Table 33. Southern region by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 32,528 1,375 2,867 2,988 2,719 4,760 3,894 3,130 4,526 6,270 Income before taxes a/ ...................... $44,943 $1,444 $7,746 $12,469 $17,364 $24,447 $34,481 $44,531 $58,401 $111,478 Income after taxes a/ ....................... 42,818 1,501 7,802 12,585 17,437 24,149 33,636 42,827 56,124 103,573 Age of the reference person.................. 48.0 40.9 54.0 54.9 51.5 49.0 46.9 45.7 45.1 45.1 Average number in consumer unit: Persons..................................... 2.5 1.7 1.8 2.0 2.2 2.4 2.5 2.6 2.9 3.0 Children under 18........................... .7 .4 .5 .5 .6 .6 .7 .7 .8 .8 Persons 65 and over......................... .3 .2 .4 .5 .5 .4 .3 .2 .2 .1 Earners..................................... 1.3 .9 .5 .7 .9 1.1 1.4 1.6 1.8 2.0 Vehicles.................................... 1.9 1.1 .9 1.2 1.5 1.6 2.0 2.2 2.5 2.8 Percent distribution: Male........................................ 50 35 30 36 43 49 53 53 58 62 Female...................................... 50 65 70 64 57 51 47 47 42 38 Homeowner................................... 67 36 48 56 59 61 65 71 80 88 With mortgage.............................. 39 12 15 15 20 28 37 46 58 70 Without mortgage........................... 28 24 34 42 38 33 28 25 22 18 Renter...................................... 33 64 52 44 41 39 35 29 20 12 Black....................................... 18 23 30 23 23 20 18 17 14 10 White and other............................. 82 77 70 77 77 80 82 83 86 90 Elementary (1-8)............................ 7 10 20 14 11 9 5 4 2 1 High school (9-12).......................... 40 38 55 53 52 47 43 40 33 20 College..................................... 53 52 26 33 37 44 52 56 65 79 Never attended and other.................... b/ c/ b/ b/ b/ b/ b/ b/ b/ b/ At least one vehicle owned or leased........ 90 67 65 75 87 94 97 96 98 98 Average annual expenditures.................. $38,767 $18,471 $16,029 $19,804 $24,813 $27,388 $33,845 $40,405 $48,165 $72,755 Food........................................ 5,433 3,189 2,909 3,524 3,662 4,229 4,795 5,709 6,796 8,911 Food at home............................. 3,140 2,023 2,091 2,491 2,435 2,687 2,913 3,329 3,661 4,467 Cereals and bakery products............ 451 283 297 364 366 398 416 463 513 643 Cereals and cereal products.......... 155 119 104 140 135 139 144 165 167 205 Bakery products...................... 297 163 193 224 232 259 272 298 346 439 Meats, poultry, fish, and eggs......... 874 571 617 737 686 776 838 897 1,025 1,172 Beef................................. 263 153 188 212 206 233 262 269 305 359 Pork................................. 198 140 167 188 174 182 193 203 224 234 Other meats.......................... 103 56 71 94 83 100 96 105 117 136 Poultry.............................. 153 117 87 128 115 129 137 167 202 209 Fish and seafood..................... 120 82 75 80 77 95 117 113 139 195 Eggs................................. 35 24 29 35 31 36 33 41 37 39 Dairy products......................... 317 200 210 234 245 273 291 346 363 464 Fresh milk and cream................. 129 93 99 108 113 121 121 137 137 167 Other dairy products................. 189 107 112 125 132 152 170 209 226 297 Fruits and vegetables.................. 520 338 332 426 405 453 461 566 591 750 Fresh fruits......................... 156 97 98 126 118 137 130 171 173 233 Fresh vegetables..................... 162 109 106 133 123 143 141 167 182 241 Processed fruits..................... 110 72 65 94 87 96 96 120 127 158 Processed vegetables................. 92 59 63 72 76 78 94 109 108 118 Other food at home..................... 977 631 635 731 734 787 907 1,057 1,169 1,438 Sugar and other sweets............... 117 92 84 84 81 99 97 143 134 171 Fats and oils........................ 90 53 73 82 72 77 82 87 109 117 Miscellaneous foods.................. 481 309 288 343 346 378 447 537 581 730 Nonalcoholic beverages............... 255 162 178 201 217 208 257 253 307 346 Food prepared by consumer unit on out-of-town trips................... 35 16 12 20 18 26 24 37 39 73 Food away from home.................... 2,293 1,166 818 1,033 1,227 1,542 1,882 2,380 3,135 4,444 Alcoholic beverages......................... 315 277 121 173 193 226 263 299 364 607 Housing..................................... 11,834 6,614 5,969 6,601 7,755 8,857 10,376 11,779 13,771 21,713 Shelter.................................. 6,357 3,683 2,948 3,229 4,024 4,671 5,426 6,073 7,286 12,336 Owned dwellings........................ 4,179 1,548 1,285 1,396 1,872 2,285 2,917 3,691 5,308 10,059 Mortgage interest and charges........ 2,454 873 485 508 781 1,119 1,592 2,143 3,270 6,470 Property taxes....................... 861 414 429 478 517 536 595 756 957 1,882 Maintenance, repairs, insurance,other expenses............................ 864 262 370 409 573 630 731 792 1,081 1,707 Rented dwellings....................... 1,787 1,909 1,562 1,738 1,945 2,225 2,230 2,107 1,562 1,215 Other lodging.......................... 391 225 101 94 207 161 279 275 416 1,062 Utilities, fuels, and public services.... 2,816 1,734 1,889 2,098 2,309 2,530 2,683 3,000 3,244 3,939 Natural gas............................ 232 140 152 174 189 194 201 246 246 367 Electricity............................ 1,222 765 901 977 1,073 1,135 1,186 1,296 1,406 1,571 Fuel oil and other fuels............... 54 d/ 27 47 72 50 57 48 49 44 65 Telephone services..................... 970 617 577 628 727 835 950 1,059 1,148 1,439 Water and other public services........ 338 184 212 246 270 309 298 350 400 498 Household operations..................... 700 190 336 334 343 476 678 750 755 1,429 Personal services...................... 327 d/ 73 110 167 106 228 435 451 331 596 Other household expenses............... 374 117 226 167 237 248 243 299 424 833 Housekeeping supplies.................... 546 381 278 296 385 393 526 534 719 905 Laundry and cleaning supplies.......... 152 110 108 110 119 129 160 153 196 195 Other household products............... 272 198 110 141 187 161 266 253 387 476 Postage and stationery................. 123 72 60 46 79 103 100 128 135 234 Household furnishings and equipment...... 1,414 628 519 644 694 788 1,063 1,423 1,767 3,103 Household textiles..................... 118 34 34 52 98 61 103 115 134 252 Furniture.............................. 383 67 136 170 157 224 283 351 492 884 Floor coverings........................ 35 d/ 16 7 19 18 22 20 15 35 97 Major appliances....................... 173 83 86 101 106 110 132 179 247 316 Small appliances, miscellaneous housewares............................ 84 78 37 39 59 49 63 76 97 175 Miscellaneous household equipment...... 621 349 219 263 256 323 462 688 762 1,380 Apparel and services........................ 1,697 1,247 611 886 1,237 1,001 1,519 1,891 1,977 3,224 Men and boys............................. 403 248 116 170 252 238 381 397 464 840 Men, 16 and over....................... 309 202 87 113 152 170 308 323 358 661 Boys, 2 to 15.......................... 94 47 29 57 100 69 72 74 106 178 Women and girls.......................... 662 489 279 379 502 382 575 811 744 1,212 Women, 16 and over..................... 538 462 250 318 381 313 439 625 617 991 Girls, 2 to 15......................... 124 27 29 60 121 69 135 186 126 221 Children under 2......................... 82 56 30 43 61 51 79 113 105 134 Footwear................................. 312 345 110 193 295 166 319 339 429 474 Other apparel products and services...... 239 109 76 101 125 164 166 231 235 565 Transportation.............................. 7,697 3,001 2,700 3,758 5,548 5,542 7,310 8,457 10,210 13,499 Vehicle purchases (net outlay)........... 3,854 1,388 1,318 1,873 3,185 2,633 3,750 4,303 5,063 6,683 Cars and trucks, new................... 1,820 d/ 260 534 903 1,189 956 1,476 1,997 2,246 3,937 Cars and trucks, used.................. 1,977 1,128 784 971 1,949 1,677 2,210 2,275 2,705 2,608 Other vehicles......................... 57 c/ c/ c/ d/ 46 c/ d/ 64 d/ 31 d/ 111 d/ 138 Gasoline and motor oil................... 1,262 632 561 705 886 1,065 1,275 1,430 1,640 1,933 Other vehicle expenses................... 2,297 853 726 1,058 1,332 1,686 2,092 2,495 3,157 4,206 Vehicle finance charges................ 437 135 97 141 158 268 395 510 669 870 Maintenance and repairs................ 644 292 247 334 421 557 576 650 849 1,100 Vehicle insurance...................... 840 284 294 447 564 698 860 991 1,117 1,340 Vehicle rental, leases, licenses, other charges.............................. 376 142 89 136 188 163 260 344 522 896 Public transportation.................... 285 127 95 122 147 159 194 228 351 677 Health care................................. 2,384 1,003 1,336 1,793 2,062 2,148 2,336 2,693 2,896 3,267 Health insurance......................... 1,148 467 621 803 976 1,070 1,161 1,364 1,352 1,575 Medical services......................... 594 239 245 296 406 443 508 705 891 951 Drugs.................................... 546 257 420 611 609 567 556 521 537 602 Medical supplies......................... 96 40 50 83 70 67 111 103 115 139 Entertainment............................... 1,782 865 621 687 911 1,062 1,386 1,930 2,301 3,759 Fees and admissions...................... 440 162 116 132 197 166 266 402 492 1,199 Television, radios, sound equipment...... 653 338 326 359 443 512 622 771 827 1,044 Pets, toys, and playground equipment..... 346 172 113 142 176 203 321 377 536 638 Other entertainment supplies, equipment,and services.................. 343 193 65 53 94 181 176 380 447 877 Personal care products and services......... 522 259 232 275 382 390 515 523 691 874 Reading..................................... 110 50 43 53 65 83 92 100 131 219 Education................................... 483 413 186 237 235 202 268 374 616 1,160 Tobacco products and smoking supplies....... 338 275 262 269 316 355 387 419 388 309 Miscellaneous............................... 739 462 301 395 562 569 665 856 748 1,348 Cash contributions.......................... 1,290 445 425 469 706 782 969 1,218 1,761 2,797 Personal insurance and pensions............. 4,144 371 311 684 1,180 1,941 2,964 4,155 5,515 11,068 Life and other personal insurance........ 425 155 154 212 350 288 362 442 479 836 Pensions and Social Security............. 3,719 216 157 472 830 1,653 2,603 3,713 5,036 10,232 Sources of income and personal taxes: a/ Money income before taxes.................. 44,943 1,444 7,746 12,469 17,364 24,447 34,481 44,531 58,401 111,478 Wages and salaries....................... 36,057 1,473 1,868 4,663 9,204 16,080 26,243 36,727 49,982 96,762 Self-employment income................... 1,867 -1,360 47 208 362 536 1,019 1,141 1,492 7,019 Social Security, private and government retirement................... 5,281 730 4,281 6,154 6,474 6,543 5,934 5,009 5,591 4,354 Interest, dividends, rental income, other property income................... 826 -93 64 198 205 404 559 785 716 2,530 Unemployment and workers'' compensation, veterans'' benefits..................... 136 d/ 56 45 75 150 165 150 194 188 121 Public assistance, supplemental security, income, food stamps..................... 338 272 1,048 764 544 237 209 180 123 125 Regular contributions for support........ 314 244 308 290 281 358 273 395 220 379 Other income............................. 123 122 85 118 145 122 94 100 89 188 Personal taxes............................. 2,125 -57 -56 -116 -73 298 844 1,704 2,277 7,904 Federal income taxes..................... 1,727 -99 -100 -177 -187 143 547 1,251 1,840 6,791 State and local income taxes............. 297 13 10 19 41 86 191 347 331 913 Other taxes.............................. 101 28 34 41 74 69 106 106 106 201 Income after taxes......................... 42,818 1,501 7,802 12,585 17,437 24,149 33,636 42,827 56,124 103,573 Net change in total assets and liabilities... -3,523 441 2,087 -991 -2,409 -660 -3,185 -2,687 -5,992 -9,663 Net change in total assets............... 3,915 720 3,711 -430 -511 3,233 4,375 4,204 2,533 9,782 Net change in total liabilities.......... 7,437 279 1,623 561 1,898 3,893 7,560 6,891 8,526 19,445 Other financial information: Other money receipts..................... 385 d/ 36 65 64 139 238 188 122 677 1,023 Mortgage principal paid on owned property................................ -1,109 -435 -321 -271 -379 -521 -723 -1,036 -1,362 -2,873 Estimated market value of owned home..... 79,507 36,020 40,286 48,442 50,471 52,051 59,653 70,152 93,877 161,851 Estimated monthly rental value of owned home.................................... 596 249 299 366 394 421 491 564 727 1,126 Gifts of goods and services................. 884 508 338 264 571 505 684 925 1,192 1,819 Food..................................... 58 d/ 21 d/ 6 17 30 17 34 37 88 153 Alcoholic beverages...................... 9 d/ 1 d/ 4 b/ d/ 7 6 6 12 16 18 Housing.................................. 236 203 124 94 128 167 192 272 275 446 Housekeeping supplies.................. 38 54 12 8 28 31 34 29 51 71 Household textiles..................... 10 d/ 8 b/ d/ 1 d/ 5 d/ 4 d/ 5 17 21 19 Appliances and miscellaneous housewares........................... 24 d/ 47 d/ 13 d/ 8 d/ 10 25 19 37 21 39 Major appliances..................... 6 d/ 1 d/ 1 b/ d/ 4 8 d/ 1 d/ 13 6 10 Small appliances and miscellaneous housewares......................... 19 d/ 46 d/ 12 d/ 8 d/ 6 18 18 25 15 29 Miscellaneous household equipment...... 57 30 33 9 20 32 41 67 75 123 Other housing.......................... 106 64 67 68 65 74 93 122 107 194 Apparel and services..................... 222 179 103 63 179 118 222 202 329 395 Males, 2 and over...................... 60 46 28 13 50 40 52 55 88 108 Females, 2 and over.................... 67 82 37 16 44 31 62 45 90 139 Children under 2....................... 38 14 19 13 25 21 48 53 47 62 Other apparel products and services.... 57 d/ 38 d/ 18 21 60 27 61 49 104 86 Jewelry and watches.................. 23 d/ 27 d/ 5 d/ 5 8 13 16 38 34 43 All other apparel products and services............................ 34 d/ 11 d/ 14 d/ 15 d/ 52 d/ 14 d/ 46 d/ 11 70 42 Transportation........................... 50 9 29 2 49 52 13 120 38 89 Health care.............................. 36 d/ 14 d/ 3 d/ 15 d/ 5 28 17 22 91 67 Entertainment............................ 74 25 34 32 37 48 53 83 90 156 Toys, games, hobbies, and tricycles.... 27 d/ 8 8 16 17 19 27 35 34 47 Other entertainment.................... 47 17 26 16 20 29 26 48 56 109 Personal care products and services...... 21 d/ 21 17 d/ 7 20 10 20 10 36 36 Reading.................................. 1 c/ b/ b/ b/ 1 1 1 2 2 Education................................ 109 d/ 15 d/ 3 d/ 14 47 21 35 106 170 318 All other gifts.......................... 67 19 14 18 68 37 91 62 57 140 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c No data reported. d Data are likely to have large sampling errors. n.a. Not applicable.