Table 55. Quintiles of income before taxes: Shares of annual aggregate expenditures and sources of income, Consumer Expenditure Survey, 2002 (Aggregates in millions of dollars, unless otherwise indicated) Complete reporting of income Item Lowest Second Third Fourth Highest Aggregate 20 20 20 20 20 percent percent percent percent percent Number of consumer units (in thousands)...... 92,388 18,456 18,474 18,474 18,487 18,498 Percent distribution of consumer units....... 100.0 20.0 20.0 20.0 20.0 20.0 Income before taxes a/ ...................... $49,430 $8,316 $21,162 $36,989 $59,177 $121,367 Income after taxes a/ ....................... 46,934 8,323 20,859 35,817 56,497 113,044 Age of the reference person.................. 48.1 50.3 51.5 47.8 45.3 45.5 Average number in consumer unit: Persons..................................... 2.5 1.7 2.2 2.5 2.8 3.2 Children under 18........................... .7 .4 .5 .6 .8 .9 Persons 65 and over......................... .3 .4 .5 .3 .2 .1 Earners..................................... 1.4 .7 1.0 1.4 1.8 2.1 Vehicles.................................... 2.0 1.0 1.5 2.0 2.5 2.9 Percent distribution: Male........................................ 51 35 45 53 59 62 Female...................................... 49 65 55 47 41 38 Homeowner................................... 66 42 56 65 77 89 With mortgage.............................. 40 12 21 39 57 74 Without mortgage........................... 25 30 35 26 20 15 Renter...................................... 34 58 44 35 23 11 Black....................................... 11 16 14 11 9 6 White and other............................. 89 84 86 89 91 94 Elementary (1-8)............................ 6 13 10 5 2 1 High school (9-12).......................... 37 47 47 41 32 19 College..................................... 56 40 42 54 65 80 Never attended and other.................... b/ b/ 1 b/ b/ b/ At least one vehicle owned or leased........ 88 65 87 94 98 98 Annual aggregate expenditures................ $3,814,110 8.9 12.7 17.3 23.7 37.4 Food....................................... 452,223 11.3 14.7 18.0 23.4 32.6 Food at home............................. 256,417 13.3 16.6 19.1 22.8 28.2 Cereals and bakery products............ 37,428 13.7 16.7 18.7 22.4 28.4 Cereals and cereal products.......... 12,767 14.6 17.3 18.6 22.2 27.3 Bakery products...................... 24,661 13.2 16.4 18.8 22.5 29.0 Meats, poultry, fish, and eggs......... 64,802 14.1 17.2 19.1 22.8 26.8 Beef................................. 18,956 13.6 16.8 19.7 22.8 27.1 Pork................................. 13,644 15.0 18.9 19.1 22.9 24.0 Other meats.......................... 8,197 14.8 18.0 18.1 22.7 26.4 Poultry.............................. 11,623 13.5 16.7 19.3 24.1 26.3 Fish and seafood..................... 9,618 13.5 14.5 18.3 21.5 32.2 Eggs................................. 2,764 16.0 20.1 20.1 21.5 22.2 Dairy products......................... 27,405 13.3 16.7 19.2 22.8 28.0 Fresh milk and cream................. 10,672 14.3 18.9 19.1 22.4 25.2 Other dairy products................. 16,732 12.6 15.3 19.3 23.0 29.8 Fruits and vegetables.................. 45,213 13.4 17.0 18.9 22.3 28.5 Fresh fruits......................... 14,365 13.5 17.0 18.6 21.4 29.5 Fresh vegetables..................... 14,425 13.2 17.1 18.5 22.8 28.4 Processed fruits..................... 9,492 13.4 16.7 18.9 22.4 28.4 Processed vegetables................. 6,931 13.5 16.8 20.2 22.9 26.6 Other food at home..................... $81,570 12.4 16.0 19.4 23.1 29.1 Sugar and other sweets............... 9,981 13.5 16.1 19.5 22.5 28.3 Fats and oils........................ 6,980 14.5 17.7 19.3 23.9 24.6 Miscellaneous foods.................. 39,349 11.8 15.9 19.6 23.4 29.3 Nonalcoholic beverages............... 21,191 13.2 16.4 19.2 22.9 28.3 Food prepared by consumer unit on out-of-town trips................... 4,070 8.6 11.2 17.7 21.4 41.0 Food away from home...................... 195,806 8.7 12.1 16.6 24.3 38.3 Alcoholic beverages......................... 33,436 8.3 11.2 18.7 22.4 39.4 Housing..................................... 1,230,077 9.9 13.5 17.4 22.7 36.5 Shelter.................................. 725,589 9.9 13.1 17.2 22.3 37.4 Owned dwellings........................ 475,613 5.5 9.1 14.8 23.9 46.6 Mortgage interest and charges........ 272,244 3.7 6.7 14.0 25.2 50.4 Property taxes....................... 111,732 7.9 11.6 14.5 22.6 43.4 Maintenance, repairs, insurance,other expenses............................ 91,638 7.8 13.5 17.7 21.9 39.1 Rented dwellings....................... 202,973 20.4 23.6 24.1 19.2 12.8 Other lodging.......................... 47,002 9.0 8.5 12.3 18.7 51.5 Utilities, fuels, and public services.... 247,864 12.4 16.5 19.3 23.2 28.7 Natural gas............................ 29,877 11.3 16.0 20.1 21.4 31.1 Electricity............................ 89,866 13.3 17.6 19.5 23.1 26.4 Fuel oil and other fuels............... 8,298 14.4 20.0 17.2 20.7 27.8 Telephone services..................... 89,400 12.1 15.3 19.2 23.8 29.6 Water and other public services........ 30,423 10.9 15.9 18.4 23.8 31.0 Household operations..................... 68,013 6.4 11.3 16.6 20.9 44.9 Personal services...................... 32,510 4.6 10.2 18.1 21.1 46.0 Other household expenses............... 35,503 8.1 12.2 15.2 20.7 43.8 Housekeeping supplies.................... 48,205 10.1 14.1 16.5 30.7 28.6 Laundry and cleaning supplies.......... 11,138 13.2 18.7 18.1 24.6 25.5 Other household products............... 25,614 8.6 11.9 15.1 36.0 28.4 Postage and stationery................. 11,453 10.6 14.7 18.2 24.6 31.9 Household furnishings and equipment...... 140,406 6.8 11.2 15.9 22.5 43.6 Household textiles..................... 11,887 6.8 17.1 16.5 18.3 41.3 Furniture.............................. 36,880 5.0 9.4 14.7 21.3 49.7 Floor coverings........................ 3,922 5.8 12.9 11.3 16.6 53.4 Major appliances....................... 17,975 8.5 10.6 17.0 23.7 40.1 Small appliances, miscellaneous housewares............................ 9,040 8.2 14.2 18.2 22.9 36.5 Miscellaneous household equipment...... 60,703 7.2 10.8 16.2 24.0 41.9 Apparel and services....................... 155,353 10.1 12.4 16.3 22.4 38.8 Men and boys............................. 36,298 8.5 11.1 15.6 22.7 42.1 Men, 16 and over....................... 28,096 7.8 10.3 15.5 22.8 43.6 Boys, 2 to 15.......................... 8,202 11.1 13.7 15.9 22.5 36.8 Women and girls.......................... 61,586 11.5 12.9 15.9 21.6 38.1 Women, 16 and over..................... 50,587 12.4 12.5 15.5 21.5 38.2 Girls, 2 to 15......................... 10,999 7.3 14.9 17.9 22.0 37.8 Children under 2......................... 7,440 7.9 13.8 22.2 21.3 34.8 Footwear................................. 26,907 10.9 13.3 17.0 24.8 34.0 Other apparel products and services...... 23,123 8.4 11.9 15.8 21.4 42.4 Transportation............................. 736,316 8.2 12.6 18.7 26.0 34.5 Vehicle purchases (net outlay)........... 349,072 8.5 12.3 19.0 26.9 33.3 Cars and trucks, new................... 163,287 6.2 9.6 17.9 26.8 39.6 Cars and trucks, used.................. 179,176 10.8 15.0 20.2 27.0 27.0 Other vehicles......................... 6,608 c/ 2.9 c/ 6.7 14.0 28.7 47.7 Gasoline and motor oil................... 115,707 9.3 14.5 19.9 25.1 31.3 Other vehicle expenses................... $234,492 7.4 12.3 18.3 25.5 36.5 Vehicle finance charges................ 37,278 5.2 9.5 19.4 28.6 37.3 Maintenance and repairs................ 66,737 8.7 13.9 18.3 24.5 34.6 Vehicle insurance...................... 84,959 8.2 14.2 20.0 25.1 32.5 Vehicle rental, leases, licenses, other charges......................... 45,518 5.5 8.7 14.4 25.3 46.2 Public transportation.................... 37,046 8.0 10.7 14.9 23.5 42.9 Health care................................ 220,649 11.6 18.1 20.8 22.4 27.1 Health insurance......................... 109,446 11.8 18.7 20.5 22.9 26.2 Medical services......................... 55,847 7.9 13.7 21.6 24.0 32.9 Drugs.................................... 45,390 14.9 22.9 21.0 19.3 21.9 Medical supplies......................... 9,966 14.8 14.9 20.0 21.8 28.5 Entertainment.............................. 195,990 7.5 10.2 15.2 24.5 42.6 Fees and admissions...................... 51,882 6.5 8.0 12.4 21.9 51.2 Television, radios, sound equipment...... 65,372 10.8 14.0 18.7 24.4 32.2 Pets, toys, and playground equipment..... 34,435 7.1 11.7 17.2 27.4 36.7 Other entertainment supplies, equipment,and services.................. 44,301 4.1 6.0 11.6 25.6 52.7 Personal care products and services........ 47,901 10.8 14.8 17.5 22.9 33.9 Reading.................................... 13,425 9.5 13.4 16.6 23.2 37.4 Education.................................. 70,543 17.2 9.4 11.3 17.1 44.9 Tobacco products and smoking supplies...... 30,779 14.2 19.9 23.4 24.6 17.9 Miscellaneous.............................. 76,864 8.8 14.8 17.9 24.1 34.5 Cash contributions......................... 126,178 6.6 12.6 16.4 22.8 41.6 Personal insurance and pensions............ 424,375 2.2 6.5 14.0 25.2 52.2 Life and other personal insurance........ 39,225 7.5 11.4 16.0 22.5 42.6 Pensions and Social Security............. 385,150 1.7 6.0 13.8 25.4 53.1 Sources of income and personal taxes: a/ Money income before taxes................. 4,566,788 3.4 8.6 15.0 24.0 49.2 Wages and salaries....................... 3,682,981 1.5 6.0 14.1 25.4 53.1 Self-employment income................... 206,679 -.7 4.6 10.0 16.6 69.5 Social Security, private and government retirement................... 483,576 15.1 26.8 23.8 19.3 15.0 Interest, dividends, rental income, other property income................... 85,406 2.2 8.4 15.7 18.1 55.7 Unemployment and workers'' compensation, veterans'' benefits..................... 21,520 7.4 18.4 22.7 28.2 23.2 Public assistance, supplemental security, income, food stamps..................... 32,559 45.4 27.1 12.9 9.4 5.1 Regular contributions for support........ 38,106 14.7 17.5 14.0 13.8 40.0 Other income............................. 15,961 20.9 25.0 11.9 10.8 31.4 Personal taxes............................. 230,625 -.1 2.4 9.4 21.5 66.8 Federal income taxes..................... 170,231 -.5 1.3 8.1 21.1 70.0 State and local income taxes............. 46,790 .5 3.9 11.7 22.6 61.2 Other taxes.............................. 13,603 3.3 11.3 17.8 22.6 44.9 Income after taxes.......................... 4,336,164 3.5 8.9 15.3 24.1 48.2 a Components of income and taxes are derived from "complete income reporters" only; see glossary. b Value less than 0.5. c Data are likely to have large sampling errors.