Table 3820. Consumer units with reference person age 35 to 44 by region of residence: Average annual expenditures and characteristics, Consumer Expenditure Survey, 2000-2001 Item Total Northeast Midwest South West 35-44 Number of consumer units (in thousands)...... 24,203 4,777 5,492 8,695 5,238 Income before taxes a/ ...................... $57,755 $60,167 $58,760 $54,513 $59,905 Income after taxes a/ ....................... 54,036 57,187 54,296 51,049 55,891 Age of the reference person.................. 39.5 39.4 39.6 39.6 39.5 Average number in consumer unit: Persons..................................... 3.3 3.3 3.3 3.2 3.4 Children under 18........................... 1.3 1.4 1.4 1.3 1.4 Persons 65 and over......................... b/ b/ b/ b/ b/ Earners..................................... 1.7 1.7 1.8 1.7 1.7 Vehicles.................................... 2.1 1.8 2.5 2.1 2.3 Percent distribution: Male........................................ 53 53 58 48 54 Female...................................... 47 47 42 52 46 Homeowner................................... 68 66 75 70 61 With mortgage.............................. 56 57 63 54 54 Without mortgage........................... 12 9 12 15 8 Renter...................................... 32 34 25 30 39 Black....................................... 14 12 10 22 6 White and other............................. 86 88 90 78 94 Elementary (1-8)............................ 3 3 2 3 5 High school (9-12).......................... 38 41 39 42 30 College..................................... 58 56 60 54 66 Never attended and other.................... c/ c/ d/ c/ c/ At least one vehicle owned or leased........ 92 86 94 92 94 Average annual expenditures.................. $46,052 $46,929 $47,990 $42,499 $49,043 Food........................................ 6,167 6,550 6,216 5,778 6,377 Food at home............................. 3,537 3,900 3,484 3,227 3,739 Cereals and bakery products............ 533 583 538 487 554 Cereals and cereal products.......... 189 211 183 170 204 Bakery products...................... 344 372 355 317 350 Meats, poultry, fish, and eggs......... 933 1,105 820 904 931 Beef................................. 272 300 256 264 276 Pork................................. 191 209 185 195 174 Other meats.......................... 124 145 115 119 121 Poultry.............................. 179 236 137 175 176 Fish and seafood..................... 129 174 94 118 138 Eggs................................. 38 42 33 34 45 Dairy products......................... 391 433 410 333 426 Fresh milk and cream................. 160 162 170 142 179 Other dairy products................. 231 271 240 191 248 Fruits and vegetables.................. 568 668 527 491 637 Fresh fruits......................... 174 198 164 140 213 Fresh vegetables..................... 170 201 147 145 203 Processed fruits..................... 131 163 123 115 134 Processed vegetables................. 94 106 94 91 87 Other food at home..................... 1,111 1,112 1,188 1,011 1,190 Sugar and other sweets............... 144 159 149 129 147 Fats and oils........................ 93 102 84 91 96 Miscellaneous foods.................. 525 505 584 484 551 Nonalcoholic beverages............... 303 300 325 274 331 Food prepared by consumer unit on out-of-town trips................... 45 44 47 33 65 Food away from home.................... 2,630 2,649 2,732 2,552 2,638 Alcoholic beverages......................... 417 446 413 372 464 Housing..................................... 15,494 17,137 15,714 13,403 17,236 Shelter.................................. 9,232 10,666 9,147 7,387 11,076 Owned dwellings........................ 6,610 7,611 7,156 5,276 7,341 Mortgage interest and charges........ 4,419 4,655 4,556 3,604 5,412 Property taxes....................... 1,320 2,009 1,525 940 1,106 Maintenance, repairs, insurance,other expenses............................ 871 947 1,075 731 823 Rented dwellings....................... 2,165 2,557 1,438 1,723 3,301 Other lodging.......................... 457 498 553 389 434 Utilities, fuels, and public services.... 2,962 2,984 3,059 3,064 2,669 Natural gas............................ 404 525 567 251 377 Electricity............................ 1,078 953 1,003 1,344 828 Fuel oil and other fuels............... 103 282 102 51 25 Telephone services..................... 1,026 979 1,038 1,051 1,017 Water and other public services........ 351 246 349 367 422 Household operations..................... 919 1,113 935 811 905 Personal services...................... 539 728 588 429 498 Other household expenses............... 380 385 347 382 407 Housekeeping supplies.................... 573 591 594 574 534 Laundry and cleaning supplies.......... 152 140 160 156 149 Other household products............... 296 334 285 303 261 Postage and stationery................. 125 117 150 115 124 Household furnishings and equipment...... 1,808 1,783 1,978 1,567 2,051 Household textiles..................... 125 117 137 118 133 Furniture.............................. 473 492 417 421 599 Floor coverings........................ 52 51 56 39 70 Major appliances....................... 202 220 199 185 217 Small appliances, miscellaneous housewares............................ 97 98 105 63 139 Miscellaneous household equipment...... 860 805 1,064 742 894 Apparel and services........................ 2,217 2,700 2,351 1,931 2,090 Men and boys............................. 536 702 620 407 506 Men, 16 and over....................... 356 482 424 246 346 Boys, 2 to 15.......................... 181 220 196 161 160 Women and girls.......................... 874 1,060 944 765 804 Women, 16 and over..................... 634 760 715 539 587 Girls, 2 to 15......................... 240 300 228 226 217 Children under 2......................... 102 125 102 96 91 Footwear................................. 389 486 389 342 373 Other apparel products and services...... 316 327 296 322 317 Transportation.............................. 8,954 8,125 9,135 8,863 9,658 Vehicle purchases (net outlay)........... 4,232 3,433 4,209 4,574 4,415 Cars and trucks, new................... 1,935 1,664 1,731 2,019 2,258 Cars and trucks, used.................. 2,229 1,770 2,362 2,486 2,082 Other vehicles......................... 68 d/ 116 e/ 69 76 Gasoline and motor oil................... 1,547 1,300 1,669 1,538 1,660 Other vehicle expenses................... 2,738 2,791 2,787 2,457 3,095 Vehicle finance charges................ 429 299 478 473 421 Maintenance and repairs................ 764 776 730 641 984 Vehicle insurance...................... 885 929 835 863 931 Vehicle rental, leases, licenses, other charges.............................. 661 786 744 479 759 Public transportation.................... 437 601 470 294 488 Health care................................. 1,827 1,659 1,857 1,895 1,833 Health insurance......................... 888 802 925 960 808 Medical services......................... 564 504 537 552 667 Drugs.................................... 294 279 290 311 282 Medical supplies......................... 81 75 106 71 76 Entertainment............................... 2,486 2,337 3,042 2,159 2,581 Fees and admissions...................... 711 737 878 569 746 Television, radios, sound equipment...... 788 772 895 736 776 Pets, toys, and playground equipment..... 445 444 518 402 443 Other entertainment supplies, equipment,and services.................. 543 384 752 452 615 Personal care products and services......... 584 581 583 561 624 Reading..................................... 143 166 171 107 155 Education................................... 642 673 771 525 674 Tobacco products and smoking supplies....... 403 424 469 436 259 Miscellaneous............................... 796 724 903 703 902 Cash contributions.......................... 1,150 815 1,251 1,333 1,047 Personal insurance and pensions............. 4,772 4,592 5,114 4,433 5,142 Life and other personal insurance........ 418 382 529 436 303 Pensions and Social Security............. 4,355 4,211 4,585 3,997 4,839 Sources of income and personal taxes: a/ Money income before taxes.................. 57,755 60,167 58,760 54,513 59,905 Wages and salaries....................... 52,291 55,392 54,210 49,694 51,832 Self-employment income................... 2,863 2,280 2,254 2,375 4,808 Social Security, private and government retirement................... 846 790 691 980 833 Interest, dividends, rental income, other property income................... 573 361 531 427 1,042 Unemployment and workers'' compensation, veterans'' benefits..................... 257 307 243 193 330 Public assistance, supplemental security, income, food stamps..................... 394 455 313 359 482 Regular contributions for support........ 411 438 394 386 444 Other income............................. 121 144 123 98 135 Personal taxes............................. 3,719 2,980 4,464 3,464 4,014 Federal income taxes..................... 2,890 2,129 3,252 2,953 3,080 State and local income taxes............. 700 701 1,062 424 775 Other taxes.............................. 129 150 149 87 159 Income after taxes......................... 54,036 57,187 54,296 51,049 55,891 Net change in total assets and liabilities... -3,794 -8,881 -3,578 -311 -5,163 Net change in total assets............... 6,671 3,274 8,809 5,223 9,932 Net change in total liabilities.......... 10,465 12,155 12,387 5,534 15,094 Other financial information: Other money receipts..................... 432 494 675 301 341 Mortgage principal paid on owned property................................ -1,702 -1,743 -2,018 -1,415 -1,811 Estimated market value of owned home..... 105,933 112,334 108,187 83,781 134,501 Estimated monthly rental value of owned home.................................... 733 818 765 623 805 Gifts of goods and services................. 949 989 1,097 808 987 Food..................................... 60 71 84 41 56 Alcoholic beverages...................... 19 22 18 14 26 Housing.................................. 248 256 293 228 226 Housekeeping supplies.................. 43 56 52 33 40 Household textiles..................... 9 8 13 11 6 Appliances and miscellaneous housewares........................... 24 27 24 22 25 Major appliances..................... 3 e/ 2 4 e/ 5 2 Small appliances and miscellaneous housewares......................... 21 25 20 17 23 Miscellaneous household equipment...... 65 62 83 64 50 Other housing.......................... 107 103 121 100 106 Apparel and services..................... 256 331 255 224 238 Males, 2 and over...................... 56 76 63 35 62 Females, 2 and over.................... 94 133 84 78 93 Children under 2....................... 49 66 53 42 40 Other apparel products and services.... 57 55 55 69 44 Jewelry and watches.................. 21 20 18 26 15 All other apparel products and services............................ 37 35 36 43 29 Transportation........................... 59 19 68 55 95 Health care.............................. 19 5 13 22 33 Entertainment............................ 86 77 106 71 95 Toys, games, hobbies, and tricycles.... 27 28 36 23 22 Other entertainment.................... 59 49 70 48 72 Personal care products and services...... 24 21 30 21 27 Reading.................................. 1 1 2 c/ 1 Education................................ 110 81 168 98 97 All other gifts.......................... 66 105 61 34 92 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.05. c Value less than 0.5. d No data reported. e Data are likely to have large sampling errors. n.a. Not applicable.