Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2003-2004 Item Total Northeast Midwest South West 35-44 Number of consumer units (in thousands)........... 24,241 4,760 5,080 8,838 5,564 Consumer unit characteristics: Income before taxes a/ .......................... $63,597 $71,276 $65,710 $58,400 $63,522 Income after taxes a/ ........................... 61,086 68,563 62,352 56,579 60,839 Age of reference person.......................... 39.7 39.7 39.7 39.7 39.6 Average number in consumer unit: Persons......................................... 3.2 3.2 3.2 3.2 3.3 Children under 18............................... 1.3 1.3 1.3 1.3 1.3 Persons 65 and over............................. b/ b/ b/ b/ b/ Earners......................................... 1.6 1.7 1.7 1.6 1.7 Vehicles........................................ 2.1 1.8 2.4 2.0 2.2 Percent distribution: Sex of reference person: Male............................................ 50 51 53 48 50 Female.......................................... 50 49 47 52 50 Housing tenure: Homeowner....................................... 69 65 75 71 64 With mortgage.................................. 58 57 63 56 56 Without mortgage............................... 11 9 11 15 8 Renter.......................................... 31 35 25 29 36 Race of reference person: Black or African-American....................... 14 12 10 23 5 White, Asian, and All Other Races............... 86 88 90 77 95 Education of reference person: Elementary (1-8)................................ 4 3 2 4 6 High school (9-12).............................. 36 37 36 40 30 College......................................... 60 60 62 56 64 Never attended and other........................ c/ c/ d/ c/ c/ At least one vehicle owned or leased............. 91 86 93 91 94 Average annual expenditures....................... $48,849 $51,401 $49,799 $44,388 $52,901 Food............................................. 6,513 7,060 6,524 5,974 6,915 Food at home.................................... 3,750 4,146 3,678 3,396 4,057 Cereals and bakery products.................... 537 589 542 486 572 Cereals and cereal products................... 189 206 178 174 209 Bakery products............................... 349 383 364 313 363 Meats, poultry, fish, and eggs................. 976 1,130 884 914 1,037 Beef.......................................... 289 316 265 281 303 Pork.......................................... 196 219 190 190 193 Other meats................................... 124 161 120 111 117 Poultry....................................... 178 212 159 163 191 Fish and seafood.............................. 145 177 115 128 174 Eggs.......................................... 44 46 35 40 59 Dairy products................................. 414 475 419 349 463 Fresh milk and cream.......................... 167 189 167 140 193 Other dairy products.......................... 247 286 252 209 270 Fruits and vegetables.......................... 604 707 549 526 696 Fresh fruits.................................. 195 223 177 163 239 Fresh vegetables.............................. 194 223 160 169 241 Processed fruits.............................. 122 152 118 101 136 Processed vegetables.......................... 94 109 95 93 81 Other food at home............................. 1,218 1,244 1,283 1,121 1,288 Sugar and other sweets........................ 147 169 166 126 143 Fats and oils................................. 96 103 94 89 105 Miscellaneous foods........................... 603 617 657 554 618 Nonalcoholic beverages........................ 329 323 327 312 361 Food prepared by consumer unit on out-of-town trips............................ 43 32 40 40 61 Food away from home............................. 2,764 2,914 2,846 2,578 2,858 Alcoholic beverages.............................. 480 655 442 397 501 Housing.......................................... 16,445 18,563 16,238 14,319 18,188 Shelter......................................... 9,766 11,583 9,078 8,033 11,593 Owned dwellings................................ 6,983 8,134 7,096 5,837 7,714 Mortgage interest and charges................. 4,558 4,868 4,475 3,872 5,457 Property taxes................................ 1,520 2,269 1,630 1,177 1,326 Maintenance, repairs, insurance, other expenses..................................... 905 997 992 788 931 Rented dwellings............................... 2,382 3,052 1,532 1,894 3,360 Other lodging.................................. 402 397 450 303 520 Utilities, fuels, and public services........... 3,225 3,316 3,300 3,335 2,903 Natural gas.................................... 450 560 699 286 390 Electricity.................................... 1,178 1,084 1,076 1,427 956 Fuel oil and other fuels....................... 106 300 109 49 29 Telephone services............................. 1,121 1,123 1,053 1,182 1,081 Water and other public services................ 370 249 363 390 448 Household operations............................ 971 1,043 1,021 863 1,033 Personal services.............................. 544 610 634 468 528 Other household expenses....................... 426 433 387 396 505 Housekeeping supplies........................... 637 709 727 577 587 Laundry and cleaning supplies.................. 160 145 184 159 149 Other household products....................... 325 405 361 295 270 Postage and stationery......................... 153 158 182 123 168 Household furnishings and equipment............. 1,846 1,912 2,111 1,510 2,072 Household textiles............................. 147 188 119 158 124 Furniture...................................... 532 540 616 390 673 Floor coverings................................ 56 70 83 40 46 Major appliances............................... 223 188 304 157 279 Small appliances, miscellaneous housewares.................................... 95 98 93 89 102 Miscellaneous household equipment.............. 792 828 897 675 848 Apparel and services............................. 2,116 2,384 2,135 1,914 2,200 Men and boys.................................... 531 598 563 461 558 Men, 16 and over............................... 353 424 375 293 368 Boys, 2 to 15.................................. 178 174 188 168 190 Women and girls................................. 783 859 780 711 838 Women, 16 and over............................. 563 615 538 517 620 Girls, 2 to 15................................. 219 244 242 195 217 Children under 2................................ 90 85 109 74 102 Footwear........................................ 415 547 375 393 376 Other apparel products and services............. 298 295 308 274 327 Transportation................................... 9,037 8,640 8,721 8,667 10,253 Vehicle purchases (net outlay).................. 4,223 3,804 4,054 4,206 4,762 Cars and trucks, new........................... 2,213 2,000 1,787 2,212 2,784 Cars and trucks, used.......................... 1,922 1,672 2,132 1,939 1,918 Other vehicles................................. 88 e/ 133 135 56 59 Gasoline and motor oil.......................... 1,729 1,524 1,737 1,702 1,937 Other vehicle expenses.......................... 2,662 2,689 2,579 2,487 2,994 Vehicle finance charges........................ 455 339 479 511 446 Maintenance and repairs........................ 682 624 624 595 924 Vehicle insurance.............................. 1,032 1,078 957 1,050 1,034 Vehicle rental, leases, licenses, other charges....................................... 492 648 520 331 590 Public transportation........................... 423 622 351 271 560 Health care...................................... 2,183 1,864 2,257 2,192 2,375 Health insurance................................ 1,154 1,089 1,196 1,170 1,146 Medical services................................ 626 466 642 587 809 Drugs........................................... 309 233 312 348 311 Medical supplies................................ 94 76 107 87 109 Entertainment.................................... 2,512 2,563 2,910 2,195 2,598 Fees and admissions............................. 652 728 768 485 746 Television, radios, sound equipment............. 897 977 930 842 886 Pets, toys, hobbies, and playground equipment... 449 437 501 430 438 Other entertainment supplies, equipment, and services................................... 513 420 711 438 528 Personal care products and services.............. 631 633 622 607 677 Reading.......................................... 118 130 139 83 144 Education........................................ 740 716 821 667 802 Tobacco products and smoking supplies............ 331 345 432 330 228 Miscellaneous.................................... 687 663 799 572 785 Cash contributions............................... 1,261 916 1,418 1,218 1,478 Personal insurance and pensions.................. 5,796 6,270 6,341 5,253 5,755 Life and other personal insurance............... 386 379 500 381 298 Pensions and Social Security.................... 5,409 5,891 5,841 4,871 5,458 Sources of income and personal taxes: a/ Money income before taxes........................ 63,597 71,276 65,710 58,400 63,522 Wages and salaries.............................. 57,767 67,204 59,618 52,211 57,009 Self-employment income.......................... 2,991 1,427 3,301 3,295 3,552 Social Security, private and government retirement..................................... 794 542 692 966 822 Interest, dividends, rental income, other property income................................ 629 810 865 449 550 Unemployment and workers' compensation, veterans' benefits............................. 327 424 286 234 432 Public assistance, supplemental security income, food stamps............................ 354 329 358 394 308 Regular contributions for support............... 570 442 492 701 541 Other income.................................... 165 98 97 150 308 Personal taxes................................... 2,511 2,713 3,357 1,821 2,682 Federal income taxes............................ 1,732 1,799 2,178 1,273 2,010 State and local income taxes.................... 617 730 888 428 579 Other taxes..................................... 162 185 291 120 93 Income after taxes............................... 61,086 68,563 62,352 56,579 60,839 Addenda: Net change in total assets and liabilities....... -15,993 -14,049 -15,294 -9,787 -28,153 Net change in total assets...................... 11,955 10,563 9,556 10,769 17,221 Net change in total liabilities................. 27,949 24,612 24,850 20,556 45,374 Other financial information: Other money receipts............................ 447 473 438 334 613 Mortgage principal paid on owned property....... -2,204 -2,314 -2,786 -1,756 -2,289 Estimated market value of owned home............ 138,684 160,411 132,560 107,809 174,729 Estimated monthly rental value of owned home.... 854 981 837 749 930 Gifts of goods and services...................... 919 895 916 855 1,046 Food............................................ 48 58 51 36 58 Alcoholic beverages............................. 21 33 20 16 18 Housing......................................... 252 294 225 219 292 Housekeeping supplies.......................... 71 145 65 45 59 Household textiles............................. 15 11 15 18 12 Appliances and miscellaneous housewares.................................... 28 13 43 28 23 Major appliances.............................. 10 e/ 2 e/ 31 3 7 Small appliances and miscellaneous housewares................................... 17 11 12 25 16 Miscellaneous household equipment.............. 74 82 64 64 93 Other housing.................................. 64 43 38 64 106 Apparel and services............................ 280 305 310 263 254 Males, 2 and over.............................. 78 65 92 87 60 Females, 2 and over............................ 96 111 107 90 84 Children under 2............................... 44 44 45 34 58 Other apparel products and services............ 62 85 66 52 53 Jewelry and watches........................... 17 9 21 10 31 All other apparel products and services....... 44 77 45 41 22 Transportation.................................. 35 21 15 35 66 Health care..................................... 29 e/ 7 42 38 22 Entertainment................................... 67 70 72 63 67 Toys, games, arts and crafts, and tricycles.... 22 24 20 23 19 Other entertainment............................ 46 45 53 40 48 Personal care products and services............. 30 28 21 37 29 Reading......................................... 1 c/ 1 c/ 1 Education....................................... 101 32 98 96 172 All other gifts................................. 56 47 60 50 67 a Components of income and taxes are derived from "complete income reporters" only through 2003; (see glossary). Beginning in 2004 income imputation was implemented. As a result, all consumer units are considered to be complete income reporters. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors.