Table 3600. Consumer units of one person by age of reference person: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Total Under 65 and 75 and Item one 25 25-34 35-44 45-54 55-64 over 65-74 over person Number of consumer units (in thousands)...... 33,492 4,792 4,403 4,261 5,177 4,432 10,427 4,147 6,280 Income before taxes a/ ...................... $27,087 $11,534 $34,722 $39,492 $37,844 $30,242 $19,123 $21,299 $17,648 Income after taxes a/ ....................... 25,386 11,103 32,164 36,292 34,476 28,739 18,557 20,286 17,384 Age of the reference person.................. 51.4 20.9 29.2 39.8 49.6 59.3 76.9 69.7 81.7 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 n.a. n.a. n.a. n.a. n.a. 1.0 1.0 1.0 Earners..................................... .6 .9 .9 .9 .8 .7 .2 .3 .1 Vehicles.................................... 1.0 .7 1.1 1.2 1.2 1.2 .9 1.0 .8 Percent distribution: Male........................................ 45 53 62 65 50 38 26 28 25 Female...................................... 55 47 38 35 50 62 74 72 75 Homeowner................................... 50 7 30 50 56 66 70 72 69 With mortgage.............................. 21 3 23 36 37 32 10 19 5 Without mortgage........................... 29 4 7 13 18 35 60 53 64 Renter...................................... 50 93 70 50 44 34 30 28 31 Black or African American................... 11 7 12 14 16 13 10 13 7 White, Asian, and All Other Races........... 89 93 88 86 84 87 90 87 93 Elementary (1-8)............................ 8 1 2 3 4 8 16 11 20 High school (9-12).......................... 35 17 21 32 35 37 48 48 48 College..................................... 58 82 76 65 61 54 35 41 31 Never attended and other.................... b/ c/ b/ b/ b/ 1 b/ b/ b/ At least one vehicle owned or leased........ 75 60 83 82 81 80 70 77 66 Average annual expenditures.................. $23,920 $16,044 $28,117 $29,525 $29,042 $26,507 $19,768 $21,709 $18,450 Food........................................ 2,872 2,094 3,561 3,220 3,171 3,124 2,499 2,768 2,310 Food at home............................. 1,541 770 1,506 1,448 1,729 1,843 1,701 1,821 1,616 Cereals and bakery products............ 221 116 211 191 237 239 267 274 263 Cereals and cereal products.......... 73 46 80 65 70 75 85 88 83 Bakery products...................... 148 70 132 127 167 164 182 185 180 Meats, poultry, fish, and eggs......... 359 141 349 371 395 455 393 427 369 Beef................................. 94 43 96 102 113 104 97 106 90 Pork................................. 73 23 57 71 82 92 90 89 90 Other meats.......................... 47 17 43 50 54 56 54 60 50 Poultry.............................. 65 36 76 63 61 78 70 78 64 Fish and seafood..................... 61 14 60 67 63 105 59 70 52 Eggs................................. 19 8 18 19 21 21 23 24 22 Dairy products......................... 163 93 156 148 179 190 184 192 179 Fresh milk and cream................. 63 37 56 55 63 73 76 78 74 Other dairy products................. 100 56 100 93 116 117 108 114 104 Fruits and vegetables.................. 286 124 262 243 283 377 346 364 333 Fresh fruits......................... 92 37 80 83 89 122 113 125 104 Fresh vegetables..................... 89 33 82 72 88 131 106 111 103 Processed fruits..................... 61 34 62 49 60 74 72 68 74 Processed vegetables................. 44 20 39 39 45 51 55 59 51 Other food at home..................... 511 295 527 495 636 582 511 565 474 Sugar and other sweets............... 62 33 48 50 74 74 74 84 68 Fats and oils........................ 43 17 37 43 47 54 51 51 51 Miscellaneous foods.................. 253 151 265 240 340 266 248 278 227 Nonalcoholic beverages............... 133 75 157 136 154 167 122 131 116 Food prepared by consumer unit on out-of-town trips................... 20 20 20 25 21 22 16 21 12 Food away from home.................... 1,331 1,324 2,055 1,772 1,441 1,281 798 947 694 Alcoholic beverages......................... 282 352 516 390 281 266 113 154 85 Housing..................................... 8,694 4,890 10,012 11,172 10,614 9,125 7,729 8,045 7,515 Shelter.................................. 5,540 3,498 6,853 7,643 7,016 5,405 4,390 4,568 4,272 Owned dwellings........................ 2,649 289 2,251 4,067 3,969 3,378 2,357 2,914 1,989 Mortgage interest and charges........ 1,245 142 1,516 2,653 2,289 1,556 412 810 149 Property taxes....................... 779 116 430 837 950 999 1,030 1,023 1,035 Maintenance, repairs, insurance,other expenses............................ 625 32 305 578 731 823 916 1,082 806 Rented dwellings....................... 2,610 2,799 4,396 3,330 2,631 1,757 1,826 1,379 2,121 Other lodging.......................... 282 410 207 245 416 271 207 275 163 Utilities, fuels, and public services.... 1,736 739 1,672 1,870 2,060 2,042 1,874 1,993 1,796 Natural gas............................ 239 56 196 244 290 280 298 300 297 Electricity............................ 611 228 556 616 741 750 684 734 650 Fuel oil and other fuels............... 67 11 24 42 61 84 115 92 131 Telephone services..................... 624 405 769 770 732 682 524 603 471 Water and other public services........ 195 38 127 199 236 246 253 264 246 Household operations..................... 371 78 286 333 277 333 621 430 748 Personal services...................... 113 d/ 2 80 d/ 85 d/ 10 d/ 14 283 d/ 68 425 Other household expenses............... 258 76 206 248 266 318 338 362 322 Housekeeping supplies.................... 277 97 234 295 285 393 312 327 301 Laundry and cleaning supplies.......... 66 23 67 70 67 94 70 82 61 Other household products............... 120 41 82 127 137 173 138 136 140 Postage and stationery................. 91 33 85 99 81 126 104 109 101 Household furnishings and equipment...... 770 479 967 1,031 976 953 531 727 397 Household textiles..................... 66 24 65 79 65 110 62 93 41 Furniture.............................. 187 101 312 295 234 218 92 141 60 Floor coverings........................ 21 6 14 28 27 12 28 25 30 Major appliances....................... 93 27 94 128 98 117 94 136 66 Small appliances, miscellaneous housewares............................ 52 32 70 68 50 77 37 48 29 Miscellaneous household equipment...... 352 289 412 433 502 419 217 284 171 Apparel and services........................ 879 825 1,292 917 975 912 647 917 457 Men and boys............................. 177 201 356 231 165 125 93 118 75 Men, 16 and over....................... 163 197 346 213 151 108 77 95 65 Boys, 2 to 15.......................... 14 d/ 5 10 18 14 17 16 24 10 Women and girls.......................... 371 399 370 297 393 450 346 503 235 Women, 16 and over..................... 356 397 359 279 379 421 328 467 229 Girls, 2 to 15......................... 16 d/ 2 11 18 14 29 18 36 6 Children under 2......................... 16 6 27 6 23 29 10 14 8 Footwear................................. 153 109 215 175 191 174 106 147 77 Other apparel products and services...... 162 110 323 208 203 135 91 136 61 Transportation.............................. 3,864 3,053 5,017 5,221 4,814 4,586 2,415 3,088 1,970 Vehicle purchases (net outlay)........... 1,677 1,392 2,172 2,359 2,120 2,118 913 1,150 757 Cars and trucks, new................... 911 678 1,151 965 1,088 1,276 651 827 536 Cars and trucks, used.................. 731 700 954 1,283 968 842 262 323 221 Other vehicles......................... 35 d/ 14 d/ 67 d/ 110 d/ 65 b/ c/ c/ c/ Gasoline and motor oil................... 660 634 840 878 787 714 421 543 341 Other vehicle expenses................... 1,261 813 1,661 1,625 1,649 1,451 874 1,098 727 Vehicle finance charges................ 143 104 277 245 189 126 48 85 24 Maintenance and repairs................ 399 280 493 480 487 526 282 336 246 Vehicle insurance...................... 489 273 595 598 610 557 411 471 372 Vehicle rental, leases, licenses, other charges.............................. 229 156 297 301 363 242 133 206 85 Public transportation.................... 266 214 344 360 258 303 206 297 145 Health care................................. 1,540 326 735 1,002 1,443 1,720 2,628 2,286 2,853 Health insurance......................... 769 118 380 546 611 823 1,378 1,243 1,466 Medical services......................... 345 113 198 257 462 393 471 402 515 Drugs.................................... 361 74 116 152 302 429 681 557 763 Medical supplies......................... 65 21 41 46 67 76 98 83 108 Entertainment............................... 1,116 859 1,387 1,482 1,314 1,389 753 929 635 Fees and admissions...................... 286 283 407 409 316 262 182 222 155 Television, radios, sound equipment...... 471 347 630 596 562 488 356 408 321 Pets, toys, and playground equipment..... 189 76 180 252 277 278 138 185 106 Other entertainment supplies, equipment,and services.................. 170 153 170 226 160 361 78 114 54 Personal care products and services......... 313 241 345 324 318 337 315 339 298 Reading..................................... 100 52 99 102 109 117 111 124 103 Education................................... 530 2,111 837 172 281 123 117 170 81 Tobacco products and smoking supplies....... 202 160 212 295 302 263 102 154 68 Miscellaneous............................... 511 180 548 545 710 631 483 585 414 Cash contributions.......................... 1,015 198 711 1,273 1,405 1,023 1,217 1,224 1,213 Personal insurance and pensions............. 2,001 704 2,844 3,410 3,306 2,890 639 926 449 Life and other personal insurance........ 171 24 83 151 251 239 214 242 195 Pensions and Social Security............. 1,830 681 2,761 3,259 3,055 2,651 425 684 254 Sources of income and personal taxes: a/ Money income before taxes.................. 27,087 11,534 34,722 39,492 37,844 30,242 19,123 21,299 17,648 Wages and salaries....................... 18,776 9,422 32,295 35,385 32,306 20,889 2,890 5,914 839 Self-employment income................... 1,145 111 1,362 1,817 1,405 1,802 830 732 897 Social Security, private and government retirement................... 5,253 97 195 658 1,658 5,098 13,433 12,844 13,833 Interest, dividends, rental income, other property income................... 870 136 196 419 1,077 949 1,535 1,219 1,749 Unemployment and workers'' compensation, veterans'' benefits..................... 157 26 188 282 262 259 55 76 d/ 41 Public assistance, supplemental security, income, food stamps..................... 219 42 89 259 339 430 186 205 173 Regular contributions for support........ 405 921 169 283 688 728 45 55 38 Other income............................. 264 779 229 388 108 87 150 255 78 Personal taxes............................. 1,702 432 2,558 3,199 3,368 1,503 567 1,013 264 Federal income taxes..................... 1,286 318 1,976 2,481 2,643 1,106 353 717 106 State and local income taxes............. 315 107 535 613 617 265 67 117 34 Other taxes.............................. 100 6 47 105 108 132 146 179 124 Income after taxes......................... 25,386 11,103 32,164 36,292 34,476 28,739 18,557 20,286 17,384 Net change in total assets and liabilities... -3,975 -563 -6,200 -6,012 -6,185 -4,858 -2,300 -3,443 -1,545 Net change in total assets............... 2,706 1,060 6,739 9,622 4,677 2,003 -1,745 -1,866 -1,666 Net change in total liabilities.......... 6,682 1,623 12,939 15,634 10,862 6,860 554 1,577 -121 Other financial information: Other money receipts..................... 418 119 184 770 213 962 380 422 351 Mortgage principal paid on owned property................................ -556 -35 -478 -908 -1,034 -929 -289 -508 -145 Estimated market value of owned home..... 70,860 7,548 39,081 73,918 80,527 99,680 95,075 101,842 90,607 Estimated monthly rental value of owned home.................................... 472 66 282 526 547 634 610 659 578 Gifts of goods and services................. 739 316 764 724 1,063 776 747 777 724 Food..................................... 36 14 27 22 76 40 34 54 20 Alcoholic beverages...................... 11 8 15 12 15 12 7 10 5 Housing.................................. 157 74 112 185 235 194 147 160 137 Housekeeping supplies.................. 29 12 20 56 30 34 25 30 22 Household textiles..................... 7 b/ d/ 6 6 12 9 7 12 3 Appliances and miscellaneous housewares........................... 14 8 4 18 15 27 12 20 6 Major appliances..................... 3 d/ 1 d/ 1 10 d/ 2 d/ 5 3 d/ 6 d/ 1 Small appliances and miscellaneous housewares......................... 10 7 d/ 3 9 13 22 9 14 d/ 5 Miscellaneous household equipment...... 39 21 37 42 65 56 28 34 23 Other housing.......................... 68 33 44 62 112 68 75 64 83 Apparel and services..................... 185 119 322 202 161 191 158 210 121 Males, 2 and over...................... 43 44 52 61 40 40 34 38 32 Females, 2 and over.................... 67 27 80 69 48 94 75 95 61 Children under 2....................... 16 6 27 6 23 29 10 14 8 Other apparel products and services.... 59 43 162 67 49 28 38 64 21 Jewelry and watches.................. 39 28 142 36 27 17 18 35 7 All other apparel products and services............................ 20 d/ 15 d/ 21 d/ 31 23 10 20 29 d/ 13 Transportation........................... 61 11 65 66 138 69 37 17 50 Health care.............................. 58 d/ 1 7 26 48 39 131 30 197 Entertainment............................ 53 33 68 80 67 56 38 43 35 Toys, games, hobbies, and tricycles.... 21 7 26 37 19 27 18 23 14 Other entertainment.................... 32 26 41 43 48 28 20 21 20 Personal care products and services...... 13 11 11 17 20 7 11 12 11 Reading.................................. 2 b/ 1 b/ 1 2 3 4 2 Education................................ 91 28 63 31 221 81 97 133 73 All other gifts.......................... 73 16 75 82 81 83 85 105 72 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.