Table 3860. Consumer units with reference person age 65 to 74 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Item Total Northeast Midwest South West 65-74 Number of consumer units (in thousands)...... 11,279 2,207 2,696 4,317 2,059 Income before taxes a/ ...................... $33,765 $36,821 $33,914 $30,919 $36,418 Income after taxes a/ ....................... 32,205 35,206 32,029 29,843 34,288 Age of the reference person.................. 69.3 69.5 69.4 69.2 69.4 Average number in consumer unit: Persons..................................... 1.9 1.8 1.8 1.9 1.9 Children under 18........................... .1 .1 .1 .1 .1 Persons 65 and over......................... 1.4 1.3 1.4 1.4 1.4 Earners..................................... .6 .6 .6 .6 .6 Vehicles.................................... 1.8 1.6 1.9 1.8 2.1 Percent distribution: Male........................................ 51 53 49 52 50 Female...................................... 49 47 51 48 50 Homeowner................................... 83 77 85 86 80 With mortgage.............................. 26 19 24 26 34 Without mortgage........................... 57 58 60 61 45 Renter...................................... 17 23 15 14 20 Black....................................... 11 9 8 16 4 White and other............................. 89 91 92 84 96 Elementary (1-8)............................ 11 11 9 12 8 High school (9-12).......................... 48 49 55 47 39 College..................................... 41 39 36 40 52 Never attended and other.................... b/ b/ b/ b/ 1 At least one vehicle owned or leased........ 88 80 91 88 90 Average annual expenditures.................. $32,133 $35,839 $31,660 $28,994 $35,232 Food........................................ 4,344 4,664 4,199 3,867 5,096 Food at home............................. 2,737 2,819 2,557 2,619 3,091 Cereals and bakery products............ 402 449 358 389 427 Cereals and cereal products.......... 126 126 116 124 143 Bakery products...................... 276 323 242 265 284 Meats, poultry, fish, and eggs......... 721 739 723 690 758 Beef................................. 211 176 278 198 197 Pork................................. 165 149 145 188 160 Other meats.......................... 89 113 84 72 99 Poultry.............................. 118 140 109 107 126 Fish and seafood..................... 106 132 82 90 134 Eggs................................. 32 30 23 35 40 Dairy products......................... 287 300 260 276 328 Fresh milk and cream................. 112 106 110 111 123 Other dairy products................. 175 194 151 165 205 Fruits and vegetables.................. 524 558 470 475 647 Fresh fruits......................... 173 182 159 148 226 Fresh vegetables..................... 166 176 140 150 215 Processed fruits..................... 106 121 100 94 120 Processed vegetables................. 80 78 71 84 85 Other food at home..................... 803 774 746 790 932 Sugar and other sweets............... 112 104 118 114 111 Fats and oils........................ 84 90 75 82 93 Miscellaneous foods.................. 359 338 331 352 432 Nonalcoholic beverages............... 202 185 181 207 236 Food prepared by consumer unit on out-of-town trips................... 45 56 42 34 61 Food away from home.................... 1,607 1,845 1,641 1,247 2,005 Alcoholic beverages......................... 278 359 249 202 371 Housing..................................... 10,342 12,553 9,495 8,996 11,896 Shelter.................................. 5,446 7,134 4,923 4,313 6,697 Owned dwellings........................ 3,935 5,053 3,539 3,258 4,673 Mortgage interest and charges........ 1,309 1,027 1,045 1,164 2,260 Property taxes....................... 1,406 2,567 1,363 979 1,115 Maintenance, repairs, insurance,other expenses............................ 1,220 1,460 1,131 1,115 1,298 Rented dwellings....................... 952 1,355 866 588 1,396 Other lodging.......................... 559 725 519 468 628 Utilities, fuels, and public services.... 2,645 2,739 2,592 2,677 2,546 Natural gas............................ 386 497 472 286 364 Electricity............................ 998 834 928 1,198 847 Fuel oil and other fuels............... 135 379 98 65 69 Telephone services..................... 770 744 768 771 796 Water and other public services........ 356 284 326 358 470 Household operations..................... 605 1,036 368 519 633 Personal services...................... 87 c/ 112 c/ 60 118 c/ 31 Other household expenses............... 518 925 308 402 602 Housekeeping supplies.................... 514 486 498 484 622 Laundry and cleaning supplies.......... 126 111 114 131 149 Other household products............... 237 225 233 227 273 Postage and stationery................. 151 149 152 125 200 Household furnishings and equipment...... 1,133 1,158 1,114 1,003 1,398 Household textiles..................... 122 150 124 92 142 Furniture.............................. 256 377 200 214 286 Floor coverings........................ 41 29 49 38 49 Major appliances....................... 164 99 177 159 227 Small appliances, miscellaneous housewares............................ 84 81 96 77 84 Miscellaneous household equipment...... 467 422 468 422 609 Apparel and services........................ 1,202 1,381 1,295 1,041 1,213 Men and boys............................. 275 302 252 259 308 Men, 16 and over....................... 240 247 207 233 287 Boys, 2 to 15.......................... 35 55 46 26 21 Women and girls.......................... 544 647 665 447 468 Women, 16 and over..................... 506 609 626 411 431 Girls, 2 to 15......................... 37 38 39 36 36 Children under 2......................... 26 32 26 25 20 Footwear................................. 189 164 224 164 223 Other apparel products and services...... 168 236 128 146 193 Transportation.............................. 5,705 5,903 5,857 5,367 5,996 Vehicle purchases (net outlay)........... 2,454 2,464 2,582 2,470 2,241 Cars and trucks, new................... 1,370 1,594 1,354 1,283 1,333 Cars and trucks, used.................. 1,061 842 1,155 1,187 908 Other vehicles......................... c/ 23 c/ 28 c/ 73 d/ d/ Gasoline and motor oil................... 982 922 1,031 938 1,076 Other vehicle expenses................... 1,848 1,953 1,901 1,622 2,139 Vehicle finance charges................ 201 172 199 213 210 Maintenance and repairs................ 539 543 537 463 700 Vehicle insurance...................... 749 748 759 710 815 Vehicle rental, leases, licenses, other charges.............................. 359 490 405 235 413 Public transportation.................... 421 564 344 337 540 Health care................................. 3,586 3,010 3,980 3,625 3,607 Health insurance......................... 1,839 1,726 2,046 1,797 1,778 Medical services......................... 751 515 820 783 847 Drugs.................................... 846 634 947 924 784 Medical supplies......................... 149 135 167 121 198 Entertainment............................... 1,333 1,398 1,363 1,122 1,668 Fees and admissions...................... 380 429 349 295 549 Television, radios, sound equipment...... 523 622 473 486 560 Pets, toys, and playground equipment..... 234 185 232 231 301 Other entertainment supplies, equipment,and services.................. 196 163 309 111 258 Personal care products and services......... 475 456 487 432 570 Reading..................................... 160 195 176 121 181 Education................................... 245 453 103 161 382 Tobacco products and smoking supplies....... 219 202 204 252 185 Miscellaneous............................... 992 2,159 651 740 720 Cash contributions.......................... 1,530 1,410 1,950 1,394 1,396 Personal insurance and pensions............. 1,723 1,695 1,650 1,673 1,951 Life and other personal insurance........ 510 435 520 547 498 Pensions and Social Security............. 1,213 1,260 1,130 1,126 1,453 Sources of income and personal taxes: a/ Money income before taxes.................. 33,765 36,821 33,914 30,919 36,418 Wages and salaries....................... 12,026 15,846 10,817 10,455 12,844 Self-employment income................... 1,333 923 1,631 948 2,210 Social Security, private and government retirement................... 17,949 18,183 18,737 17,602 17,480 Interest, dividends, rental income, other property income................... 1,696 1,243 1,792 1,392 2,695 Unemployment and workers'' compensation, veterans'' benefits..................... 106 164 115 89 69 Public assistance, supplemental security, income, food stamps..................... 349 284 276 239 740 Regular contributions for support........ 127 c/ 130 71 154 132 Other income............................. 178 c/ 47 c/ 475 40 247 Personal taxes............................. 1,560 1,615 1,885 1,076 2,130 Federal income taxes..................... 1,146 1,083 1,335 853 1,601 State and local income taxes............. 217 295 291 73 348 Other taxes.............................. 197 238 258 150 180 Income after taxes......................... 32,205 35,206 32,029 29,843 34,288 Net change in total assets and liabilities... 2,644 23,122 -1,266 -4,387 557 Net change in total assets............... 5,392 23,042 486 -1,906 8,197 Net change in total liabilities.......... 2,747 -81 1,752 2,482 7,640 Other financial information: Other money receipts..................... 381 226 391 399 495 Mortgage principal paid on owned property................................ -981 -776 -1,070 -860 -1,336 Estimated market value of owned home..... 139,580 221,414 100,961 94,241 197,497 Estimated monthly rental value of owned home.................................... 796 879 696 698 1,045 Gifts of goods and services................. 1,031 1,035 1,029 854 1,394 Food..................................... 43 25 63 32 62 Alcoholic beverages...................... 11 c/ 5 14 4 31 Housing.................................. 259 290 294 186 327 Housekeeping supplies.................. 44 47 55 25 64 Household textiles..................... 22 c/ 36 28 11 17 Appliances and miscellaneous housewares........................... 27 27 39 17 32 Major appliances..................... 7 c/ 7 6 c/ 3 c/ 13 Small appliances and miscellaneous housewares......................... 21 c/ 19 33 14 20 Miscellaneous household equipment...... 66 66 79 52 77 Other housing.......................... 100 113 92 80 137 Apparel and services..................... 238 282 294 185 224 Males, 2 and over...................... 88 80 99 80 101 Females, 2 and over.................... 82 116 124 49 56 Children under 2....................... 24 32 23 23 20 Other apparel products and services.... 43 54 48 33 48 Jewelry and watches.................. 14 22 11 11 15 All other apparel products and services............................ 29 c/ 32 37 22 33 Transportation........................... 50 6 9 35 181 Health care.............................. 72 c/ 75 c/ 47 105 33 Entertainment............................ 73 73 83 66 77 Toys, games, hobbies, and tricycles.... 37 37 37 36 41 Other entertainment.................... 36 36 46 30 36 Personal care products and services...... 21 31 21 17 15 Reading.................................. 3 3 4 2 4 Education................................ 120 169 56 85 224 All other gifts.......................... 142 77 144 139 215 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors. d No data reported. n.a. Not applicable.