 644 Personal services.............................. 32 c/ 25 c/ 21 c/ 52 c/ 16 Other household expenses....................... 481 333 430 515 628 Housekeeping supplies........................... 580 533 702 523 592 Laundry and cleaning supplies.................. 123 117 131 120 125 Other household products....................... 299 229 405 280 287 Postage and stationery......................... 158 188 166 123 180 Household furnishings and equipment............. 1,286 1,138 1,249 1,197 1,630 Household textiles............................. 123 117 106 100 188 Furniture...................................... 273 228 331 235 320 Floor coverings................................ 58 58 60 32 105 Major appliances............................... 214 220 206 197 247 Small appliances, miscellaneous housewares.................................... 94 84 83 95 113 Miscellaneous household equipment.............. 524 431 463 539 658 Apparel and services............................. 1,195 1,364 1,131 1,107 1,253 Men and boys.................................... 264 284 248 272 246 Men, 16 and over............................... 229 242 217 240 211 Boys, 2 to 15.................................. 35 42 30 33 35 Women and girls................................. 547 665 522 497 543 Women, 16 and over............................. 500 588 478 458 508 Girls, 2 to 15................................. 47 77 44 39 35 Children under 2................................ 24 35 25 20 18 Footwear........................................ 184 169 179 172 224 Other apparel products and services............. 177 211 157 145 223 Transportation................................... 6,258 5,763 6,518 5,885 7,117 Vehicle purchases (net outlay).................. 2,795 2,617 2,890 2,775 2,900 Cars and trucks, new........................... 1,732 1,529 1,818 1,558 2,151 Cars and trucks, used.......................... 1,039 1,065 1,030 1,194 746 Other vehicles................................. c/ 24 c/ 23 c/ 42 c/ 24 c/ 4 Gasoline and motor oil.......................... 1,138 950 1,179 1,155 1,246 Other vehicle expenses.......................... 1,879 1,783 1,999 1,654 2,235 Vehicle finance charges........................ 187 144 197 200 195 Maintenance and repairs........................ 593 497 614 522 791 Vehicle insurance.............................. 774 798 754 737 840 Vehicle rental, leases, licenses, other charges....................................... 325 344 434 196 409 Public transportation........................... 446 414 449 301 737 Health care...................................... 3,711 3,236 4,049 3,759 3,702 Health insurance................................ 2,071 1,884 2,328 2,043 2,006 Medical services................................ 656 652 624 607 788 Drugs........................................... 846 588 929 984 754 Medical supplies................................ 138 112 169 125 153 Entertainment.................................... 1,948 1,837 1,606 1,687 2,925 Fees and admissions............................. 423 365 457 365 544 Television, radios, sound equipment............. 594 624 600 534 665 Pets, toys, hobbies, and playground equipment... 357 707 299 214 323 Other entertainment supplies, equipment, and services................................... 574 142 250 574 1,395 Personal care products and services.............. 502 509 477 492 542 Reading.......................................... 153 157 175 119 185 Education........................................ 263 262 307 214 302 Tobacco products and smoking supplies............ 208 252 198 202 189 Miscellaneous.................................... 640 543 716 598 720 Cash contributions............................... 2,137 1,365 3,691 1,810 1,667 Personal insurance and pensions.................. 2,123 2,018 2,046 2,025 2,498 Life and other personal insurance............... 488 376 508 530 505 Pensions and Social Security.................... 1,635 1,642 1,538 1,495 1,994 Sources of income and personal taxes: a/ Money income before taxes........................ 39,153 40,675 37,410 39,285 39,437 Wages and salaries.............................. 14,586 18,525 12,211 13,835 14,805 Self-employment income.......................... 2,574 1,153 2,071 3,896 2,177 Social Security, private and government retirement..................................... 19,512 18,517 20,843 19,469 19,025 Interest, dividends, rental income, other property income................................ 1,959 1,745 2,046 1,689 2,557 Unemployment and workers' compensation, veterans' benefits............................. 105 189 c/ 45 c/ 115 c/ 74 Public assistance, supplemental security income, food stamps............................ 233 262 103 151 504 Regular contributions for support............... 78 c/ 86 c/ 58 c/ 68 c/ 113 Other income.................................... 107 c/ 198 c/ 34 63 c/ 183 Personal taxes................................... 1,204 1,001 1,324 1,018 1,605 Federal income taxes............................ 840 599 811 746 1,282 State and local income taxes.................... 133 186 181 34 203 Other taxes..................................... 232 216 332 238 121 Income after taxes............................... 37,949 39,674 36,087 38,268 37,832 Addenda: Net change in total assets and liabilities....... -4,765 295 -3,481 -6,561 -8,127 Net change in total assets...................... 617 678 1,909 -2,470 4,602 Net change in total liabilities................. 5,382 382 5,390 4,091 12,730 Other financial information: Other money receipts............................ 554 390 631 434 845 Mortgage principal paid on owned property....... -1,156 -1,143 -1,174 -1,043 -1,352 Estimated market value of owned home............ 156,812 173,732 132,129 121,821 232,175 Estimated monthly rental value of owned home.... 854 912 784 727 1,107 Gifts of goods and services...................... 1,010 969 1,144 884 1,118 Food............................................ 62 98 41 67 42 Alcoholic beverages............................. 13 c/ 11 6 19 14 Housing......................................... 213 190 244 206 215 Housekeeping supplies.......................... 46 61 48 37 45 Household textiles............................. 19 13 16 c/ 19 28 Appliances and miscellaneous housewares.................................... 31 c/ 15 37 34 36 Major appliances.............................. 8 c/ 2 c/ 2 13 10 Small appliances and miscellaneous housewares................................... 23 c/ 13 34 21 26 Miscellaneous household equipment.............. 53 56 64 50 41 Other housing.................................. 65 45 80 66 65 Apparel and services............................ 261 364 270 217 225 Males, 2 and over.............................. 73 81 51 74 87 Females, 2 and over............................ 115 182 141 80 80 Children under 2............................... 22 35 20 19 15 Other apparel products and services............ 51 66 57 43 43 Jewelry and watches........................... 21 c/ 42 16 18 14 All other apparel products and services....... 30 c/ 25 c/ 41 26 29 Transportation.................................. 45 79 55 21 43 Health care..................................... 35 c/ 15 c/ 26 43 c/ 50 Entertainment................................... 77 83 103 55 77 Toys, games, arts and crafts, and tricycles.... 37 42 44 29 35 Other entertainment............................ 40 42 59 26 42 Personal care products and services............. 15 22 11 16 11 Reading......................................... 3 2 2 3 5 Education....................................... 153 63 232 148 160 All other gifts................................. 133 42 156 88 279 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.5. c Data are likely to have large sampling errors.