Table 30. Consumer units with reference person age 65 and over by income before taxes: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2001-2002 Complete reporting of income Item Total Less $5,000 $10,000 $15,000 $20,000 $30,000 $40,000 $50,000 $70,000 complete than to to to to to to to and reporting $5,000 $9,999 $14,999 $19,999 $29,999 $39,999 $49,999 $69,999 over Number of consumer units (in thousands)...... 18,013 586 2,588 3,469 2,601 3,381 1,924 1,130 1,127 1,208 Income before taxes a/ ...................... $28,638 $2,335 $7,908 $12,405 $17,410 $24,259 $34,404 $44,719 $58,683 $116,596 Income after taxes a/ ....................... 27,563 2,215 7,847 12,340 17,183 23,756 33,835 43,254 55,779 107,824 Age of the reference person.................. 74.9 76.2 75.9 76.9 75.5 74.8 73.4 73.0 72.2 71.6 Average number in consumer unit: Persons..................................... 1.7 1.3 1.2 1.4 1.6 1.8 2.0 2.0 2.2 2.4 Children under 18........................... .1 b/ .0 b/ b/ b/ .1 .1 .1 .1 Persons 65 and over......................... 1.3 1.2 1.1 1.2 1.4 1.5 1.5 1.5 1.6 1.5 Earners..................................... .5 .3 .1 .2 .2 .4 .6 .8 1.0 1.4 Vehicles.................................... 1.5 1.0 .8 1.1 1.4 1.7 1.9 2.1 2.4 2.6 Percent distribution: Male........................................ 46 34 24 32 44 53 61 58 64 74 Female...................................... 54 66 76 68 56 47 39 42 36 26 Homeowner................................... 79 65 59 73 81 86 86 92 92 92 With mortgage.............................. 18 10 10 10 14 21 21 27 29 40 Without mortgage........................... 61 55 49 62 67 66 65 65 63 52 Renter...................................... 21 35 41 27 19 14 14 8 8 8 Black....................................... 8 21 16 9 5 5 7 4 6 5 White and other............................. 92 79 84 91 95 95 93 96 94 95 Elementary (1-8)............................ 15 23 27 20 16 12 7 7 3 4 High school (9-12).......................... 47 46 53 51 51 47 50 42 37 23 College..................................... 38 30 19 28 33 40 43 51 59 73 Never attended and other.................... 1 1 1 1 1 1 c/ c/ 1 d/ At least one vehicle owned or leased........ 82 61 56 72 88 92 95 97 98 95 Average annual expenditures.................. $28,648 $17,650 $14,654 $18,941 $23,402 $29,121 $32,807 $40,246 $47,626 $67,821 Food........................................ 4,037 2,558 2,644 2,772 3,407 4,451 4,437 5,209 6,113 8,434 Food at home............................. 2,626 2,139 1,935 2,039 2,316 2,980 2,815 3,166 3,447 4,383 Cereals and bakery products............ 406 347 309 330 374 457 417 477 464 679 Cereals and cereal products.......... 130 134 105 111 111 140 132 153 152 212 Bakery products...................... 277 213 204 219 263 318 285 324 312 467 Meats, poultry, fish, and eggs......... 670 620 519 518 587 784 703 775 770 1,139 Beef................................. 195 166 156 127 158 266 229 202 192 328 Pork................................. 152 141 120 123 154 183 148 168 165 212 Other meats.......................... 85 48 69 70 76 93 86 103 109 138 Poultry.............................. 112 150 78 96 97 123 96 132 149 199 Fish and seafood..................... 95 80 69 72 74 85 115 139 116 224 Eggs................................. 31 34 27 30 28 35 29 32 39 38 Dairy products......................... 281 191 201 211 256 321 321 340 383 445 Fresh milk and cream................. 115 90 89 95 108 131 125 132 149 160 Other dairy products................. 165 101 112 116 148 190 196 208 234 285 Fruits and vegetables.................. 516 409 364 415 429 585 558 624 755 847 Fresh fruits......................... 170 134 122 134 141 194 181 199 251 290 Fresh vegetables..................... 159 130 109 131 131 175 182 204 219 265 Processed fruits..................... 109 75 75 89 94 131 117 125 146 171 Processed vegetables................. 78 71 57 60 64 85 78 96 138 121 Other food at home..................... 753 572 542 565 669 833 816 951 1,075 1,273 Sugar and other sweets............... 109 68 85 80 102 119 114 145 137 187 Fats and oils........................ 79 65 73 62 64 86 78 90 134 112 Miscellaneous foods.................. 345 273 227 268 310 375 399 425 500 580 Nonalcoholic beverages............... 186 148 147 143 179 210 189 212 254 286 Food prepared by consumer unit on out-of-town trips................... 34 e/ 19 10 13 15 43 36 80 50 108 Food away from home.................... 1,411 420 709 733 1,092 1,471 1,622 2,043 2,666 4,051 Alcoholic beverages......................... 243 77 109 122 184 175 313 357 556 859 Housing..................................... 9,222 6,435 5,704 6,871 7,751 9,439 10,531 11,891 13,266 19,262 Shelter.................................. 4,753 3,345 3,003 3,580 4,079 4,752 5,069 5,879 6,718 10,618 Owned dwellings........................ 3,132 1,720 1,394 2,001 2,573 3,358 3,343 4,326 5,123 8,050 Mortgage interest and charges........ 859 482 323 426 556 851 902 1,181 1,599 3,047 Property taxes....................... 1,184 721 618 875 1,055 1,204 1,273 1,431 1,738 2,837 Maintenance, repairs, insurance,other expenses............................ 1,089 516 453 700 962 1,303 1,168 1,714 1,786 2,166 Rented dwellings....................... 1,231 1,361 1,564 1,428 1,305 1,059 1,166 898 803 1,031 Other lodging.......................... 390 264 45 152 200 335 560 655 792 1,537 Utilities, fuels, and public services.... 2,401 1,896 1,651 2,016 2,228 2,544 2,691 2,838 3,192 3,727 Natural gas............................ 370 280 225 343 358 389 444 424 445 527 Electricity............................ 899 713 640 751 835 967 1,018 1,053 1,198 1,311 Fuel oil and other fuels............... 134 e/ 151 121 119 156 157 99 109 109 196 Telephone services..................... 671 525 472 533 585 676 769 846 1,000 1,116 Water and other public services........ 327 227 193 270 294 354 362 406 440 578 Household operations..................... 633 430 268 460 382 607 1,002 1,120 767 1,452 Personal services...................... 197 e/ 190 e/ 50 185 e/ 59 157 553 e/ 501 e/ 87 e/ 205 Other household expenses............... 436 240 218 275 323 450 449 618 680 1,247 Housekeeping supplies.................... 501 383 352 310 414 525 641 669 886 892 Laundry and cleaning supplies.......... 114 103 100 75 106 124 115 159 198 139 Other household products............... 236 141 166 150 187 223 334 300 429 484 Postage and stationery................. 150 138 86 85 121 178 192 210 259 270 Household furnishings and equipment...... 933 382 431 504 647 1,011 1,127 1,385 1,704 2,572 Household textiles..................... 97 e/ 36 47 50 71 106 110 111 218 283 Furniture.............................. 186 e/ 14 78 99 118 234 240 282 268 514 Floor coverings........................ 34 e/ 2 e/ 9 31 32 37 47 53 35 67 Major appliances....................... 143 86 66 106 90 191 136 161 247 332 Small appliances, miscellaneous housewares............................ 70 e/ 27 37 47 66 55 108 79 115 175 Miscellaneous household equipment...... 404 218 194 172 269 387 486 700 820 1,201 Apparel and services........................ 990 843 677 518 832 838 1,129 1,253 1,705 2,962 Men and boys............................. 219 198 135 112 176 185 239 284 486 629 Men, 16 and over....................... 193 e/ 175 127 88 160 157 214 255 445 553 Boys, 2 to 15.......................... 26 e/ 23 8 24 16 28 25 29 40 76 Women and girls.......................... 450 324 321 235 383 374 545 619 704 1,328 Women, 16 and over..................... 417 301 297 224 348 343 465 598 668 1,268 Girls, 2 to 15......................... 33 e/ 22 e/ 24 11 36 31 80 22 36 60 Children under 2......................... 20 e/ 5 8 6 14 26 26 45 44 41 Footwear................................. 162 e/ 235 147 100 140 130 164 129 289 450 Other apparel products and services...... 138 81 66 65 119 124 154 176 183 513 Transportation.............................. 4,590 2,575 1,583 2,864 3,735 4,646 5,819 7,753 9,066 9,569 Vehicle purchases (net outlay)........... 1,923 e/ 995 592 1,256 1,642 1,910 2,532 3,840 3,892 3,178 Cars and trucks, new................... 1,077 e/ 472 e/ 296 618 1,152 1,057 1,267 2,726 1,653 1,867 Cars and trucks, used.................. 837 e/ 522 296 611 490 853 1,266 1,114 2,184 1,310 Other vehicles......................... e/ 9 d/ d/ e/ 27 d/ d/ d/ d/ e/ 55 d/ Gasoline and motor oil................... 765 529 308 477 651 851 1,015 1,093 1,351 1,438 Other vehicle expenses................... 1,574 801 581 957 1,253 1,594 1,949 2,390 3,011 3,775 Vehicle finance charges................ 147 e/ 49 39 58 105 129 260 216 390 352 Maintenance and repairs................ 493 212 201 329 423 532 579 753 892 1,011 Vehicle insurance...................... 659 434 272 445 559 716 836 1,041 1,091 1,224 Vehicle rental, leases, licenses, other charges.............................. 275 107 69 125 167 217 274 380 638 1,187 Public transportation.................... 329 250 102 174 190 291 323 431 811 1,179 Health care................................. 3,617 2,413 1,926 2,749 3,695 4,058 4,263 4,735 5,156 5,423 Health insurance......................... 1,837 1,254 1,066 1,427 1,938 2,087 2,108 2,427 2,406 2,511 Medical services......................... 667 348 249 357 555 635 977 1,033 1,373 1,435 Drugs.................................... 953 660 547 833 1,060 1,145 1,002 1,027 1,172 1,217 Medical supplies......................... 160 151 64 132 142 191 176 248 205 261 Entertainment............................... 1,099 616 444 692 778 1,100 1,308 1,727 2,092 2,761 Fees and admissions...................... 309 152 71 152 170 280 345 496 693 1,127 Television, radios, sound equipment...... 446 336 267 330 375 457 557 611 668 809 Pets, toys, and playground equipment..... 201 72 78 127 158 200 260 443 338 398 Other entertainment supplies, equipment,and services.................. 143 56 28 83 74 163 146 176 393 427 Personal care products and services......... 442 283 272 296 369 480 504 657 758 780 Reading..................................... 152 104 57 105 125 172 161 210 276 334 Education................................... 201 e/ 150 e/ 25 64 61 172 242 422 210 1,118 Tobacco products and smoking supplies....... 161 101 123 113 158 190 184 203 154 268 Miscellaneous............................... 713 591 301 407 482 819 599 824 1,335 2,267 Cash contributions.......................... 1,773 608 624 894 1,212 1,800 1,929 2,400 3,414 6,089 Personal insurance and pensions............. 1,408 296 165 474 612 780 1,389 2,605 3,525 7,694 Life and other personal insurance........ 421 218 142 258 429 388 455 595 764 1,124 Pensions and Social Security............. 987 79 23 216 183 392 934 2,010 2,761 6,570 Sources of income and personal taxes: a/ Money income before taxes.................. 28,638 2,335 7,908 12,405 17,410 24,259 34,404 44,719 58,683 116,596 Wages and salaries....................... 7,605 339 158 380 998 2,808 8,329 13,225 21,287 56,312 Self-employment income................... 1,048 -1,102 30 83 141 394 506 1,190 1,965 10,704 Social Security, private and government retirement................... 17,479 2,663 7,031 11,285 15,294 19,403 22,836 25,322 31,395 35,305 Interest, dividends, rental income, other property income................... 1,789 106 88 261 452 1,258 2,093 4,165 3,292 10,895 Unemployment and workers'' compensation, veterans'' benefits..................... 77 d/ e/ 14 e/ 7 e/ 68 65 135 216 251 124 Public assistance, supplemental security, income, food stamps..................... 337 218 512 316 377 196 367 169 367 462 Regular contributions for support........ 174 e/ 29 14 42 63 87 e/ 125 e/ 400 e/ 107 1,383 Other income............................. 128 e/ 82 60 31 e/ 18 49 e/ 13 e/ 32 e/ 20 e/ 1,411 Personal taxes............................. 1,075 120 61 65 227 503 569 1,465 2,904 8,772 Federal income taxes..................... 773 3 1 29 95 289 265 1,025 2,188 7,013 State and local income taxes............. 143 10 2 14 8 49 91 177 345 1,292 Other taxes.............................. 159 106 58 22 125 165 213 263 371 468 Income after taxes......................... 27,563 2,215 7,847 12,340 17,183 23,756 33,835 43,254 55,779 107,824 Net change in total assets and liabilities... -2,257 1,093 189 -591 -1,546 -2,436 -1,042 -4,963 -10,522 -6,626 Net change in total assets............... -307 2,944 418 -201 -387 823 2,564 -2,049 -6,101 -4,266 Net change in total liabilities.......... 1,950 1,851 230 390 1,159 3,258 3,607 2,913 4,421 2,359 Other financial information: Other money receipts..................... 557 e/ 203 83 271 660 415 344 1,538 1,558 1,230 Mortgage principal paid on owned property................................ -654 -261 -253 -466 -315 -645 -592 -1,057 -1,186 -2,230 Estimated market value of owned home..... 111,947 68,410 67,714 81,392 94,238 111,390 113,499 145,248 174,518 263,272 Estimated monthly rental value of owned home.................................... 731 511 428 596 666 789 805 926 1,002 1,294 Gifts of goods and services................. 905 452 372 395 552 890 1,023 1,521 1,762 3,087 Food..................................... 47 e/ 45 9 22 66 30 73 37 67 164 Alcoholic beverages...................... 10 d/ e/ 7 5 e/ 9 12 7 e/ 10 14 40 Housing.................................. 228 150 112 157 185 176 321 295 398 632 Housekeeping supplies.................. 42 e/ 51 18 23 31 44 65 49 126 60 Household textiles..................... 17 e/ 1 c/ e/ 4 e/ 6 15 e/ 21 e/ 13 e/ 41 114 Appliances and miscellaneous housewares........................... 23 e/ 12 e/ 8 e/ 15 23 19 43 e/ 24 36 60 Major appliances..................... 5 d/ d/ e/ 1 e/ 3 5 e/ 6 e/ 7 e/ 11 e/ 31 Small appliances and miscellaneous housewares......................... 18 e/ 12 e/ 8 e/ 14 20 14 37 e/ 18 e/ 25 29 Miscellaneous household equipment...... 54 e/ 21 19 22 53 46 53 116 113 149 Other housing.......................... 92 66 67 93 72 51 139 92 84 251 Apparel and services..................... 205 127 111 76 188 260 176 252 295 658 Males, 2 and over...................... 76 e/ 50 47 30 65 89 78 127 100 196 Females, 2 and over.................... 78 e/ 67 35 22 77 103 55 53 115 321 Children under 2....................... 19 e/ 5 8 6 13 25 21 44 39 40 Other apparel products and services.... 33 e/ 5 e/ 22 18 32 43 22 27 42 101 Jewelry and watches.................. 11 e/ 3 e/ 2 5 11 8 11 24 20 33 All other apparel products and services............................ 22 e/ 2 e/ 19 e/ 13 e/ 22 35 e/ 11 e/ 3 e/ 21 e/ 68 Transportation........................... 56 e/ 9 31 7 9 83 28 57 304 118 Health care.............................. 49 e/ 2 e/ 13 e/ 18 e/ 13 18 e/ 17 e/ 103 273 194 Entertainment............................ 60 e/ 51 35 37 29 54 67 125 89 165 Toys, games, hobbies, and tricycles.... 28 e/ 15 6 19 13 32 30 81 54 49 Other entertainment.................... 32 e/ 36 29 19 16 22 37 44 35 116 Personal care products and services...... 17 e/ 2 18 8 8 17 28 34 e/ 40 e/ 5 Reading.................................. 3 e/ 1 1 1 1 5 3 3 6 10 Education................................ 124 e/ 9 e/ 9 20 14 142 147 380 95 670 All other gifts.......................... 106 53 26 44 28 94 154 224 182 432 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.