Table 35. Consumer units of one person by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 28,213 2,655 4,769 4,462 2,927 4,299 3,059 2,106 2,281 1,658 Income before taxes a/ ...................... $27,087 $1,967 $7,691 $12,314 $17,209 $24,422 $34,140 $43,751 $57,395 $111,353 Income after taxes a/ ....................... 25,386 1,954 7,631 12,199 16,840 23,417 32,345 40,758 52,891 99,464 Age of the reference person.................. 51.4 38.3 55.2 61.3 56.4 51.0 47.4 46.8 46.5 47.3 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .3 .2 .4 .6 .4 .3 .2 .1 .1 .1 Earners..................................... .7 .7 .4 .4 .6 .7 .9 .9 1.0 1.0 Vehicles.................................... 1.0 .6 .6 .9 1.1 1.1 1.3 1.4 1.5 1.5 Percent distribution: Male........................................ 45 45 36 33 41 45 55 56 56 66 Female...................................... 55 55 64 67 59 55 45 44 44 34 Homeowner................................... 49 21 35 51 53 51 55 59 69 70 With mortgage.............................. 21 6 7 9 12 20 33 39 53 53 Without mortgage........................... 28 15 28 42 41 31 22 21 16 17 Renter...................................... 51 79 65 49 47 49 45 41 31 30 Black or African American................... 11 10 16 11 11 11 10 10 11 4 White, Asian, and All Other Races........... 89 90 84 89 89 89 90 90 89 96 Elementary (1-8)............................ 8 10 18 13 8 5 2 1 1 1 High school (9-12).......................... 34 26 42 47 44 39 27 24 15 10 College..................................... 58 63 39 40 48 56 71 75 84 88 Never attended and other.................... b/ 1 1 b/ b/ b/ b/ c/ c/ c/ At least one vehicle owned or leased........ 76 51 52 69 83 84 91 93 95 88 Average annual expenditures.................. $25,168 $13,688 $13,379 $17,399 $21,045 $24,491 $30,359 $35,023 $41,650 $60,913 Food........................................ 3,050 2,141 2,118 2,428 2,678 2,896 3,373 3,839 4,161 5,927 Food at home............................. 1,616 1,112 1,325 1,604 1,590 1,600 1,712 1,836 1,889 2,242 Cereals and bakery products............ 232 169 214 253 251 227 228 237 227 298 Cereals and cereal products.......... 76 71 81 75 77 72 70 83 77 86 Bakery products...................... 156 98 133 178 174 156 157 155 150 212 Meats, poultry, fish, and eggs......... 368 254 311 370 353 361 400 411 434 485 Beef................................. 96 71 82 87 88 92 121 91 120 126 Pork................................. 74 52 70 79 82 81 74 67 71 83 Other meats.......................... 49 23 42 53 59 46 45 58 56 73 Poultry.............................. 66 50 56 72 61 61 71 86 69 76 Fish and seafood..................... 63 41 42 55 42 61 72 89 100 104 Eggs................................. 20 17 19 24 21 21 18 19 18 23 Dairy products......................... 173 122 150 175 183 166 178 188 202 227 Fresh milk and cream................. 66 48 63 72 77 64 66 64 66 67 Other dairy products................. 108 74 87 102 106 102 112 124 136 160 Fruits and vegetables.................. 300 190 235 308 294 303 312 342 370 413 Fresh fruits......................... 96 57 75 92 96 104 105 112 118 129 Fresh vegetables..................... 94 62 70 99 83 90 93 109 127 147 Processed fruits..................... 64 43 49 69 66 64 67 65 75 81 Processed vegetables................. 46 28 40 48 49 45 47 57 50 56 Other food at home..................... 541 377 416 500 510 541 594 656 656 820 Sugar and other sweets............... 67 44 51 75 67 67 67 95 68 74 Fats and oils........................ 45 30 41 51 46 44 49 45 45 58 Miscellaneous foods.................. 268 187 201 238 250 266 296 336 322 426 Nonalcoholic beverages............... 141 105 112 124 129 144 155 153 185 207 Food prepared by consumer unit on out-of-town trips................... 21 11 10 13 18 20 28 27 35 56 Food away from home.................... 1,434 1,029 793 823 1,088 1,296 1,661 2,004 2,272 3,684 Alcoholic beverages......................... 314 133 133 187 240 248 388 445 637 857 Housing..................................... 8,842 4,807 5,144 6,392 8,023 8,624 10,741 12,156 13,753 19,822 Shelter.................................. 5,571 3,175 3,210 3,749 4,918 5,293 6,727 7,836 8,920 13,371 Owned dwellings........................ 2,632 769 887 1,416 2,015 2,226 3,283 4,233 5,761 8,509 Mortgage interest and charges........ 1,246 255 162 286 522 862 1,746 2,416 3,550 5,224 Property taxes....................... 758 285 440 606 840 650 837 942 1,291 1,861 Maintenance, repairs, insurance,other expenses............................ 628 229 285 524 652 715 700 875 920 1,424 Rented dwellings....................... 2,644 2,109 2,171 2,182 2,689 2,909 3,226 3,254 2,675 3,453 Other lodging.......................... 295 297 152 150 214 158 218 348 483 1,409 Utilities, fuels, and public services.... 1,742 918 1,233 1,581 1,785 1,830 2,076 2,161 2,368 2,650 Natural gas............................ 237 97 155 227 255 257 278 299 310 377 Electricity............................ 609 302 472 577 647 644 720 739 774 830 Fuel oil and other fuels............... 66 40 52 81 82 66 67 44 79 83 Telephone services..................... 635 403 435 509 593 664 784 837 916 1,002 Water and other public services........ 196 76 119 187 208 198 226 241 289 358 Household operations..................... 380 86 148 338 359 435 581 622 413 800 Personal services...................... 112 d/ 1 d/ 13 d/ 130 d/ 115 162 266 d/ 236 d/ 29 d/ 59 Other household expenses............... 268 85 135 208 243 273 316 386 383 741 Housekeeping supplies.................... 315 206 224 252 356 293 348 362 427 546 Laundry and cleaning supplies.......... 73 53 65 63 78 74 85 79 89 83 Other household products............... 140 92 99 113 154 113 152 175 179 284 Postage and stationery................. 102 61 60 76 124 105 112 107 159 179 Household furnishings and equipment...... 833 422 329 472 605 774 1,009 1,176 1,626 2,454 Household textiles..................... 78 36 40 37 88 90 74 73 118 247 Furniture.............................. 199 74 67 92 101 166 241 355 450 714 Floor coverings........................ 24 11 5 31 24 15 34 7 41 78 Major appliances....................... 96 30 50 89 56 104 103 121 116 314 Small appliances, miscellaneous housewares............................ 57 45 28 47 46 62 86 95 57 77 Miscellaneous household equipment...... 380 227 138 177 291 337 472 526 843 1,025 Apparel and services........................ 946 733 568 585 761 883 1,073 1,225 1,524 2,256 Men and boys............................. 192 142 109 72 107 126 249 292 347 635 Men, 16 and over....................... 177 133 102 60 94 110 227 272 313 622 Boys, 2 to 15.......................... 15 8 7 12 13 15 22 20 34 13 Women and girls.......................... 405 347 267 315 385 425 408 447 571 758 Women, 16 and over..................... 387 341 263 299 361 399 389 427 545 734 Girls, 2 to 15......................... 17 d/ 6 d/ 4 16 24 26 19 21 26 24 Children under 2......................... 16 4 7 11 13 20 29 18 25 32 Footwear................................. 164 157 101 104 132 128 208 202 253 363 Other apparel products and services...... 170 84 83 84 123 185 179 265 329 469 Transportation.............................. 4,035 1,832 1,739 2,616 3,018 4,439 5,434 6,069 7,543 8,694 Vehicle purchases (net outlay)........... 1,764 649 701 1,212 1,029 2,031 2,364 2,714 3,617 3,837 Cars and trucks, new................... 965 d/ 174 d/ 220 725 527 1,153 1,481 1,303 1,874 2,674 Cars and trucks, used.................. 762 441 481 487 502 844 829 1,393 1,513 1,116 Other vehicles......................... 37 d/ 34 d/ 1 c/ c/ d/ 34 d/ 54 d/ 18 d/ 230 d/ 47 Gasoline and motor oil................... 665 435 358 459 643 733 923 876 1,076 1,018 Other vehicle expenses................... 1,325 589 531 801 1,156 1,452 1,860 2,066 2,306 2,850 Vehicle finance charges................ 151 45 43 58 100 159 273 308 336 274 Maintenance and repairs................ 428 238 194 280 379 499 552 596 612 982 Vehicle insurance...................... 505 182 225 343 519 602 714 763 796 880 Vehicle rental, leases, licenses, other charges.............................. 240 124 69 119 157 192 323 399 561 714 Public transportation.................... 281 159 147 144 190 223 287 412 545 989 Health care................................. 1,596 707 1,134 1,959 1,883 1,675 1,686 1,662 1,505 2,517 Health insurance......................... 777 328 606 996 974 830 784 770 732 974 Medical services......................... 363 155 145 330 311 335 470 498 428 1,128 Drugs.................................... 382 182 333 535 521 446 345 329 261 320 Medical supplies......................... 73 42 50 99 78 64 87 65 84 94 Entertainment............................... 1,173 614 562 667 937 1,217 1,316 1,574 2,002 3,455 Fees and admissions...................... 295 183 127 144 174 237 314 443 579 1,113 Television, radios, sound equipment...... 485 282 285 365 413 503 595 659 739 1,007 Pets, toys, and playground equipment..... 205 98 81 122 210 222 252 274 400 424 Other entertainment supplies, equipment,and services.................. 188 51 70 37 140 254 155 197 284 911 Personal care products and services......... 339 207 206 314 359 320 361 499 514 484 Reading..................................... 106 51 52 91 87 122 112 151 175 216 Education................................... 553 1,544 656 360 451 275 371 475 443 664 Tobacco products and smoking supplies....... 214 141 207 173 231 258 217 283 236 186 Miscellaneous............................... 551 301 243 333 505 633 695 815 855 1,246 Cash contributions.......................... 1,103 276 336 649 960 1,076 1,504 1,212 1,883 4,224 Personal insurance and pensions............. 2,348 201 281 646 913 1,823 3,087 4,616 6,417 10,365 Life and other personal insurance........ 187 41 109 165 183 174 212 273 235 517 Pensions and Social Security............. 2,161 161 172 481 730 1,649 2,875 4,344 6,181 9,848 Sources of income and personal taxes: a/ Money income before taxes.................. 27,087 1,967 7,691 12,314 17,209 24,422 34,140 43,751 57,395 111,353 Wages and salaries....................... 18,776 1,362 1,919 3,265 7,708 15,357 26,315 36,641 49,978 85,779 Self-employment income................... 1,145 -519 90 173 358 680 549 1,367 2,117 11,538 Social Security, private and government retirement................... 5,253 528 4,210 7,727 7,685 6,595 5,512 3,850 3,037 5,730 Interest, dividends, rental income, other property income................... 870 25 97 233 544 894 1,176 1,368 1,608 4,458 Unemployment and workers'' compensation, veterans'' benefits..................... 157 d/ 33 70 144 189 226 239 194 127 246 Public assistance, supplemental security, income, food stamps..................... 219 159 748 251 134 117 d/ 36 d/ 26 c/ c/ Regular contributions for support........ 405 199 299 299 285 259 155 212 383 d/ 2,652 Other income............................. 264 180 257 223 306 294 159 94 145 949 Personal taxes............................. 1,702 14 60 116 369 1,005 1,796 2,993 4,503 11,889 Federal income taxes..................... 1,286 -18 28 33 190 681 1,266 2,216 3,431 9,777 State and local income taxes............. 315 3 10 10 76 208 396 666 891 1,827 Other taxes.............................. 100 29 21 72 103 115 134 111 181 285 Income after taxes......................... 25,386 1,954 7,631 12,199 16,840 23,417 32,345 40,758 52,891 99,464 Net change in total assets and liabilities... -3,842 481 1,102 -1,138 -1,797 -3,082 -3,600 -6,906 -11,677 -23,619 Net change in total assets............... 2,907 1,221 987 -655 17 2,058 8,645 3,520 6,195 12,139 Net change in total liabilities.......... 6,749 740 -115 483 1,814 5,140 12,245 10,425 17,873 35,758 Other financial information: Other money receipts..................... 487 119 126 176 165 558 1,011 693 1,175 1,154 Mortgage principal paid on owned property................................ -569 -168 -124 -168 -288 -367 -753 -1,008 -1,632 -2,234 Estimated market value of owned home..... 69,083 27,560 37,873 59,573 62,556 63,105 76,644 85,558 116,145 178,353 Estimated monthly rental value of owned home.................................... 461 184 254 408 432 435 518 613 769 1,037 Gifts of goods and services................. 795 373 232 460 548 673 1,007 1,118 1,508 2,848 Food..................................... 39 34 10 27 35 38 31 52 67 134 Alcoholic beverages...................... 11 d/ 2 d/ 7 5 10 5 6 27 23 38 Housing.................................. 173 98 66 107 121 173 275 223 258 473 Housekeeping supplies.................. 34 19 13 20 29 30 34 31 53 133 Household textiles..................... 9 d/ 6 d/ 5 d/ 3 14 9 d/ 17 d/ 8 d/ 12 d/ 10 Appliances and miscellaneous housewares........................... 17 d/ 13 d/ 6 13 12 17 34 d/ 27 13 d/ 32 Major appliances..................... 4 d/ 1 b/ d/ 3 d/ 2 d/ 2 14 b/ d/ 3 d/ 18 Small appliances and miscellaneous housewares......................... 13 d/ 11 d/ 6 10 10 14 20 d/ 26 d/ 10 d/ 14 Miscellaneous household equipment...... 42 24 10 18 29 43 41 49 115 124 Other housing.......................... 72 37 32 53 37 75 150 108 66 174 Apparel and services..................... 200 114 84 80 169 252 228 292 339 503 Males, 2 and over...................... 47 39 33 16 48 40 47 88 58 121 Females, 2 and over.................... 76 46 27 32 74 112 79 56 131 206 Children under 2....................... 16 4 7 11 13 20 29 17 25 32 Other apparel products and services.... 61 25 17 21 34 80 72 131 126 145 Jewelry and watches.................. 38 13 11 10 13 51 26 100 99 94 All other apparel products and services............................ 24 d/ 12 d/ 6 d/ 11 d/ 20 29 46 d/ 31 d/ 27 d/ 51 Transportation........................... 63 5 3 51 44 17 38 74 221 324 Health care.............................. 62 d/ 35 d/ 9 86 d/ 46 21 102 d/ 21 34 353 Entertainment............................ 56 24 21 32 40 64 66 88 116 123 Toys, games, hobbies, and tricycles.... 22 8 6 15 19 28 26 28 54 38 Other entertainment.................... 34 16 14 17 21 36 40 59 61 86 Personal care products and services...... 15 13 8 16 23 5 6 22 29 35 Reading.................................. 2 d/ 1 1 1 2 2 2 4 3 4 Education................................ 96 30 8 23 18 22 174 237 216 492 All other gifts.......................... 77 19 14 32 40 73 79 80 202 370 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.