Table 34. Western region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 20,238 931 1,454 1,702 1,512 2,601 2,417 1,978 2,788 4,854 Income before taxes a/ ...................... $51,003 $1,454 $7,720 $12,397 $17,188 $24,487 $34,388 $44,455 $59,117 $118,044 Income after taxes a/ ....................... 47,608 1,202 7,624 12,450 16,875 23,939 32,921 42,308 55,529 108,002 Age of the reference person.................. 46.8 38.4 48.5 52.1 49.8 48.3 47.0 45.5 45.7 45.6 Average number in consumer unit: Persons..................................... 2.6 1.8 1.5 2.0 2.3 2.5 2.5 2.8 2.9 3.2 Children under 18........................... .7 .4 .3 .5 .6 .7 .7 .8 .9 .9 Persons 65 and over......................... .3 .2 .4 .4 .5 .4 .3 .3 .2 .1 Earners..................................... 1.4 .8 .6 .8 .9 1.1 1.4 1.5 1.7 2.0 Vehicles.................................... 2.1 1.0 1.0 1.3 1.5 1.7 2.0 2.2 2.5 2.9 Percent distribution: Male........................................ 53 45 41 40 47 47 54 58 61 62 Female...................................... 47 55 59 60 53 53 46 42 39 38 Homeowner................................... 60 31 39 46 41 51 57 62 71 83 With mortgage.............................. 42 18 14 15 14 25 38 46 57 73 Without mortgage........................... 19 13 25 31 27 26 19 17 14 10 Renter...................................... 40 69 61 54 59 49 43 38 29 17 Black....................................... 5 5 6 4 5 5 6 4 6 3 White and other............................. 95 95 94 96 95 95 94 96 94 97 Elementary (1-8)............................ 6 8 11 10 12 9 6 5 3 1 High school (9-12).......................... 30 29 37 42 39 40 33 32 29 14 College..................................... 63 62 50 48 47 51 61 62 68 84 Never attended and other.................... 1 1 1 1 2 1 b/ b/ b/ b/ At least one vehicle owned or leased........ 90 66 66 79 86 91 96 95 98 99 Average annual expenditures.................. $45,837 $21,733 $18,719 $21,710 $25,824 $31,359 $38,200 $42,753 $54,110 $81,448 Food........................................ 5,872 3,454 3,036 3,185 4,079 4,872 5,111 5,813 6,878 9,071 Food at home............................. 3,360 2,057 1,803 2,066 2,692 3,052 3,317 3,518 3,931 4,526 Cereals and bakery products............ 483 300 253 297 377 440 453 505 567 665 Cereals and cereal products.......... 171 116 106 101 138 167 154 200 195 221 Bakery products...................... 312 184 147 196 239 273 299 305 371 444 Meats, poultry, fish, and eggs......... 827 507 453 535 716 779 885 837 948 1,054 Beef................................. 256 135 134 153 225 246 286 235 298 332 Pork................................. 163 116 98 104 160 152 176 153 183 204 Other meats.......................... 95 47 45 67 91 88 104 91 106 127 Poultry.............................. 149 88 76 120 107 150 149 173 168 182 Fish and seafood..................... 120 81 74 63 94 96 120 143 143 161 Eggs................................. 44 39 25 29 39 47 48 43 50 48 Dairy products......................... 375 243 216 222 291 334 350 416 447 506 Fresh milk and cream................. 154 116 86 95 125 161 150 165 183 187 Other dairy products................. 221 127 131 126 165 173 200 251 264 318 Fruits and vegetables.................. 626 370 346 419 492 611 616 641 702 831 Fresh fruits......................... 203 115 133 140 146 202 192 203 219 276 Fresh vegetables..................... 211 129 103 151 164 207 227 218 243 264 Processed fruits..................... 130 85 68 78 110 126 124 121 145 180 Processed vegetables................. 83 42 41 51 71 77 73 99 95 111 Other food at home..................... 1,050 637 536 594 817 887 1,013 1,118 1,267 1,470 Sugar and other sweets............... 132 63 60 83 114 112 120 144 151 191 Fats and oils........................ 88 63 48 53 73 92 87 103 105 101 Miscellaneous foods.................. 494 293 248 278 362 408 481 542 621 685 Nonalcoholic beverages............... 277 194 159 161 239 232 266 281 326 383 Food prepared by consumer unit on out-of-town trips................... 58 24 21 18 28 42 60 47 64 110 Food away from home.................... 2,512 1,397 1,233 1,119 1,388 1,820 1,794 2,296 2,947 4,546 Alcoholic beverages......................... 460 211 214 197 281 306 364 418 498 866 Housing..................................... 15,224 7,800 6,851 8,277 9,191 10,776 12,638 13,906 17,216 26,555 Shelter.................................. 9,581 5,108 4,379 5,156 5,934 6,593 7,984 8,959 10,935 16,557 Owned dwellings........................ 5,975 2,085 1,480 1,949 1,997 2,882 4,238 5,101 7,323 12,826 Mortgage interest and charges........ 3,934 1,366 684 802 837 1,531 2,705 3,517 4,922 8,967 Property taxes....................... 1,056 449 432 654 441 619 731 875 1,246 2,052 Maintenance, repairs, insurance,other expenses............................ 985 270 363 494 719 732 801 708 1,154 1,806 Rented dwellings....................... 3,056 2,541 2,662 2,957 3,690 3,410 3,475 3,554 3,137 2,464 Other lodging.......................... 549 481 237 250 248 302 272 305 476 1,267 Utilities, fuels, and public services.... 2,487 1,440 1,378 1,724 1,775 2,058 2,302 2,491 2,933 3,573 Natural gas............................ 328 174 192 242 213 252 314 308 393 482 Electricity............................ 798 524 459 564 579 725 732 819 914 1,100 Fuel oil and other fuels............... 44 c/ 35 c/ 29 46 55 41 42 45 41 50 Telephone services..................... 924 526 518 622 673 752 868 916 1,104 1,325 Water and other public services........ 393 181 178 250 254 289 346 404 481 617 Household operations..................... 780 196 264 354 306 492 532 637 769 1,683 Personal services...................... 328 c/ 16 52 99 91 209 184 236 324 801 Other household expenses............... 451 180 213 256 215 283 348 401 445 882 Housekeeping supplies.................... 565 306 319 343 386 476 476 586 690 837 Laundry and cleaning supplies.......... 141 81 91 86 145 144 137 151 168 164 Other household products............... 269 121 164 163 162 214 200 280 319 434 Postage and stationery................. 155 104 64 94 79 119 139 156 203 239 Household furnishings and equipment...... 1,812 751 511 700 790 1,156 1,344 1,233 1,889 3,907 Household textiles..................... 167 101 44 41 138 194 111 108 128 331 Furniture.............................. 442 178 87 152 142 256 253 273 459 1,048 Floor coverings........................ 52 c/ 14 c/ 5 39 34 23 27 34 51 121 Major appliances....................... 234 66 83 139 109 144 213 187 261 446 Small appliances, miscellaneous housewares............................ 129 44 36 63 65 80 91 72 115 298 Miscellaneous household equipment...... 786 347 256 266 302 459 648 558 875 1,663 Apparel and services........................ 1,866 1,002 759 884 1,097 1,269 1,617 1,471 2,174 3,401 Men and boys............................. 439 153 148 198 296 293 336 275 508 874 Men, 16 and over....................... 356 126 124 156 242 240 262 195 378 744 Boys, 2 to 15.......................... 83 27 25 42 54 53 74 80 130 131 Women and girls.......................... 704 478 334 324 315 459 663 637 862 1,213 Women, 16 and over..................... 586 419 300 248 270 360 515 531 686 1,053 Girls, 2 to 15......................... 119 59 34 75 44 98 148 106 176 161 Children under 2......................... 87 20 25 44 33 67 124 80 111 133 Footwear................................. 345 208 139 182 265 241 326 257 388 600 Other apparel products and services...... 290 142 113 136 188 209 168 222 307 581 Transportation.............................. 8,687 3,503 3,125 3,784 4,795 6,032 8,214 9,025 11,235 14,345 Vehicle purchases (net outlay)........... 4,027 1,621 1,385 1,640 2,128 2,749 4,070 4,413 5,404 6,422 Cars and trucks, new................... 1,946 c/ 860 c/ 113 c/ 595 c/ 716 748 2,075 2,466 2,417 3,654 Cars and trucks, used.................. 2,015 709 1,272 1,045 1,412 1,916 1,971 1,896 2,907 2,627 Other vehicles......................... 66 c/ 51 d/ d/ d/ c/ 85 c/ 24 c/ 50 c/ 80 142 Gasoline and motor oil................... 1,390 686 575 780 919 1,091 1,378 1,470 1,711 2,077 Other vehicle expenses................... 2,803 995 942 1,156 1,482 1,940 2,410 2,826 3,547 4,924 Vehicle finance charges................ 387 111 83 121 149 236 402 411 543 672 Maintenance and repairs................ 922 371 378 418 500 729 753 879 1,080 1,620 Vehicle insurance...................... 927 317 351 465 603 715 891 1,032 1,148 1,443 Vehicle rental, leases, licenses, other charges.............................. 566 196 129 152 230 260 363 504 776 1,189 Public transportation.................... 468 201 222 208 266 252 356 315 572 922 Health care................................. 2,247 1,467 1,071 1,629 1,828 2,166 2,092 2,213 2,525 3,070 Health insurance......................... 1,040 545 537 811 856 1,013 1,011 1,056 1,227 1,341 Medical services......................... 671 572 225 310 438 498 554 664 771 1,118 Drugs.................................... 413 284 244 369 452 509 417 391 405 453 Medical supplies......................... 123 65 66 139 82 146 110 102 123 159 Entertainment............................... 2,361 967 767 1,040 1,028 1,333 1,764 1,998 3,144 4,546 Fees and admissions...................... 631 300 194 239 247 315 405 487 708 1,380 Television, radios, sound equipment...... 728 411 381 376 416 507 663 709 889 1,181 Pets, toys, and playground equipment..... 398 142 115 185 212 291 280 449 484 712 Other entertainment supplies, equipment,and services.................. 604 114 76 239 153 221 415 353 1,064 1,272 Personal care products and services......... 578 335 291 297 373 488 493 636 631 909 Reading..................................... 165 76 60 91 94 108 129 157 193 299 Education................................... 881 1,533 1,224 591 856 339 382 566 710 1,529 Tobacco products and smoking supplies....... 253 174 168 193 210 278 250 291 324 261 Miscellaneous............................... 915 506 367 374 395 751 957 767 1,150 1,501 Cash contributions.......................... 1,403 438 410 532 585 995 1,211 1,107 1,559 2,791 Personal insurance and pensions............. 4,924 267 375 635 1,013 1,646 2,980 4,386 5,873 12,302 Life and other personal insurance........ 358 110 81 95 150 190 279 244 431 778 Pensions and Social Security............. 4,566 157 294 540 864 1,456 2,701 4,142 5,441 11,524 Sources of income and personal taxes: a/ Money income before taxes.................. 51,003 1,454 7,720 12,397 17,188 24,487 34,388 44,455 59,117 118,044 Wages and salaries....................... 40,234 1,697 2,621 5,027 8,425 14,951 25,787 35,299 49,119 98,805 Self-employment income................... 3,383 -1,481 181 313 706 705 1,001 1,916 3,340 10,432 Social Security, private and government retirement................... 4,705 602 3,012 4,844 5,523 6,530 5,554 4,924 4,935 4,073 Interest, dividends, rental income, other property income................... 1,277 -116 157 338 257 542 751 1,295 722 3,496 Unemployment and workers'' compensation, veterans'' benefits..................... 273 c/ 49 c/ 35 139 214 284 307 416 311 350 Public assistance, supplemental security, income, food stamps..................... 462 200 1,011 894 1,034 572 354 255 256 216 Regular contributions for support........ 416 255 418 551 556 552 489 222 292 397 Other income............................. 252 248 285 291 473 351 144 128 142 276 Personal taxes............................. 3,396 251 95 -53 313 548 1,467 2,147 3,589 10,042 Federal income taxes..................... 2,577 157 50 1 182 356 1,093 1,598 2,783 7,658 State and local income taxes............. 677 56 17 51 73 128 286 401 661 2,011 Other taxes.............................. 142 c/ 38 28 -104 58 64 87 149 144 373 Income after taxes......................... 47,608 1,202 7,624 12,450 16,875 23,939 32,921 42,308 55,529 108,002 Net change in total assets and liabilities... -9,275 -2,360 1,186 -802 -6,894 -6,753 -1,682 -6,288 -16,035 -19,916 Net change in total assets............... 6,713 2,033 5,230 2,186 -5,187 2,319 6,551 5,203 1,449 19,423 Net change in total liabilities.......... 15,988 4,393 4,045 2,987 1,708 9,072 8,233 11,491 17,484 39,339 Other financial information: Other money receipts..................... 573 490 291 205 956 457 261 861 597 768 Mortgage principal paid on owned property................................ -1,722 -722 -304 -296 -278 -691 -1,149 -1,108 -1,773 -4,349 Estimated market value of owned home..... 135,755 56,193 78,396 74,327 64,718 82,663 100,786 108,223 153,182 258,954 Estimated monthly rental value of owned home.................................... 802 373 385 480 416 550 654 752 885 1,423 Gifts of goods and services................. 1,123 454 419 630 537 718 644 909 1,051 2,407 Food..................................... 75 39 c/ 17 17 57 32 39 52 55 189 Alcoholic beverages...................... 23 c/ 4 c/ 13 c/ 2 c/ 15 17 19 15 19 50 Housing.................................. 274 83 107 180 120 154 144 202 290 594 Housekeeping supplies.................. 51 c/ 18 c/ 14 23 45 29 37 31 79 92 Household textiles..................... 15 c/ 1 c/ 16 c/ 7 c/ 6 8 15 8 12 31 Appliances and miscellaneous housewares........................... 24 c/ 3 c/ 4 c/ 23 c/ 11 16 13 13 28 52 Major appliances..................... 8 d/ b/ c/ 3 c/ 2 c/ 3 c/ 5 c/ 2 15 18 Small appliances and miscellaneous housewares......................... 16 c/ 3 c/ 3 c/ 20 c/ 9 14 8 11 13 34 Miscellaneous household equipment...... 61 8 16 22 30 39 42 68 82 114 Other housing.......................... 123 54 57 106 28 62 37 82 89 305 Apparel and services..................... 247 130 114 152 125 221 204 176 268 433 Males, 2 and over...................... 67 37 34 21 58 80 40 52 68 114 Females, 2 and over.................... 93 59 51 66 27 73 84 32 95 182 Children under 2....................... 38 17 14 25 15 28 47 29 62 51 Other apparel products and services.... 49 c/ 18 c/ 16 41 25 40 33 63 42 86 Jewelry and watches.................. 20 c/ 11 c/ 10 c/ 16 c/ 10 9 11 46 19 31 All other apparel products and services............................ 29 c/ 7 c/ 6 c/ 25 c/ 15 31 c/ 22 c/ 17 23 55 Transportation........................... 99 12 33 31 38 147 27 193 81 160 Health care.............................. 33 c/ 7 c/ 8 c/ 56 c/ 85 16 11 c/ 12 21 60 Entertainment............................ 77 41 27 42 31 50 68 59 89 144 Toys, games, hobbies, and tricycles.... 27 11 11 13 12 24 24 25 39 41 Other entertainment.................... 50 30 15 28 19 26 44 34 50 103 Personal care products and services...... 21 21 c/ 22 c/ 8 c/ 6 20 7 14 28 34 Reading.................................. 2 c/ 1 1 2 b/ 1 1 1 2 3 Education................................ 172 55 37 c/ 57 23 17 34 115 82 549 All other gifts.......................... 100 61 40 84 37 43 89 70 115 192 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.