Table 3810. Consumer units with reference person age 25 to 34 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Item Total Northeast Midwest South West 25-34 Number of consumer units (in thousands)...... 18,752 3,139 4,441 6,624 4,548 Income before taxes a/ ...................... $49,275 $56,476 $48,058 $45,031 $52,024 Income after taxes a/ ....................... 46,686 53,669 45,423 43,179 48,496 Age of the reference person.................. 29.8 29.9 29.9 29.7 29.7 Average number in consumer unit: Persons..................................... 2.9 2.7 2.9 2.9 2.9 Children under 18........................... 1.1 .9 1.1 1.1 1.1 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.5 1.5 1.6 1.5 1.5 Vehicles.................................... 1.8 1.5 2.0 1.8 1.8 Percent distribution: Male........................................ 53 53 53 52 53 Female...................................... 47 47 47 48 47 Homeowner................................... 49 43 55 50 44 With mortgage.............................. 41 36 47 40 38 Without mortgage........................... 8 7 8 10 6 Renter...................................... 51 57 45 50 56 Black....................................... 14 12 13 22 4 White and other............................. 86 88 87 78 96 Elementary (1-8)............................ 3 2 2 4 4 High school (9-12).......................... 34 31 35 38 28 College..................................... 63 66 63 58 67 Never attended and other.................... c/ c/ c/ c/ c/ At least one vehicle owned or leased........ 89 79 91 90 92 Average annual expenditures.................. $39,890 $40,783 $39,497 $37,415 $43,238 Food........................................ 5,343 5,729 5,017 5,201 5,602 Food at home............................. 3,015 3,236 2,848 2,952 3,119 Cereals and bakery products............ 430 464 406 418 449 Cereals and cereal products.......... 161 179 151 156 168 Bakery products...................... 269 285 255 262 281 Meats, poultry, fish, and eggs......... 804 902 686 854 784 Beef................................. 247 250 206 272 248 Pork................................. 165 172 144 183 154 Other meats.......................... 94 108 94 98 77 Poultry.............................. 156 189 138 155 154 Fish and seafood..................... 110 145 78 113 112 Eggs................................. 33 38 26 32 38 Dairy products......................... 321 351 323 288 345 Fresh milk and cream................. 133 137 135 118 150 Other dairy products................. 188 214 188 170 194 Fruits and vegetables.................. 500 558 443 473 555 Fresh fruits......................... 148 169 130 139 163 Fresh vegetables..................... 155 171 127 141 192 Processed fruits..................... 114 130 108 108 118 Processed vegetables................. 83 88 77 85 83 Other food at home..................... 960 960 990 920 987 Sugar and other sweets............... 104 101 105 100 110 Fats and oils........................ 81 81 76 84 82 Miscellaneous foods.................. 493 495 515 474 499 Nonalcoholic beverages............... 252 261 263 238 254 Food prepared by consumer unit on out-of-town trips................... 30 23 31 24 43 Food away from home.................... 2,328 2,493 2,169 2,249 2,482 Alcoholic beverages......................... 394 487 386 295 478 Housing..................................... 13,777 15,078 13,332 12,298 15,456 Shelter.................................. 8,507 10,049 8,059 7,040 10,016 Owned dwellings........................ 4,671 4,943 5,198 3,856 5,158 Mortgage interest and charges........ 3,209 2,984 3,444 2,723 3,841 Property taxes....................... 828 1,246 1,016 587 705 Maintenance, repairs, insurance,other expenses............................ 635 713 738 546 612 Rented dwellings....................... 3,565 4,679 2,648 2,973 4,552 Other lodging.......................... 271 427 213 211 305 Utilities, fuels, and public services.... 2,553 2,531 2,652 2,693 2,270 Natural gas............................ 323 418 487 192 289 Electricity............................ 889 773 812 1,133 689 Fuel oil and other fuels............... 59 171 67 25 22 Telephone services..................... 1,017 999 1,031 1,050 968 Water and other public services........ 265 171 254 292 302 Household operations..................... 836 723 832 850 897 Personal services...................... 592 485 635 609 600 Other household expenses............... 244 238 197 241 297 Housekeeping supplies.................... 410 401 416 409 410 Laundry and cleaning supplies.......... 128 117 140 136 111 Other household products............... 185 184 175 191 184 Postage and stationery................. 97 100 101 81 115 Household furnishings and equipment...... 1,471 1,373 1,374 1,306 1,864 Household textiles..................... 109 117 105 92 132 Furniture.............................. 456 387 442 461 508 Floor coverings........................ 26 30 20 26 31 Major appliances....................... 174 155 186 128 239 Small appliances, miscellaneous housewares............................ 88 71 61 65 157 Miscellaneous household equipment...... 618 613 559 534 798 Apparel and services........................ 1,956 2,262 1,777 1,767 2,192 Men and boys............................. 472 609 385 419 540 Men, 16 and over....................... 358 495 274 295 437 Boys, 2 to 15.......................... 114 114 111 125 103 Women and girls.......................... 641 655 693 547 712 Women, 16 and over..................... 500 531 536 401 582 Girls, 2 to 15......................... 141 124 157 146 130 Children under 2......................... 177 194 198 162 167 Footwear................................. 373 451 270 388 401 Other apparel products and services...... 293 353 231 251 372 Transportation.............................. 8,300 7,330 8,425 8,302 8,840 Vehicle purchases (net outlay)........... 4,097 3,384 4,026 4,377 4,250 Cars and trucks, new................... 1,638 1,353 1,141 1,885 1,959 Cars and trucks, used.................. 2,395 1,976 2,770 2,490 2,181 Other vehicles......................... 64 d/ 56 114 d/ 2 111 Gasoline and motor oil................... 1,290 1,056 1,356 1,293 1,383 Other vehicle expenses................... 2,534 2,250 2,770 2,367 2,740 Vehicle finance charges................ 494 335 559 541 472 Maintenance and repairs................ 607 459 597 569 771 Vehicle insurance...................... 847 815 881 828 863 Vehicle rental, leases, licenses, other charges.............................. 586 640 733 429 633 Public transportation.................... 379 639 274 265 467 Health care................................. 1,352 1,189 1,454 1,391 1,308 Health insurance......................... 729 682 769 784 643 Medical services......................... 373 265 402 366 427 Drugs.................................... 196 183 215 197 184 Medical supplies......................... 55 59 68 44 55 Entertainment............................... 2,014 1,902 2,118 1,795 2,307 Fees and admissions...................... 491 545 449 390 641 Television, radios, sound equipment...... 724 717 718 675 806 Pets, toys, and playground equipment..... 357 313 411 344 354 Other entertainment supplies, equipment,and services.................. 442 327 539 386 506 Personal care products and services......... 470 489 454 448 505 Reading..................................... 107 119 111 80 134 Education................................... 525 750 511 326 672 Tobacco products and smoking supplies....... 317 290 420 323 228 Miscellaneous............................... 623 589 625 621 645 Cash contributions.......................... 757 466 812 812 823 Personal insurance and pensions............. 3,955 4,103 4,056 3,755 4,046 Life and other personal insurance........ 234 205 271 246 202 Pensions and Social Security............. 3,721 3,898 3,785 3,510 3,844 Sources of income and personal taxes: a/ Money income before taxes.................. 49,275 56,476 48,058 45,031 52,024 Wages and salaries....................... 46,241 53,453 45,651 42,474 47,644 Self-employment income................... 1,471 1,529 1,042 1,091 2,430 Social Security, private and government retirement................... 410 374 284 460 480 Interest, dividends, rental income, other property income................... 200 173 151 147 346 Unemployment and workers'' compensation, veterans'' benefits..................... 183 236 182 98 277 Public assistance, supplemental security, income, food stamps..................... 295 316 280 293 300 Regular contributions for support........ 294 213 354 281 312 Other income............................. 181 182 114 188 236 Personal taxes............................. 2,589 2,807 2,635 1,853 3,529 Federal income taxes..................... 1,948 1,982 1,829 1,466 2,781 State and local income taxes............. 577 721 739 340 689 Other taxes.............................. 64 104 67 47 59 Income after taxes......................... 46,686 53,669 45,423 43,179 48,496 Net change in total assets and liabilities... -5,153 -1,311 -5,817 -6,655 -4,968 Net change in total assets............... 9,463 9,617 10,509 6,261 12,999 Net change in total liabilities.......... 14,616 10,928 16,326 12,916 17,967 Other financial information: Other money receipts..................... 207 104 315 215 163 Mortgage principal paid on owned property................................ -1,030 -794 -1,128 -682 -1,604 Estimated market value of owned home..... 68,352 72,095 66,428 55,357 86,575 Estimated monthly rental value of owned home.................................... 516 564 505 458 577 Gifts of goods and services................. 647 648 680 537 771 Food..................................... 31 26 26 24 49 Alcoholic beverages...................... 13 12 9 11 20 Housing.................................. 206 174 224 191 235 Housekeeping supplies.................. 34 38 32 29 41 Household textiles..................... 12 d/ 23 10 d/ 10 12 Appliances and miscellaneous housewares........................... 15 17 12 18 13 Major appliances..................... 4 d/ 2 d/ 4 d/ 5 d/ 4 Small appliances and miscellaneous housewares......................... 11 15 7 13 9 Miscellaneous household equipment...... 43 55 56 30 41 Other housing.......................... 102 41 115 104 127 Apparel and services..................... 218 265 205 163 277 Males, 2 and over...................... 47 75 35 37 56 Females, 2 and over.................... 63 86 56 27 107 Children under 2....................... 56 58 80 43 51 Other apparel products and services.... 52 47 34 57 64 Jewelry and watches.................. 32 15 23 45 36 All other apparel products and services............................ 19 d/ 32 d/ 10 d/ 13 29 Transportation........................... 27 25 25 25 33 Health care.............................. 10 d/ 8 21 8 4 Entertainment............................ 63 50 76 59 63 Toys, games, hobbies, and tricycles.... 21 20 28 21 16 Other entertainment.................... 41 30 48 38 47 Personal care products and services...... 13 21 15 10 11 Reading.................................. 1 1 1 1 1 Education................................ 24 14 33 18 32 All other gifts.......................... 40 53 46 27 46 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d Data are likely to have large sampling errors. n.a. Not applicable.