Table 44. Consumer units of single females by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2002-2003 Complete reporting of income All Item single females Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 complete than to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 over Number of consumer units (in thousands)...... 18,437 15,422 1,456 3,048 2,969 1,724 2,357 1,381 2,487 Income before taxes a/ ...................... $23,352 $23,352 $2,332 $7,809 $12,308 $17,315 $24,354 $34,203 $65,098 Income after taxes a/ ....................... 22,204 22,204 2,300 7,757 12,231 16,987 23,399 32,494 60,236 Age of the reference person.................. 56.4 56.6 42.6 59.4 66.2 61.2 55.4 51.8 50.4 Average number in consumer unit: Persons..................................... 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 Children under 18........................... n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. Persons 65 and over......................... .4 .4 .2 .5 .7 .6 .4 .2 .1 Earners..................................... .5 .6 .6 .3 .3 .5 .7 .8 .9 Vehicles.................................... .9 .9 .5 .6 .8 1.0 1.0 1.1 1.2 Percent distribution: Sex of reference person: Female.................................... 100 100 100 100 100 100 100 100 100 Homeowner................................... 55 54 24 39 58 61 59 63 71 With mortgage.............................. 20 20 7 8 10 12 24 37 49 Without mortgage........................... 35 34 18 31 48 49 35 26 22 Renter...................................... 45 46 76 61 42 39 41 37 29 Black or African American................... 11 11 10 16 10 11 9 9 9 White, Asian, and All Other Races........... 89 89 90 84 90 89 91 91 91 Elementary (1-8)............................ 8 8 12 19 12 6 2 1 1 High school (9-12).......................... 37 36 25 45 51 48 36 22 14 College..................................... 55 55 62 35 37 47 61 77 85 Never attended and other.................... b/ b/ 1 1 b/ c/ c/ c/ c/ At least one vehicle owned or leased........ 72 73 48 49 69 84 85 92 91 Average annual expenditures.................. $22,321 $23,504 $13,289 $13,197 $17,876 $21,641 $25,513 $30,867 $43,323 Food........................................ 2,585 2,757 1,995 2,060 2,274 2,687 2,824 3,241 4,010 Food at home............................. 1,590 1,699 1,200 1,470 1,623 1,709 1,705 1,862 2,127 Cereals and bakery products............ 234 250 185 243 256 280 254 246 259 Cereals and cereal products.......... 74 80 71 92 76 85 76 79 75 Bakery products...................... 159 170 113 151 180 195 178 168 183 Meats, poultry, fish, and eggs......... 350 369 286 340 350 358 360 390 453 Beef................................. 86 88 96 86 76 87 85 96 100 Pork................................. 73 75 58 76 71 90 74 80 73 Other meats.......................... 45 46 25 45 47 50 41 39 63 Poultry.............................. 65 68 58 64 71 61 68 74 78 Fish and seafood..................... 61 69 34 50 58 49 70 83 119 Eggs................................. 20 21 16 20 28 22 22 19 20 Dairy products......................... 173 185 126 168 181 203 177 199 223 Fresh milk and cream................. 65 69 46 69 76 87 65 66 67 Other dairy products................. 107 116 80 99 105 117 112 133 156 Fruits and vegetables.................. 311 333 203 275 336 330 343 355 426 Fresh fruits......................... 101 109 58 86 100 112 121 123 142 Fresh vegetables..................... 101 109 70 89 108 97 105 111 154 Processed fruits..................... 63 66 45 56 78 68 65 69 73 Processed vegetables................. 46 49 31 44 50 52 51 51 57 Other food at home..................... 522 563 401 444 500 538 571 671 767 Sugar and other sweets............... 71 78 51 63 84 77 80 83 92 Fats and oils........................ 46 50 31 49 51 54 49 58 52 Miscellaneous foods.................. 259 278 201 209 238 262 276 326 408 Nonalcoholic beverages............... 130 139 106 113 117 127 143 179 182 Food prepared by consumer unit on out-of-town trips................... 17 18 12 11 10 17 22 25 34 Food away from home.................... 995 1,058 796 590 651 978 1,119 1,379 1,883 Alcoholic beverages......................... 175 197 94 87 127 162 142 316 427 Housing..................................... 8,540 8,662 5,106 5,314 6,642 8,401 9,329 10,762 15,486 Shelter.................................. 5,217 5,216 3,252 3,190 3,739 4,873 5,591 6,619 9,713 Owned dwellings........................ 2,629 2,591 878 960 1,554 2,257 2,736 3,597 6,366 Mortgage interest and charges........ 1,082 1,077 249 209 287 433 974 1,848 3,685 Property taxes....................... 824 797 334 430 666 1,039 805 939 1,422 Maintenance, repairs, insurance,other expenses............................ 724 716 294 321 600 785 957 810 1,259 Rented dwellings....................... 2,338 2,363 2,109 2,088 2,042 2,324 2,667 2,784 2,736 Other lodging.......................... 250 262 265 142 143 293 187 238 611 Utilities, fuels, and public services.... 1,812 1,823 1,026 1,336 1,708 1,937 1,968 2,239 2,575 Natural gas............................ 264 259 126 165 261 276 299 308 374 Electricity............................ 635 638 332 519 626 711 679 763 817 Fuel oil and other fuels............... 68 69 d/ 27 59 76 100 78 60 72 Telephone services..................... 634 646 455 462 541 614 687 842 986 Water and other public services........ 211 211 87 132 204 236 225 267 327 Household operations..................... 412 410 81 168 362 481 489 440 816 Personal services...................... 119 104 d/ 1 d/ 17 d/ 117 d/ 179 d/ 134 d/ 45 d/ 209 Other household expenses............... 293 306 80 151 246 302 355 395 607 Housekeeping supplies.................... 323 368 261 268 296 435 359 405 535 Laundry and cleaning supplies.......... 74 82 63 73 71 92 83 88 101 Other household products............... 137 160 120 125 127 185 134 178 239 Postage and stationery................. 112 127 78 70 98 158 142 139 195 Household furnishings and equipment...... 777 845 485 352 536 674 923 1,058 1,846 Household textiles..................... 82 96 56 61 53 111 133 126 140 Furniture.............................. 173 188 104 65 106 125 184 278 485 Floor coverings........................ 27 32 17 5 38 36 22 66 55 Major appliances....................... 95 99 34 59 110 75 120 94 167 Small appliances, miscellaneous housewares............................ 59 66 50 32 58 40 82 72 119 Miscellaneous household equipment...... 341 364 224 130 172 289 382 422 880 Apparel and services........................ 1,002 1,087 892 659 707 989 1,141 1,297 1,940 Men and boys............................. 51 58 30 48 24 76 65 64 100 Men, 16 and over....................... 34 39 d/ 17 d/ 40 d/ 7 d/ 55 43 40 66 Boys, 2 to 15.......................... 17 19 d/ 13 7 17 21 22 23 34 Women and girls.......................... 620 674 582 409 478 617 721 778 1,135 Women, 16 and over..................... 602 653 572 403 454 582 697 760 1,104 Girls, 2 to 15......................... 18 21 d/ 10 d/ 6 24 34 24 18 30 Children under 2......................... 23 22 d/ 5 10 15 14 27 42 43 Footwear................................. 175 187 201 114 113 160 176 229 327 Other apparel products and services...... 134 145 75 79 77 122 152 184 335 Transportation.............................. 3,264 3,407 1,410 1,448 2,526 2,788 4,351 4,885 6,721 Vehicle purchases (net outlay)........... 1,380 1,444 d/ 463 529 1,161 d/ 914 1,962 1,916 3,088 Cars and trucks, new................... 834 881 d/ 30 d/ 174 701 d/ 386 1,506 1,330 1,962 Cars and trucks, used.................. 546 563 433 355 460 528 456 586 1,127 Other vehicles......................... c/ c/ c/ c/ c/ c/ c/ c/ c/ Gasoline and motor oil................... 531 534 366 304 392 563 638 770 837 Other vehicle expenses................... 1,099 1,159 403 471 821 1,110 1,500 1,808 2,184 Vehicle finance charges................ 116 121 34 45 50 86 157 291 248 Maintenance and repairs................ 337 365 132 153 282 342 539 527 610 Vehicle insurance...................... 438 451 147 214 350 532 585 677 732 Vehicle rental, leases, licenses, other charges.............................. 208 221 90 59 138 150 219 312 595 Public transportation.................... 254 270 178 144 152 201 251 391 611 Health care................................. 1,815 1,895 911 1,349 2,390 2,286 2,100 1,896 2,077 Health insurance......................... 905 922 450 729 1,183 1,208 1,024 834 878 Medical services......................... 350 368 183 133 400 323 427 456 655 Drugs.................................... 476 511 237 443 668 653 559 479 434 Medical supplies......................... 85 94 42 45 138 103 90 127 109 Entertainment............................... 934 991 578 520 665 954 1,070 1,308 1,927 Fees and admissions...................... 228 240 152 112 138 170 254 300 573 Television, radios, sound equipment...... 405 420 282 276 356 426 468 517 646 Pets, toys, and playground equipment..... 223 246 99 98 133 245 276 382 512 Other entertainment supplies, equipment,and services.................. 78 84 45 33 38 113 73 108 195 Personal care products and services......... 409 448 254 259 369 487 446 515 781 Reading..................................... 107 112 54 54 95 101 147 128 205 Education................................... 403 431 1,125 437 277 360 202 278 550 Tobacco products and smoking supplies....... 146 155 99 163 118 158 205 156 173 Miscellaneous............................... 475 516 358 230 350 556 595 852 869 Cash contributions.......................... 845 934 254 344 724 930 1,072 1,913 1,632 Personal insurance and pensions............. 1,622 1,912 158 271 612 780 1,888 3,321 6,528 Life and other personal insurance........ 177 196 40 142 180 200 200 277 320 Pensions and Social Security............. 1,445 1,716 118 129 432 580 1,688 3,043 6,208 Sources of income and personal taxes: a/ Money income before taxes.................. 23,352 23,352 2,332 7,809 12,308 17,315 24,354 34,203 65,098 Wages and salaries....................... 14,049 14,049 1,235 1,506 2,532 6,106 14,130 25,115 49,956 Self-employment income................... 859 859 -224 33 d/ 75 251 646 403 4,319 Social Security, private and government retirement................... 6,312 6,312 705 4,752 8,710 9,273 7,594 6,461 5,292 Interest, dividends, rental income, other property income................... 952 952 14 103 248 732 1,234 1,480 2,971 Unemployment and workers'' compensation, veterans'' benefits..................... 129 129 d/ 23 d/ 61 95 184 121 291 196 Public assistance, supplemental security, income, food stamps..................... 263 263 186 803 257 108 d/ 103 d/ 61 d/ 22 Regular contributions for support........ 567 567 200 310 188 291 291 d/ 168 2,225 Other income............................. 221 221 193 240 203 369 233 223 118 Personal taxes............................. 1,148 1,148 32 52 78 327 955 1,709 4,862 Federal income taxes..................... 812 812 -11 29 -1 124 609 1,125 3,719 State and local income taxes............. 225 225 3 7 b/ 58 194 417 931 Other taxes.............................. 111 111 40 16 79 145 151 167 212 Income after taxes......................... 22,204 22,204 2,300 7,757 12,231 16,987 23,399 32,494 60,236 Net change in total assets and liabilities... -4,127 -4,013 245 288 -1,831 -2,235 -3,934 -7,446 -13,787 Net change in total assets............... 1,924 2,086 203 215 -998 -1,024 1,610 8,731 8,080 Net change in total liabilities.......... 6,051 6,100 -42 -74 832 1,211 5,544 16,177 21,867 Other financial information: Other money receipts..................... 373 432 93 76 214 146 750 1,190 805 Mortgage principal paid on owned property................................ -533 -537 -194 -151 -164 -297 -457 -877 -1,712 Estimated market value of owned home..... 77,604 74,965 35,528 44,040 65,519 73,074 75,585 93,631 137,591 Estimated monthly rental value of owned home.................................... 514 499 218 285 457 502 519 609 895 Gifts of goods and services................. 680 751 365 272 560 530 814 863 1,755 Food..................................... 38 41 30 13 39 d/ 16 47 39 92 Alcoholic beverages...................... 9 9 d/ 1 d/ 6 d/ 4 d/ 5 6 7 26 Housing.................................. 166 183 104 76 115 115 213 270 383 Housekeeping supplies.................. 34 39 d/ 20 17 27 40 39 40 79 Household textiles..................... 10 13 d/ 9 d/ 8 d/ 4 12 12 d/ 31 22 Appliances and miscellaneous housewares........................... 16 20 d/ 19 d/ 9 20 d/ 12 23 21 36 Major appliances..................... 2 2 c/ c/ d/ 4 d/ 4 d/ 3 d/ 3 d/ 2 Small appliances and miscellaneous housewares......................... 14 18 d/ 19 d/ 9 d/ 16 d/ 8 20 d/ 18 34 Miscellaneous household equipment...... 43 43 29 9 18 24 54 38 118 Other housing.......................... 64 67 27 34 47 27 85 140 128 Apparel and services..................... 183 201 124 105 98 233 314 245 309 Males, 2 and over...................... 50 57 30 48 23 73 64 64 97 Females, 2 and over.................... 78 86 73 34 43 103 169 80 111 Children under 2....................... 23 22 5 10 15 14 27 42 42 Other apparel products and services.... 32 36 d/ 16 13 17 42 54 59 59 Jewelry and watches.................. 11 12 d/ 5 4 5 d/ 14 12 18 30 All other apparel products and services............................ 21 24 d/ 11 d/ 9 d/ 13 d/ 28 d/ 42 d/ 41 29 Transportation........................... 45 53 d/ 5 d/ 4 74 d/ 1 25 41 188 Health care.............................. 41 46 d/ 3 d/ 8 122 d/ 5 d/ 32 d/ 18 85 Entertainment............................ 49 52 17 22 35 45 54 74 115 Toys, games, hobbies, and tricycles.... 23 24 10 9 18 26 32 34 43 Other entertainment.................... 26 29 7 14 18 19 23 40 73 Personal care products and services...... 16 20 16 d/ 12 18 37 d/ 8 3 41 Reading.................................. 2 3 d/ 1 1 1 2 3 3 6 Education................................ 70 77 42 d/ 9 23 d/ 25 29 46 344 All other gifts.......................... 60 66 22 16 31 46 81 116 166 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.